(Closed) How Are You Saving Money?

posted 11 years ago in Money
Post # 26
85 posts
Worker bee
  • Wedding: October 2010

I created a spreadsheet (he has one too), this tell me where every dollar of my pay check goes every 2 weeks. From credit cards, utilities, loans, groceries, and spending cash.

Post # 27
299 posts
Helper bee
  • Wedding: October 2011

Google docs has some awesome budget spreadsheets!

Post # 28
118 posts
Blushing bee
  • Wedding: May 2010

i set up an online savings account and when i get my paycheck i transfer a chunk to the account. it takes 2-3 days to get the money back into your checking account, so you can’t spend it without planning ahead. if i leave it accessible in the bank, i will spend it on nothing!!

Post # 29
19 posts
  • Wedding: October 2011

What I did was post my ad for babysitting on Kijiji.  I just moved to a smaller city outside of Calgary, Alberta, and it’s FULL of young families with young kids.  I babysit at least once a week, and a family with a teenager with learning disabilities contacted me as well.  I get paid $18 an hour to hang out with him.

All the babysitting money goes straight to my savings account.

Also, from each paycheque, I have been automatically depositing $115, so I don’t even notice it comes off. 

Another thing I just did was switch my car insurance.  I ended up paying $50 less a month, so that extra $50 is going to the wedding fund too.

AND last but not least, I started carpooling.  Luckily the lady I’m carpooling with lives very close, and works only a block from my office, and she’s paying me half of my gas and parking a month, so really it’s no skin off my back to pick her up/drop her off and of course, that money goes to the wedding fund.

It’s only been less than 2 months, and I’ve managed to save $1000 just doing those extra little things.  Hope some of my ideas helped!

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