Post # 1
I’ve noticed while looking through this board that a lot of bees mention paying off the wedding well after the actual wedding. How are you all doing this?? Loans, credit cards?? Are you vendors allowing payments?
I’m very intrigued because we’re already over budget and haven’t even considered the cake as well as a few other things yet!!
Post # 3
I had some shares to sell, some money in savings, and my parents are giving us some money. Hopefully having all the money already saved will mean minimal use of the credit cards. 🙂
Post # 4
I dont think taking out ANY type of loan (credit card, loan, line of credit) Is ok to pay for a wedding unless its no intrest and you can pay the TOTAL amount before the rate goes up. If my parents wernt paying we wouldnt have a wedding
Post # 5
We got some parental donations, used some of our tax refund, and also had a bit already in savings.
I think it’s a common trend (in my area, at least) to pay for the wedding with the monetary gifts you receive at the wedding. That’s a big risk, though, and not something I want to depend on.
Post # 6
We’re paying for it from work paychecks and all my vendors offer payment options so I just pay a little each month and will have the entire wedding paid off on the big day.
Post # 7
My parents will be paying for the wedding. Otherwise, we’ll be going to the courthouse to get married.
Post # 8
Our parents are giving us cash in installments leading up to the wedding. That contributes to about 1/3 of our budget. The rest is all on us, and we are paying cash for everything. If we use a credit card, it’s only to earn rewards points, and we pay it off immediately to avoid financing fees. I am a firm believer that a wedding celebration shouldn’t put you into debt.
Post # 9
We’ve planned to pay for the entire wedding ourselves. We’ve started saving before we got engaged and should be comfortably in budget by the time we have the wedding. If we get any help from our parents, then it will be a bonus, and will most likely be put towards our first home.
Post # 10
our parents are paying for most of it, but we are shelling out a few g’s. luckily, i have a 0% interest credit card that we put everything on so far (my parents are paying for almost everything that’s on the card now..getting the cash next month).
my zero interest is up in august, so im card shopping to find another one (i have excellent credit) and we plan to put everything else on that card. at the rate we’re saving, it will take about 4 months after the wedding to pay everything off, if we get zero cash gifts. we are okay with that.
i know some people think credit cards are the devil, but if you are careful and know what you’re doing, then it can be fine. if we wanted to not use the credit card, we would have to completely nix the honeymoon. not gonna happen.
edit: we’ve also already racked up $150 in rewards points..we anticipate another $450-$600 by the end of the wedding…and WE DON’T PAY INTEREST 🙂 i bet our credit card companies hate us.
Post # 11
We’re paying for the entire wedding ourselves, which is one of the reasons we have a year and a half engagement. We save as much per month as possible so we can pay for everything in cash.
Post # 12
My mom gave us about 1/3 of our budget, his mother took a loan against her 401k that we are paying her back for, I also have enough disposable income to buy things as we go along and we should both get decent enough bonuses next February to pay for the honeymoon in cash
Post # 13
I’m with a few others. My parents are paying for it. And if they weren’t.. courthouse we would go!
Post # 14
I paid for the wedding, reception and pig roast while hubby paid for the honeymoon. I worked on it bit by bit, making several purchases with every paycheck. I hunted and scoured the net for the best prices.No loans, and nothing was put on a credit card. But then again, the wedding, reception and pig roast came in at a little over 5K.
Post # 15
Our parents and us are paying for it…but I don’t get people who can pay off the wedding after it takes place (unless they mean by using credit cards…). For us, all our payments are due before the wedding or on the day of. So we don’t have the option to spread it out over a longer period of time.
Post # 16
Our parents are giving us $5,000 each. We are paying for everything else with savings and paycheck to paycheck. our wedding, with honeymoon, and rings will cost us around 25,000. So we are kind of proud of ourselves for coming up with 15,000 all on our own and with me being unemployed!