Post # 1
I’ve been trying to think of ways to lower my bills (and just find extra ways to save money in general) so I’ll have extra money to put back for the wedding. Being unemployed is really killing me… Still job searching though…
Anyway, how are you guys saving money?
Post # 3
Well I’m not worrying too much about saving now but when I lived alone before with a low paying job, I had a bunch of things I would do to save money.
*Food budgets: set yourself a reasonable budget for food and stick to it. Don’t buy as many pre-made meals (especially anyone unemployed who has the time). Make things! Soups, sauces etc are simple to make and cheaper if you do it yourself.
*Bills: Check your phone company, internet company etc. Can you get a better deal? Often you can by switching company etc
*Toiletries: Shop around and get good deals on toiletries. It shocks me sometimes how much I end up spending just buying a bottle of shampoo or something. Cheaper brands are fine unless you have some special reason. You can also get good deals and stock up
*Bulk Buy: I’ve sorted covered this but keep your eye on deals you may see on tv, get from ads in your postbox, coupons etc. Things like toilet paper or pasta can easily be put in cupboards and kept until you need them. But be smart about it: some offers don’t save you as much as you might thing so have a look at what you are buying before you do it!
Hope that helps 🙂
Post # 4
what pp said, plus
cut your cable service
don’t go out to eat
don’t go to movies (maybe netflix is worth it instead)
have nights in with your friends – make pizza and watch a movie
the most important thing to me is sticking to a food budget. plan your meals according to what’s on sale.
Post # 5
We have been tracking our spending on mint.com which has helped us a lot because we can see exactly where we were spending and what we could cut out. You can rent movies for $1 from Redbox instead of going out to the movies or instead of doing Netflix. We do peapod.com (online groceries) to track exactly how much we are spending every time we buy groceries – it also prevents impulse buying and lets us see our total before we buy the cart. Even with the $5 delivery fee we have been saving about $30 every time we are getting a round of groceries. We dont eat out very much at all anymore. We just ate out this past Saturday but hadnt eaten out in over a month before that. We try not to go to bars on weekends or if we do we will just buy a cheap bottle of wine beforehand and not spend money at the bar. We try to do free things on the weekends like go places to window shop or walk around Old Town areas.
Post # 6
@PitBulLover: Thanks for telling me about those websites. I’m sure that will help as well. I like the idea of seeing the price before I actually buy anything. That should really keep me on track.
And thanks for the other advice. Some things I’ve already started doing, but I saw some new ones.
Post # 7
I have just started using coupons. When combined with Buy One, Get One Free deals, you can get a lot of basics for just a few cents.
I agree with the others about cutting back. When I was unemployed, we went out to eat once every few months, didn’t buy any clothes unless I had a ton of coupons, sales, etc, cut down my phone bill to the cheapest possible.
Post # 8
I made a plan to pay off any small debt that I do have (small credit card, clothing credit card, dental loan) and am paying that off ASAP, then funneling that money that used to go towards those bills into a wedding savings account.
I also have a very strict budget that I adhere to regarding all my other bills, and take any windfalls (birthday money, work bonus, tax returns) and send them to the wedding savings account as well.
Post # 9
Meal planning has helped us save a lot of money in terms of not going out to eat and not grocery shopping so often. By looking ahead for an entire month of meals I have even more time to locate the nonperishable items when they are on sale. The meals can be adjusted based on what is on sale too.
There are so many dinners that can easily make enough food for 4-6 servings. I will make a big pan of manicotti, enchiladas, or a casserole and we will have it fresh one night then enjoy the leftovers the following night. Factor the leftovers into your meal plan and you will have even less to buy at the store.
See if your grocery store allows you to load coupons onto your rewards card. Even if you don’t get the newspaper you can save money on what you’re already buying.
Consider preparing a vegetarian meal one or two nights a week. There are a lot of very hearty meatless dishes that will still give you a full feeling.
Use your freezer to store clearance meat, frozen chicken breasts (just thaw what you need), and fruit.
We also do many of the things that previous posters suggested- NetFlix or Redbox, eat out once per month, limit alcohol purchases (especially when out), limit shopping, and adjust to seasonal temperatures rather than cranking up the heat/AC all the time.