Post # 45
Originally, my Fiance and I planned to foot the entire wedding bill. We planned to have right around a $10-12k wedding, splitting the cost 50/50. Out of the blue, my dad very graciously offered $15k to help fund our wedding. He’s been a doll and not used the money as a way to control the wedding. He told us to use the money as we saw fit and would love whatever we came up with.
We added that to our original wedding budget. It looks like when all is said and done, we’ll have spent right around the $26k.
My FI’s family is paying for the rehearsal dinner.
My Fiance and I will be paying for our own honeymoon.
My mom paid for my wedding dress and makeup. I covered the alterations.
My aunt paid for my bridal bouquet as a gift for me.
The entire wedding will be paid in full. No plans to cover any part of it with CCs.
Post # 46
- Wedding: February 2015 - Chapel on Base
We are paying for our own wedding and keeping it under 5k.
Post # 47
- Wedding: May 2015 - The Fairmont, SF
Fiance is paying most of the bill ($35,000), which will cover vendors, the majority of the reception venue, and food/alcohol.
I’m contributing about $5,000 because I’m significantly less financially stable than he is but didn’t want to be a complete sponge.
My mom is paying for the church ($4,000), my dress (up to $2,500), flowers (?!), DJ (x__x), and putting money towards the reception, so probably about $12-14,000.
FI’s parents will also be contributing some.
It’ll be expensive but we’re really excited and I’m so fortunate and grateful to be able to have the wedding of my dreams without worrying about debt.
Post # 48
We were paying from our savings, mostly mine, Fiance contributed about 1/7th part of total budget. My father covered another 1/7th specifically for catering. Some expenses (bouquets, fireworks, live band) were covered by relatives as a gift. As we paid for most of it ourselves, we were really free to plan our wedding how we wanted (though none of our parents are the type who would push something just because they have contributed money).
KatJoy227: I think it’s fair that your parents contribute part of budget if they want your wedding to be huge but you don’t. If you are worried that this will influence your say about the whole planning thing, I suggest that you agree prior to planning that parents will pay for specific services, like venue or catering, or music etc. Then you don’t need to explain them “I need xx money now, because…”, just forward the bill. For this, you need to have draft guest list before talking to parents and do some research regarding venue and catering costs, to have an idea about total budget.
Post # 49
We are paying for the wedding out of pocket from our savings account. Us too have a ridiculously large wedding (500+). Good luck to ya and congrats
Post # 49
- Wedding: December 2014 - Temple Beth Am/Love is Blind
Although my family is helping us (my sister gifted me my dress and accessories and my parents are paying for the photographer) we are paying for it with our savings. Ouch.
Post # 50
- Wedding: September 2014 - Merritt Winery
KatJoy227: Pretty much all of the actual wedding expenses are coming out of my pocket. I took out a loan against my 401k because I didn’t want to use credit cards. I’ll have the balance paid off in 3 years with no interest. My mom is giving me $100 here and there when she can. Fiance bought my rings and is covering the cost of most of the honeymoon. We aren’t really getting financial help from our parents at all.
Post # 51
- Wedding: March 2017 - Kimmel Center of Performing Arts
We are paying for 95% of our wedding with money we have saved up and paying weekly from our paychecks. My parents are only paying for my dress, and my mother is a florist so we are covered on flowers.
Post # 52
- Wedding: September 2014 - Turf Valley
KatJoy227: I know the feeling!! 🙂
But if you do your due diligence with shopping around, you can get some good deals on vendors and whatnot. Once you get a budget from your parents, you can figure out what you can afford with that budget. From there, figure out all of what you cannot afford on budget, and make a plan to save that money yourselves for those things you want/need.
PS: Etsy was my BFF through planning and getting ideas. Pinterest was nice too for ideas.
Post # 53
Basically my entire paycheck is going towards paying for the wedding. My Fiance has been paying all of the bills with his check and anything left over goes towards saving. He’s also been working a lot of overtime and I’ve been babysitting pretty much every week for extra cash. Each of our parents are also contributing – my dad paid for my dress, my mom is paying for flowers, and his parents are paying for alcohol at the reception. Never thought a wedding would be so expensive ! But also surprised at how much we could save when we really try!
Post # 54
40% my parents, 40% his parents. 20% us.
I’m not including rings, wedding party gifts and honeymoon in the wedding budget. we will be paying for those ourselves, but each from our own pockets individually.
Post # 55
rosegoldgirl: You were able to take out of your 401k for wedding expenses?? I was looking in to that once for some financial issues I had a while back and was advised that I could only pull from it for either medical bills, home buying, or if I had proof that I was having a serious financial burden/hardship?? I would definitely rather go that route than rack up more credit card debt. My Fiance recently foreclosed on his home and is in the process of repairing his credit, and while I don’t have a huge amount of CC debt, I am trying to pay down what I have due to the student loan payments I have looming over my head in the near future.
Thanks for all your replies ladies! You provided some great ideas/approaches!!! 😀
Post # 56
KatJoy227: My parents are helping us out with the wedding. We opted not to pay for anything with credit cards, so we have been paying for everything with cash or checks. At first, I assume my parents and I would just divy everything up (my parents pay for the venue, I’ll get the photographer; my parents pay for the caterer, I’ll pay for videographer, etc.), but my dad has started to express that instead of doing that, we just pay everything off together as it comes up. I’m not so keen because it’s a little harder for me to keep track of everything. When all is said and done I think we are looking at upwards of $15k for sure, with my parents putting in about 75% of the funds.
Post # 57
- Wedding: September 2014 - Merritt Winery
KatJoy227: my 401k company offers two options for taking money out. One option is taking money out and not paying back. This is for financial hardships such as hospital bills, going to school, or buying a house. The other option is for a loan against it. I was able to take out no more than half of the total amount no questions asked. They worked out a payment plan that comes out of my check. Check to see if they offer this option. I certainly would not be able to pay for my wedding without it.
Post # 58
- Wedding: September 2014 - Dallas, TX
My parents generously offered to give us $17k toward the wedding and this has somehow crept up to $20k. I am paying around another $5k out of my savings. Fiance is a grad student and has no extra cash flow, and I have a good paying job and savings built up. We are also paying for the honeymoon and rings ourselves, so that’s about another 3k. FI’s parents are giving us $1500 for the rehearsal dinner and $2k as a wedding present to pay off FI’s car. Overall we are extremely lucky and blessed to have such generous family and to be in a financial position where we can cover the extras.