(Closed) Help! With 2 months to go budget crunch

posted 6 years ago in Money
Post # 4
Member
1006 posts
Bumble bee
  • Wedding: May 2012

I have a wedding planner that I am using just as a day of coordinator but she has other full service planning clients. I’m selling all of my decor to her after the wedding and she can use it for her full service brides. I’m also planning to sell my dress after the wedding. That should help us recoup some expenses.

Post # 5
Member
786 posts
Busy bee
  • Wedding: December 2014

Are you saying you’re $100 over budget currently? If its only $100, you could certainly cut down in a number of really small areas to make it up. Are you having a quartet or trio for the ceremony? Cut 1 musician and you’re good. If you cut just one of your hors d’oeuvres it would save minimum $100 but probably more.

Post # 8
Member
2281 posts
Buzzing bee
  • Wedding: June 2012

Could you arrange to have a Stock The Bar party or shower before the wedding – I’ve never been to one, but I know people who’ve had them, and each guest brought a bottle of something to contribute to the bar. One of them that I heard of had guests also bring a favorite cocktail recipe for the bride and groom.

Post # 9
Member
12973 posts
Honey Beekeeper
  • Wedding: November 1999

@ProfessorGirl:  Interesting thought, but I really don’t like this idea.  It’s basically a BYOB wedding at that point.  I’d find that to be in really poor taste if I were invited to a wedding like that.

OP, I think you just need to decide what’s most important to you.  Maybe you can work with your caterer to find less expensive options, less expensive flowers, cut back on photography, cancel favors, get a small cutting cake and have a sheet cake cut in the back and served…

Post # 11
Member
128 posts
Blushing bee
  • Wedding: August 2013

Normally I am a firm believer that going into debt for a wedding is a huge mistake but I also think it is important to provide at least some alcohol to your guests. In this case, you are only short by $500-$1000. I don’t know your financial situation, but would it be possible to put it on a credit card? You would have to make it an absolute priority to pay back as soon as possible; you may even be able to do it when your next statement comes, before any interest even accrues.

Post # 12
Member
3461 posts
Sugar bee
  • Wedding: May 2012

It’s hard to suggest cuts in a vacumn.  Can you share what you haven’t yet paid for fully and we can brainstorm ways you can save some cash? 

Have you tried pre-selling your decor here on weddingbee?  Babysitting & odd jobs?  Selling on ebay?

Post # 14
Member
12973 posts
Honey Beekeeper
  • Wedding: November 1999

I would cut the videographer.  I know some people love them, but everyone I’ve talked to says they watch the video once, maybe twice, and then never again.  Maybe you can ask a family member to videotape the ceremony for you on a digital camera, and that way you’ll have the video of the important part? 

Post # 15
Member
2416 posts
Buzzing bee
  • Wedding: September 2012

Hmm..I would say since it’s such a small amount see if you can put it on a credit card and pay it back within a month of the wedding…but first I would see if you can at least afford beer/wine…or if the caterer can swap out some cheaper meals.

We are also cutting out wedding bands until after the wedding! I plan to use a family wedding band or buy one similar to my e-ring on Amazon for the actual ceremony and then after the wedding I will purchase a custom one…I think that’s a great idea…can you save some money on a photography package and opt to pay for an album after the wedding as well?

Post # 16
Member
1747 posts
Bumble bee
  • Wedding: May 2012

@amandaks86:  I agree with this. Credit is painted as the devil, but if you are responsible and pay your bills on time, it’s very helpful. This is what credit can be used for in my opinion. You seem to be very mindful of budget so maybe there is a way to breakdown how much additional you’ll need to pay off a month to be all paid up in a few months.

That or any monetary gifts from the wedding can be put towards the credit card bill.

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