(Closed) HOW ARE YOU PAYING FOR YOUR WEDDING?

posted 5 years ago in 20 Something
  • poll:
  • Post # 121
    Member
    336 posts
    Helper bee

    1. Who is paying for the wedding? (you, parents, in laws, other)

    We are paying for the wedding. My mother bought me my dress, though!

    2. What is your wedding budget? Are you hoping to come in under budget?

    No set budget. We’ll spend about $10K, which includes our rings, honeymoon, attire, etc. – everything related to this wedding!

    3. How are you paying? (Cash, credit cards, loan?)

    Credit cards where possible for the points (we pay it off immediately). Check/cash where credit cards are not accepted.

    4. What is your savings plan & how are you sticking to it? (i.e each take from weekly paycheck)

    No savings plan. We are fortunate enough to already have the money we need to pay for our wedding (and a lot leftover for normal savings).

    5. What budgeting tricks are you using? (cutting guest list, all inclusive wedding package, vendor connections, etc)

    Our original budgeting trick was eloping. Now we are having ~10 guests. So cutting the guest list, I suppose, by having a Destination Wedding that is inconvenient for people to attend!

    Also, does your wedding budget include the honeymoon?

    Yes! We’ll have a two week honeymoon (5 nights Kauai/6 nights Hawaii). This budget does not include a separate one-week trip to Mont Tremblant (about a week after our honeymoon) for skiing.

    Post # 122
    Member
    118 posts
    Blushing bee
    • Wedding: March 2016

    1. Who is paying for the wedding? (you, parents, in laws, other)

    Fiance & I. But mostly, Fiance. I am in nursing school and he is the only one working right now. So him & pure luck. I’ve also sold alot of possessions that I didn’t need to help out. We are getting no help from either set of parents. They just aren’t in the position to help.

    2. What is your wedding budget? Are you hoping to come in under budget?

    Our max is 2500, but we really want to stay under 2000. Right now, it looks possible.

    3. How are you paying? (Cash, credit cards, loan?)

    Cash. We do not want to go into debt.

    3. What is your savings plan & how are you sticking to it? (i.e each take from weekly paycheck)

    It mostly comes down to the fact we don’t have a choice. We have limited means and we can’t go above them. And that’s that. Lol.

    4. What budgeting tricks are you using? (cutting guest list, all inclusive wedding package, vendor connections, etc)

     I’m DIYing the decor, flowers, and everything I possibly can do. I’ve had to give up alot of dreams and wishes. We’re having pizza from dominos as food, fake flowers, minimal decorations, a very small cake, no bar, just keeping things simple. I don’t have a wedding planner. I’ve done 100% of the planning by myself. We also are keeping it to a small guest list (inviting 50, but expecting less than 40). It’s been tough, but it’s doable.

    Also, does your wedding budget include the honeymoon?

    Sadly, no. This is probably the thing that upsets me the most. If there was anywhere else I could cut costs, I woud for the honeymoon. It doesn’t matter all that much to me. But my Fiance really cares about it and I hate I can’t do it for him. My best friend is getting married the next weekend. So, we never were going to be able to do a full blown honeymoon. We just really wanted a mini-moon. Just 2 or 3 days at a beach in the next state over. No extras, just a hotel room, gas, and food. But it looks like we just wont be able to do it. Which crushes me because that’s the only thing other than actually getting married that he cares about. πŸ™

    Post # 123
    Member
    550 posts
    Busy bee
    • Wedding: October 2015 - Fairmont Banff Springs Hotel

    lololovely:  

    1. Who is paying for the wedding? (you, parents, in laws, other)

    My fiance and I are primarily paying for our wedding, with some assistance from my and my fiance’s parents. 

    2. What is your wedding budget? Are you hoping to come in under budget?

    Our wedding budget is $50,000 (not including honeymoon) and so far we are at $49,845. 

    3. How are you paying? (Cash, credit cards, loan?)

    We have just graduated from university where we have both been full time students for the past 5 years- so it took a lot of saving up over our 2 year engagement! Like, saving every other penny and working while in school to pay for it!

    3. What is your savings plan & how are you sticking to it? (i.e each take from weekly paycheck)

    We have been paying for wedding things as we’ve gone along from every paycheque so we have no possible way to blow our savings haha

    Post # 124
    Member
    1956 posts
    Buzzing bee
    • Wedding: October 2013

    1. Who is paying for the wedding? (you, parents, in laws, other)
    We paid for it ourselves.

    2. What is your wedding budget? Are you hoping to come in under budget?
    We were hoping to pay $2,000 total. We paid $1500.

    3. How are you paying? (Cash, credit cards, loan?)
    We paid with some of our savings. Neither of us own a credit card.

    3. What is your savings plan & how are you sticking to it? (i.e each take from weekly paycheck)
    Since we had savings, we just took from it as we paid for things.

    4. What budgeting tricks are you using? (cutting guest list, all inclusive wedding package, vendor connections, etc)
    We call in a hell of a lot of favours, and had pizza instead of other food. The guests seemed to love it.

    Does your wedding budget include the honeymoon?
    No, it didn’t. An extra $1500 on our week away.

    Post # 125
    Hostess
    3831 posts
    Honey bee
    • Wedding: November 2016

    lololovely:  We are 26 and both have massive loans from grad school so I feel your pain!  My parents have generously offered to pay for the wedding (with a budget they decided on of course) and we will be paying for the Rehearsal Dinner and Honeymoon. 

    1. Who is paying for the wedding? Parents, or we would be heading to the courthouse/getting married in 2030 lol

    2. What is your wedding budget? Are you hoping to come in under budget? 31k in DC.  I’d LOVE to come in under budget, but even after cutting the guest list, I doubt that we’ll be able to

    3. How are you paying? Charging it to a card with miles to go towards honeymoon flights and paying it off immediately

    4. What is your savings plan & how are you sticking to it? Fiance is not in a position to help, so I am personally saving for the Rehearsal Dinner and honeymoon.  I am getting a raise in a couple of months and taking all of the extra money per paycheck and putting it directly into savings.

    5. What budgeting tricks are you using? We cut our guest list, decided what our priorities were (food, guests, drinks, venue) and cut back on the rest.  We have a family friend who is a professional photographer and is giving us a great deal.  We decided not to hire a videographer, do favors/welcome bags, or any extras like that as well.  I have been doing LOTS of research to make sure we get the most bang for our buck.  I’m hoping it will be fairly easy to save this money after my raise because I won’t have to change my standard of living (it’s already restricted from loan payments) since I’m not used to the extra money coming in. 

    6. Does your wedding budget include the honeymoon? Nope, I’m saving for that separately.

     

     

     

    Post # 126
    Member
    514 posts
    Busy bee

    I am 21 (22 soon) and Fiance is nearly 27, we are getting married in the UK πŸ™‚ near London! 

    1. Who is paying for the wedding? (you, parents, in laws, other)

    We are paying for about 85% of it, my mother is buying me my dress, my grandmother is buying the cake, my father is paying for most of the honeymoon, but everything else we are paying for (unless more people offer to contribute that is)

    2. What is your wedding budget? Are you hoping to come in under budget?

    Our budget is £16000 (was £15000 but it budged!) so about $25000. Thats including honeymoon. I am hoping to come under, but the only way to do that is if more people offer to contribute, where we live (just outside of London) is expensive so there is a limit on how low you can go and still maintain a certain look.

    3. How are you paying? (Cash, credit cards, loan?)

    Cash mostly, since we are planning to buy and move into our first home a few weeks before the wedding a couple of things might need to go on the credit card (interest free) to be paid for after the wedding (max 2000, so we can pay it off within 2-3 months) 

    3. What is your savings plan & how are you sticking to it? (i.e each take from weekly paycheck)

    We have been saving £1000 a month since May this year (before we got engaged, a few weeks ago) obviously December we might not be able to save as much but we will definitely have saved enough

    4. What budgeting tricks are you using? (cutting guest list, all inclusive wedding package, vendor connections, etc)

    We are having a bank holiday Sunday wedding, so we still get the whole day off after, but Sunday pricing. We are getting married the last sunday of April, so we get off peak pricing but our Honeymoon in May (which for USA holidays was cheaper than April! probably due to spring break/end of term in the UK) I am getting the design team at work to do my invites, and work are kindly paying for the printing costs as a gift πŸ™‚ along with the postage (which saves a lot!) I have a large imidiate family so the guest list we can’t trim down any more than 80 for the day, 110 for the evening which is upsettingly expensive! We are using executive taxis for our transport (fancy mercedes with ribbon and they do not have Taxi logo’s on them) which has saved tons! We are also not doing favours, or canapes. Since in the UK cash bar is normal we are having a cash bar, there is free alcohol for the meal included though. My friend works in a major UK department store so we are using her discount for the Bridesmaid or Best Man dresses (40% off!) 

     

    • This reply was modified 4 years, 2 months ago by  1234qwerty94.
    Post # 127
    Member
    258 posts
    Helper bee
    • Wedding: October 2015

    My fiance and I are paying for the decor, the photographer, and the cake. My fiance more than me, simply because I don’t make anything at the job I’m at to contribute. I feel horrible about this. My mom is paying for the reception hall, food, drinks, dj, my dress, and all my extras. My grandma gave us $500 dollars to help us get started with our decorations, paying for the photographer, and for our cake. His parents are paying for the rehearsal dinner and are going to give us some money to help our expenses. We haven’t spent a whole lot of money truthfully, we have gotten lucky with people handing stuff down for us to use and others using their talents to help us with invites and save the dates.

    Post # 128
    Member
    1308 posts
    Bumble bee

    1. Who is paying for the wedding? (you, parents, in laws, other)

    Father paying over 50%, FI’s parents paying for 50% catering and rehearsal, Fiance and I are paying the rest.

    2. What is your wedding budget? Are you hoping to come in under budget?

    No real budget, but I would say under 25K total.

    3. How are you paying? (Cash, credit cards, loan?)

    100% Cash

    3. What is your savings plan & how are you sticking to it? (i.e each take from weekly paycheck)

    We each contribute $2k a month to our joint checking account, so any wedding expenses draw from that.  We haven’t come short yet.

    4. What budgeting tricks are you using? (cutting guest list, all inclusive wedding package, vendor connections, etc)

    I didn’t really cut the guest list with keeping costs down in mind, but our guest list of under 140 (we anticipate maybe 100 showing) is really helping with costs.  I would say just shopping around for the best value has helped.

    Also, does your wedding budget include the honeymoon?

    No, our disneymoon is going to be right away since we can’t take time off (both startin new jobs), so our “big” trip we have been wanting to take will likely be an anniversary trip.  We are taking a disneymoon (we are local to FL, orlando only 1.5 hours away) which will be around 2k.

     

    I want to add that although Fiance and I make great income together, we wouldn’t be having a wedding unless my father graciously offered to contribute.  The way we saw it, we were just going to go get married together since a wedding isn’t high on our financial priority list (or really even life priority).  We will likely end up spending less than 6k when all is said and done.  I don’t count our honeymoon in that because a disney vacation is something we would have probably done regardless of this wedding happening or not.  

    Post # 129
    Member
    372 posts
    Helper bee

    Unfortunately where I live 30000 is the norm even if you are trying to cut costs. 

    My budget is 30000  (I hope to be under) and my parents are paying for it. They wrote me a cheque and said enjoy planning hahah I am so gateful for my parents as they are not rich by any means. My in-laws who are very very wealthy gave us a lot of money for our home and will pay for the rehersal dinner and honeymoon. We are inviting 120 guests.

    • This reply was modified 4 years, 2 months ago by  jesais.
    Post # 130
    Member
    55 posts
    Worker bee
    • Wedding: October 2015

    1. Who is paying for the wedding? (you, parents, in laws, other)

    We are paying for the wedding. Parents & In laws are helping with certain items. Mom bought my dress ($1200), we were gifted the catering & half of some other costs.

    2. What is your wedding budget? Are you hoping to come in under budget?

    Budget is $5K for actual wedding. Thinking we will come in right around that.

    3. How are you paying? (Cash, credit cards, loan?)

    Credit cards for points, then paying off.

    4. What is your savings plan & how are you sticking to it? (i.e each take from weekly paycheck)

    We’ve been engaged for over a year and a half, so we’ve been paying as we go and saving per expense.  $100-$250 a month per person in a wedding account. And paying out of joint account for other items we see fit.

    5. What budgeting tricks are you using? (cutting guest list, all inclusive wedding package, vendor connections, etc)

    I DIY’d all of my stationery, ordered templates off of Etsy for our signs and printed them at Walgreens with coupon codes…. utilizing friends for their services discounted (videography, etc)

    Also, does your wedding budget include the honeymoon?

    Nope! We spent a little under $6K for an all inclusive honeymoon to Saint Lucia.

     

    Post # 131
    Member
    2969 posts
    Sugar bee
    • Wedding: September 2014

    lololovely:  We had used some of the money from our personal savings, some money from gifts from our engagement party, I got a settlement for a debt company harrassing me while they were looking for someone else, and the rest of the money (final balance) we took a pension loan which was 0% interest if you pay it back within a certain amount of time- you actually pay yourself back interest. We paid it back 11 days after the wedding (17 days total)

    Post # 132
    Member
    220 posts
    Helper bee
    • Wedding: August 2016 - World\'s Fair Pavilion

    1. Who is paying for the wedding? (you, parents, in laws, other)

    We’re paying the bulk of it, though both of our sets of parents are helping out a bit.

    2. What is your wedding budget? Are you hoping to come in under budget?

    Our budget is just shy of $35,000. We are definitely hoping to come in under. Our original budget was $20k, then $25k, then $30k, and now it’s $35k. The increases didn’t come from overspending, in fact we’ve barely spent anything. We’re just trying to be realistic about costs upfront so that we can budget accordingly. When the least expensive catering quote came in at $13,000, we knew this whole wedding thing wasn’t going to be cheap.

    3. How are you paying? (Cash, credit cards, loan?)

    Cash. We’re very fortunate to have well-paying jobs and a substantial amount in savings.

    3. What is your savings plan & how are you sticking to it? (i.e each take from weekly paycheck)

    No official plan. We have vowed to cut back on dining out and traveling on the weekends. 

    4. What budgeting tricks are you using? (cutting guest list, all inclusive wedding package, vendor connections, etc)

    • Small-ish guest list of 100 people
    • No programs or menu cards
    • DIY invitations
    • Re-using ceremony chairs for reception
    • Handmade centerpieces
    • Dropping our wedding planners’ names at every vendor meeting!
    Post # 133
    Member
    8 posts
    Newbee
    • Wedding: July 2016 - Wadsworth Mansion

    1. Who is paying for the wedding? (you, parents, in laws, other)

    My parents are giving us a lump-sum of money and we’re paying out of pocket for the rest

    2. What is your wedding budget? Are you hoping to come in under budget?

    $30k–We’ve overbudgeted for the things we haven’t secured/bought yet (flowers, decorations, etc.) and we’re just at $30k, so we’re hoping to save on our DIY projects

    3. How are you paying? (Cash, credit cards, loan?)

    Cash for most things, credit for small things

    4. What is your savings plan & how are you sticking to it? (i.e each take from weekly paycheck)

    Setting up a joint savings account that we’ll put money in for wedding day and then we’ll have it to put any monetary gifts we get from the wedding, too!

    5. What budgeting tricks are you using? (cutting guest list, all inclusive wedding package, vendor connections, etc)

    –DIY flowers (honestly, we don’t care that much about what people think of our flowers)

    –no DJ (having my cousin set up his professional DJ equipment and having a friend announce us/play spotify playlists)

    –Minimal decorations (our venue is an ornate mansion as it is and we don’t want to detract from its beauty)

    –Caterer that allows us to buy our own alcohol (they’ll serve it, we just have to buy it–AND we get to bring home any leftover bottles haha)

    Post # 134
    Member
    29 posts
    Newbee

    1. Who is paying for the wedding?

    My parents and my husband’s parents each paid for half of the reception cost & liquor. We had a large wedding of 230 people, and the cost ended up being 20,000 (Canadian – this is more like 15 American at the moment πŸ™ – the exchange rate is brutal right now!)

    My parents ended up spending a lot on decorations, but these will be used for both of my siblings down the road. We thought rentals were so expensive, so we might as well own them, considering we have more weddings in the future for our families.

    My husband and I paid for the photographer, as we wanted a more expensive one. We also paid for the accomodation for our honeymoon in Maui. My parents let us use their airmiles for flights.

    2. What is your wedding budget?

    We didn’t really have a budget, as we were a bit unaware of how much weddings cost. We tried to pick ‘middle of the road’ venues, meal options, etc. I think the wedding was a bit more than 20, which is the number I had in my head when planning the wedding. 

    3. How are you paying?

    Hilariously, my Dad actually saved his money in my parent’s closet for the wedding. It was great getting his picture with 10,000 dollars cash in hand. 

    We paid credit, but we also pay our credit cards in full each month to get cash back πŸ™‚

    4. What is your savings plan and how are you sticking to it? 

    Having our parents contribute was a huge help. We didn’t have a set savings plan, but we are also just pretty frugal in general. I do have an RRSP and TFSA, but I didn’t dip into these for the wedding.

    5. What budgeting tricks are you using?

    DIYing some aspects – We created our own invitations and put them together on our own as well. No ordering fancy pre-made invites. We ordered paper and folders from cards and pockets & did our own graphic design.

    Cousin band – we by passed the DJ and had my cousins perform at our wedding. This was AWESOME, they did an incredible job. We also then used the sound system they brought and just hooked up our iPod. My husband did a ton of work creating an ultimate wedding playlist.

    Married in a smaller city – We live in a large city, and my family lives just 2 hours south in a much smaller city. We decided to have the wedding there, and realized later that this actually saved us thousands of dollars. The same wedding in the city we live in would have easily been double the cost!

    Michaels – Never buy anything full price. There are ALWAYS deals. πŸ™‚

    We were so blessed to have our family and friends help and contribute so much. It truly was an amazing day. I wish I could do it all over again!

    Post # 135
    Member
    333 posts
    Helper bee

    1. Who is paying for the wedding?

    My father 100%. My dad is a well off CEO and owner and he offered. Or else I rather just elope to save money. 

    2. What is your wedding budget?

    50,000 -70,000 hoping to reduce it for a smaller wedding in Canada. Having the wedding in my own curch so it shouldn’t cost much. Renting a nice house out and doing a backyard wedding. It should stay way under budget. I rather to keep it under 30,000. 

    Probably will have a big one in China for my relatives my step mom will probably be planning that. I don’t have any decision power ( culutre issue) That budget will probably be alot but I will never get to know how much. It is for my relatives not for me. 

    3. How are you paying?

    Swiping my father’s black card. 

    4. What is your savings plan and how are you sticking to it? 

    Planning to cut down the list. I want to convince my father to not have the second wedding in asia and give me the money to save for our first child instead. 

    5. What budgeting tricks are you using?

    Comparing the prices of the online vendor and hiring a wedding planner. She should help me cut down the cost. 

     

    The topic ‘HOW ARE YOU PAYING FOR YOUR WEDDING?’ is closed to new replies.

    Find Amazing Vendors