Post # 1
I read a random statistic that 75% of women (US) are in charge of the household’s finances – as far as bill paying and budgeting. For some silly reason this surprised me, even though I am in charge of our bill paying and budgeting myself!
I do know several IRL friends that are as well, but just curious. 🙂 If you are, your SO is, or you share that responsibility most of the time?
Comment on if you prefer it the way it is or would like a change!
ETA: I think “Who manages your finances” might have been better wording on my part! So, who MANAGES it?
Post # 3
Right now he is, but we are moving over to the credit union and I will be taking over from there. I can do most of it online and since I will be the one at home it only makes sense.
I do believe the statistic is correct. When I am talking to new sales guys at my dads insurance agency, I always tell them to look for women that____. They are the ones that are usually in charge of the financial decisions.
Post # 4
He makes it, I spend it! HA! Actually, we budget together but since he works & is doing his accounting designation, I make all the basic household purchases (food, toilet paper, prescriptions, etc..). To be fair, I am the more frugal of the pair so at the end of the day, there’s no harm in him letting me “buy everything”.
Post # 5
Its all on me but really wish he was in charge. I am really bad with money and over spends it.
Post # 6
@MrsRugbee: Yes, exactly. He does make more, but to him that means he could spend more…no, bud. We need lights. Lol!
@tksjewelry: Definitely cool. I’m pretty happy with our setup. I thought it was “weird” for me to be in charge because my step-dad is in charge…but then I realized my family is weird (in general) and my step-dad is a logistical genius. So duh. Lol.
Post # 7
I’m 100% in charge and I prefer it that way. Love my Darling Husband to pieces but dude can’t remember to bring the trash can up the driveway after pickup (his one and only duty) and leaves it there for 3 days; no way is he going to remember bill due dates etc. Ok end of rant for the day.
Post # 8
Fi used to be in charge but Now i am and we have alot less late bills now he always forgets to pay them. Shoot he doesnt even pay his own credit card bill he makes me call and do it… lol
Post # 9
For mortgage, bills, groceries, we both pay. But when we go out to dinner, he pays. He makes more money than me so he doesn’t mind.
Post # 10
@MissGreen: Are we with the same person? Because yes, a thousand times, yes. “Take the trash down tomorrow.” “I will.” Tomorrow comes: “You forgot the trash.” “Oh.” Lol.
I have my little finance book that reminds me when everything is due and check them off. I’m much more organized in general than he is. It was meant to be this way. Lol.
@MsPanda: Yep. He doesn’t need/want to. I say, “Such and such is due next week.” And I get, “Okay, well pay it with our card.” Lol.
@SamanthaLovesJames: Oh I meant like, who is in charge of getting them done, not necessarily whose money. 🙂 Fiance makes more than I do too, but we split the bills based on a percentage of income.
Post # 11
Our money goes into a joint account and he makes more than I do, but I would say I “manage” our finances. I’m the one who decides how and where we invest, how much debt we pay back in any given month, if/when to renegotiate our mortgage, shops around for insurance plans, and decides what we can afford in our everyday budget, and physically pays the bills.
ETA: Maybe I shouldn’t say “decides” since we do discuss these things, and he is certainly welcome to do his own research and refute my conclusions 😛
Post # 12
Im WAY better at saving money than DH! haha
When he was in charge of the finances he would always forget to pay bills and I couldnt handle that!!!! It works out great for us!
Post # 13
For those voting “Both.” How does that work? Fiance is more than welcome to be involved, but at the end of the day, I’m the one that does it.
Post # 14
I am! I make more than Darling Husband but would still be “in charge” even if he made more. Darling Husband isn’t bad with money, and we’re both savers, but I’m more frugal and am super organized while he’s a little more laid back. I keep track of everything online and check things at least once a day. We discuss all large purchases and he’s involved but I manage things.
Post # 15
who MANAGES??? oh that’s different….I DO, I manage it, we both pay, but I make they’re paid on time and organized 🙂
Post # 16
- Wedding: September 2011 - Bent Creek Winery (Livermore, California); Reception: Family Residence (San Ramon, California)
Right now, mostly Darling Husband. Money stresses me out, and I really don’t like to crunch the numbers if I don’t have to. He’s much better at it anyway. We discuss pretty much all of our purchases, though, so there’s no surprises (like, “Hey, I bought a giant flatscreen!”).