(Closed) How are you paying for your wedding?

posted 7 years ago in Money
  • poll: Realizing we can't afford this big wedding. What would you do?
    cancel or postpone : (4 votes)
    13 %
    ask family for help : (18 votes)
    56 %
    finance the rest : (2 votes)
    6 %
    get second jobs : (8 votes)
    25 %
  • Post # 3
    Member
    1498 posts
    Bumble bee
    • Wedding: August 2011

    If you are comforatable asking your parents for some support, I think that would be the best route to go.  If you are not, then save, save, save and then if you absolutely have to, put some of it on credit.  I would advise to try to get a card with a low introductory rate that you can pay off over the course of a year or so with little penalty, whatever you do, don’t put anything on a credit card with a high rate like 18% or something.  Be really smart if you have to use credit for any of it.

    Post # 4
    Member
    14186 posts
    Honey Beekeeper
    • Wedding: June 2009

    Honestly, i’d try to get a second job. I hate to say it, but you got yourself into this mess with poor financial planning, and I’d rather dig myself out than ask for help. If your family didn’t offer up any money to begin with, they probably won’t now. And if they do, it’ll probably be with a little bit of a bad taste, having to “bail” you out and all. If you could borrow money (i guess it depends how much you’re talking), that’d be one thing (really depends on your folks, though). I’d avoid financing at ALL costs–a little more hard work up front would fix that. And if you can’t get second jobs or something, you really need to look at evaluating your home budget to cut out every little bit you can and seeing if there are places you can scale back.

    It really depends how much you’re going over budget, I think. If you’re talking a LOT of money, well…that’s definitely a big problem.  

    Post # 5
    Member
    1940 posts
    Buzzing bee
    • Wedding: March 2011

    mcnetn3 said it perfectly! 

    OUr wedding is very tight budgeted and we ended up asking for a little help.  Our parents didn’t give us a ton but it really helped.  We are saving like crazy.  However, in the end we will end up having to put maybe $800 on our credit card.  We called the bank and they said it was smarter to get a low interest credit card then take out a higher interest loan that they would offer for a personal loan.  I would say sit down and budget budget budget and figure out how much you are going to be able to save and what your parents can help you with.  What is your gap in money?  What is the policy with your vendors on pushing back the day?  I wouldn’t move it back if you will loose money with vendors. 

    I would also suggest cutting back your guest list if you can.  However, if you already sent a person a save the date you can’t really take that part back. 

     

    Post # 6
    Member
    541 posts
    Busy bee
    • Wedding: September 2011

    I’d probably start looking for a second job, too. I hate asking anyone, even my parents, for help.  If you aren’t that far off track budget wise, working another job for a couple months might more than help pay for the rest of the wedding. Or, if invites have not gone out yet, just cut the guest list back to what you can afford.

    Post # 8
    Member
    541 posts
    Busy bee
    • Wedding: September 2011

    It sounds like you really need to put your foot down when it comes to other’s opinions. FI’s family tried to do this–invite third cousins, had a wonderful idea about us renting transportation for all the out of town guests from the hotel to the venue, etc. All things that would cost us a ton of money. It’s obviously too late to go back and change the dress and probably the venue, too, but, you can still take control over the guest list and everything else that isn’t yet set in stone.

    Did you set an expectation that your Maid/Matron of Honor would have to pay you back when you bought those things? If so, and the wedding date you have listed is right, she has plenty of time to pay you back. What I have done to keep family under control (bitchy as it sounds, but they know me) is everytime they have an opinion that is going to cost money, I tell them it’s a great idea and that they can pay for it. I think after the second time using this with Future Father-In-Law his opinions started to get few and far between.

    Post # 9
    Member
    1876 posts
    Buzzing bee
    • Wedding: October 2014

    If you are only $2K over budget you do have plenty of time to save up and try to cover that. You need to cut back on spending, going out, etc and maybe pick up some odd work here and there. I’d recommend babysitting on the weekends or during week nights. That’s easy cash right there.

    I really don’t think you should ask your family for money. Maybe let them know you guys are having a hard time coming up with the extra money. But don’t ask them to help. If they offer great, but it is your wedding – you guys made these decisions and unfortunately you have to figure it out.

    I’m sure it’ll all work out and it’ll be ok. Good luck!

    The topic ‘How are you paying for your wedding?’ is closed to new replies.

    Find Amazing Vendors