(Closed) HOW ARE YOU PAYING FOR YOUR WEDDING?

posted 6 years ago in 20 Something
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  • Post # 61
    Member
    1325 posts
    Bumble bee
    • Wedding: February 2015 - Mount Hermon

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    lololovely:  my parents mostly, my grandparents, in laws and us. 

    My parents gave us a budget of $10,000. And explained what things that covers.

    My grandparents are paying for the photographer.

    My Future In-Laws are paying for the rehearsal, and besides giving her a type of food and a guest list, Future Mother-In-Law is handling that one entirely.

    We are covering: his suit, gifts, rings, and videographer. And some decor pieces when my mom doesn’t like one.

    We honestly don’t have a savings plan. We save anyway, and we already bought the rings. That was the only one that was hard. We’ll have enough to cover the rest of the stuff easily. We are paying for everything in cash, no loans and no debt. Same with all the people who are helping.

    Tricks we’re using: exclusive venue that is cheap to those who are allowed to use it (FI is our connection). The venue also keeps our guest list down. And it doesn’t allow alcohol, so there’s another save. AND they only charge $22 per person for dinner. DIY flowers. Selling my dress after the wedding. Videographer only provides raw footage, no editing. No DJ. 

    I think that’s it. Besides that $10,000, I honestly don’t know what the total budget is. $15,000 maybe. We’re just being as frugal as we can. It was stressing me out trying to record every penny so we stopped doing that.

    Post # 62
    Member
    45 posts
    Newbee

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    lololovely:  my budget is high because of my two items I won’t budge on cost…. I want the best videographer. I found this amazing video online and I cured the entire time. I want that same vision so that right there is $2000, then my photographer is another $2200, food came to $3500 for our 125 guests…. 

    So that’s preTy much how we got so high. ๐Ÿ™‚ but I’m determined to keep all the other expenses DOWN, DOWN, DOWN… 

    Post # 63
    Member
    671 posts
    Busy bee
    • Wedding: September 2017 - Ceremony and Reception: Historic mansion on the water

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    lololovely:  No offense taken at all.  I am in the DC/MD/VA area and it is just costly here period.  My budget is not so uncommon in this area.  The minimum for one of the venues I considered was $35,000.  Our venue is gorgeous but it is the personalized details, ambiance, and capturing memories that drives our budget. The bulk of our budget goes into catering (sit down, open bar w/top shelf options, etc), photography, videography, and decor.  I also have a wedding planner who is awesome and I am paying for that awesomeness.  (smile)  I should also note that we are an older couple very established in our careers and are very comfortable with the budget.  

    • This reply was modified 5 years, 6 months ago by  together420.
    Post # 64
    Member
    23 posts
    Newbee
    • Wedding: November 2016

    While I am not even close to the planning stage and have yet to be engaged , this thought has crossed my mind as all my close friends are in the planning process / almost wedding day time. I think its important to narrow this post to a region or state perhaps, just because I was shocked scrolling though ppl post and they had a $5k wedding. That is almost impossible in Los Angeles. My friend who went CHEAP on everything andade savings on every corner including help from her parents ended up spending $40k!!! That’s considered a cheap wedding here.

    To me that’s astounding… And a big waste of money living in LA. Congrats to all the brides to be! Would love to discover a way to plan a low budget wedding in LA/Malibu… Or maybe elope? ๐Ÿ™‚

    Post # 65
    Member
    2697 posts
    Sugar bee
    • Wedding: January 2015

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    lololovely:  My Fiance and I have the same budget… we originally wanted 8K… but we ended up having a couple expenses that came up that weren’t originally in the budget.

    We’re paying for a majority of it ourselves. Both sets of parents said they wanted to give us some money towards the wedding, but we don’t know how much or when, so we’re planning on paying for it ourselves and anything we do get we’ll put towards our honeymoon or our house.

    I’m 26 and Fiance is 30. I just started my career and Fiance is transitioning into a new job within his career that pays more (yay!). We opened up a joint savings account that we’re putting money into for the wedding. Whatever can go on the credit card we’re putting it on there then paying it off immediately so that we can collect points (we’re using the points towards flights for our honeymoon). We’re not going into debt for this wedding, I refuse to. We’re buying things gradually, so it doesn’t seem like that big of a hit, then we have the savings account for the bigger last min purchases (food, alcohol, photographer… and so on). Currently our budget does not include our honeymoon.

    To save money we are doing a lot of DIY, and I’m searching for deals, and negotiating with vendors to find the best deal. Also, our wedding is in January which has given us a couple ‘off season’ discounts, but not as much as I thought it would have.

    Post # 66
    Member
    481 posts
    Helper bee
    • Wedding: September 2014

    1. Who is paying for the wedding? (you, parents, in laws, other)

    We paid for our wedding ourselves. My mother bought my dress and paid for alterations, and DH’s father paid for his tux and $500 toward photography.

    2. What is your wedding budget? Are you hoping to come in under budget?

    We didn’t really have a budget, exactly. We just paid for things as they came up.

    3. How are you paying? (Cash, credit cards, loan?)

    Cash and credit card.

    3. What is your savings plan & how are you sticking to it? (i.e each take from weekly paycheck)

    We both worked a ton of overtime. Like 8-20 extra hours each per week.

    4. What budgeting tricks are you using? (cutting guest list, all inclusive wedding package, vendor connections, etc)

     We had a small ceremony and only had a cake and champagne/punch reception.

    – Also, does your wedding budget include the honeymoon?

    We spent the weekend out of town, so we budgeted for that. We’ll be taking a “real” honeymoon when we can afford to take more time off of work. 

    We’re 21 and 23.

    Post # 67
    Member
    2154 posts
    Buzzing bee
    • Wedding: June 2014

    1. Who is paying for the wedding? (you, parents, in laws, other)

    We paid for our wedding ourselves. My parents bought my dress, his parents bought his tux. We paid for everything else.

    2. What is your wedding budget? Are you hoping to come in under budget?

    No particular budget really.. we just cut back on stuff we didn’t care about (like decorations) and chose a fairly cheap venue.

    3. How are you paying? (Cash, credit cards, loan?)

    Cash

    3. What is your savings plan & how are you sticking to it? (i.e each take from weekly paycheck)

    We save every month anyway.. we just took the money out of our savings account.

    4. What budgeting tricks are you using? (cutting guest list, all inclusive wedding package, vendor connections, etc)

     basic decorations, simple food, did the music and the cake ourselves.

    – Also, does your wedding budget include the honeymoon?

    No, we didn’t have a honeymoon.. couldn’t afford it after paying for the wedding ourselves ๐Ÿ™‚

    We’re 28 and 31

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    Post # 68
    Member
    23 posts
    Newbee
    • Wedding: July 2015

    1. We’re paying for almost everything ourselves. My parents gave us £700 as an engagement present and the future husband’s Nan very generously gave us £400. His parents might also contribute towards the drinks, but we’re not sure.

    2. Our budget is around £4000, not including honeymoon.

    3. We’re paying buy cash (and debit cards). Under no circumstances am I willing to take a loan.

    4. We got a joint savings account in my bank, and the plan is that we both contribute to it monthly. Also I have savings and recently got a lot of money as a graduation present when I got my Master’s Degree.

    5. I’ve basically done almost non-stop research to find the most inexpensive suppliers in the area. We’re having the ceremony and the reception in the same venue, with the total venue hire cost of £450. We’re ordering a plain iced cake and will decorate it ourselves. I’m going to make the centrepieces myself. Going to buy a hand-me-down wedding dress or order one from an online shop. That sort of stuff. Also we’re going to have less than 60 guests (there will be only around 10 from my side anyway since I don’t live in the same country as my family does).

    Post # 69
    Member
    1128 posts
    Bumble bee

    1. Who is paying for the wedding? (you, parents, in laws, other)

    My Mum and Grandma are paying for the wedding for the most part. Fiance & I are paying for about 10% of it.

     

    2. What is your wedding budget? Are you hoping to come in under budget?

    Budget is around £20,000 (approx $32,000) Yes I think we will come in under budget.

     

    3. How are you paying? (Cash, credit cards, loan?)

    Cash.

     

    3. What is your savings plan & how are you sticking to it? (i.e each take from weekly paycheck)

    I’m not really saving for the wedding since this is being paid for by my family, however we are saving money for our honeymoon. We are transferring a certain amount per month to a seperate savings account.

     

    4. What budgeting tricks are you using? (cutting guest list, all inclusive wedding package, vendor connections, etc)

    I am doing most of the decorations myself at home and my Fiance is a digital designer so he has designed the Save-The-Date Cards and will design the invites and other stationary which will have saved month. I am having the main cake made professionally but (with the help of my Mother-In-Law to be and one of my bridesmaids) I will be making cupcakes and cake pops for the cake table.

    Post # 70
    Member
    3585 posts
    Sugar bee

    My fiancé and I are splitting the cost. I picked the venue out. I knew i wanted a Saturday but did not feel comfortable paying 2 grand more just to have it on a peek month so i picked September which was cheaper.  I could have saved another 1000 but having my guest sit in the sun for an hour was not worth it. I also took 20 people off the package which saved me 600 bucks and i found a venue that is all inclusive.  When i say all inclusive i mean all inclusive. Some venues like to claim they have all inclusive packages but won’t include the photographer or officiant. Only thing i wont have are fresh flowers at the reception.  I don’t want to pay more for them. The venue offers many centerpiece options and has lights inside so it looks very romantic. 

    We are paying cash. I started saving for the venue about a yr in advance. I pay my monthly payments and while my Fiance is on deployment he saves up. When he comes home in 3 months he will have his portion.  

     

    In the end we will probably pay about 17,500

    Post # 71
    Member
    21 posts
    Newbee
    • Wedding: June 2016

    1.  Who is paying for the wedding? My Fiance and I are paying half and my parents are paying half.

    2.  What is your wedding budget? 10-15k<br />

    3.  How are you paying? Cash

    4. What is your savings plan and how are you sticking to it?

    5. What budgeting tricks are you using? My mum is pretty thrifty and has found us serval wedding items from a charity shop brand new (such as invitations), and we are making alot of the decorations and the flowers ourselfs. We have family friends doing the officiating and the music for the ceremony so that is helping to keep costs down.

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    Post # 72
    Member
    103 posts
    Blushing bee

    1. Who is paying for the wedding? (you, parents, in laws, other) We plan on paying for the wedding ourselves and pocketing the money my mother gifted us to use as a downpayment on a house in the future.

    2. What is your wedding budget? Are you hoping to come in under budget?  $15K, including the costs for our honeymoon, hopefully!

    3. How are you paying? (Cash, credit cards, loan?) Cash

    3. What is your savings plan & how are you sticking to it? (i.e each take from weekly paycheck) We have planned to budget $1,000.00 a month to put towards the wedding.

    4. What budgeting tricks are you using? (cutting guest list, all inclusive wedding package, vendor connections, etc)  A little bit of everything.  I have come across a photographer that offer a military discount, a dJ I have come across gives a discount for using a preferred vendor (which is our venue), and we have decided that we needed to trim the guest list.

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    Post # 73
    Member
    685 posts
    Busy bee
    • Wedding: April 2015

     

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    lololovely:  Blue Nile for rings. The same rings that costs 3k in Tiffany is 1000in Blue Nile.  

    Post # 74
    Member
    52 posts
    Worker bee
    • Wedding: July 2015

    1. Who is paying for the wedding? (you, parents, in laws, other) His parents are paying for the food; my parents are covering my dress, sash, veil, hair, and anything the bridesmaids want (they’re my sisters). His aunt also recently offered to take care of the cake. Fiance and I are covering everything else.

    2. What is your wedding budget? Are you hoping to come in under budget?  $12k for just the honeymoon. We are adjusting the budget when he starts his new job sometime mid-January!

    3. How are you paying? (Cash, credit cards, loan?) CASH. We have had a couple issues when we didn’t have the money RIGHT THEN, but we put it on a line of credit and then pay it right back.

    3. What is your savings plan & how are you sticking to it? (i.e each take from weekly paycheck) We just take from the joint account as we go and make a “big” purchase each month (invitations, venue payments, down payment for the photographer, etc).

    4. What budgeting tricks are you using? (cutting guest list, all inclusive wedding package, vendor connections, etc)  Less photographer hours, an all-inclusive venue, trolling sales for bridesmaid/groomsman gifts, wine and beer only at the reception (and the wines are really inexpensive), my wedding ring was on sale at Jared, DIY flowers and centerpieces… We are trying to be clever!

    Post # 75
    Member
    208 posts
    Helper bee
    • Wedding: September 2015

    Who is paying for the wedding?

    I am paying for the bulk of it. We live well within our means, so much so that Future Hubby can easily cover our bills alone. He pays an extra amount on our mortgage, and also pays additional tax so that at the end of the financial year he will get a decent return. If I am unable to fully save enough for the wedding, he will supplement with that extra money. We are also receiving about 3k from my parents, and his parents are paying for alcohol. (only because they wanted it. We’d be happy with a dry wedding otherwise, as neither of us drink).

    What is your wedding budget?

    Approx 20k, I’m not 100 percent sure. I need to crunch the numbers, however we were willing to pay for certain things regardless of price, so it was hard to set a budget from the get go.

    How are you paying?

    Mainly cash. If I pay with my credit card, I pay it off straight away. I only use my credit card for convenience, not for anything I cant afford.

    What is your savings plan and how do you stick to it?

    I get paid fortnightly, and as my fiance is taking care of the bills, a significant chunk of my pay goes straight into savings. This means each fortnight I generally can save well over $1000. My savings have taken a couple of hits in the last couple of months, but I should still be well on track, with just over 9 months to go.

    What budgeting tricks are you using?

    The best thing about our wedding has been that my fiance has lived in our small town his whole life. The photographer gave us “mates rates”, which equalled more than 50 percent off and he’s fantastic. My fiance works for the venue, so we’re not paying set up or break down, just the night’s rent. Cars are supplied by people he knows. Alcohol is supplied by someone my ffil knows. We are having the ceremony in a mates front garden which is beautiful. My family friend is officiating. As much as we haven’t been concerned about budget, this has made it so we could focus our resources on important things like food, and attire. ๐Ÿ˜›

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