(Closed) How bad is this?

posted 5 years ago in Home
Post # 3
Member
133 posts
Blushing bee

Probably not at all. Call your rental company back; tell them that you’re sure you turned the check in, but that it hasn’t been cashed yet (give them a check number), and that you’ll be happy to get the money order to them as soon as possible. They will probably waive the late fee, and I guarantee you that they won’t report you to any credit bureau. Just stay nice with them (either in person or on the phone). 

Post # 4
Member
10516 posts
Sugar Beekeeper
  • Wedding: January 2011

It’s not too bad.  If you don’t have a reciept, you might be stuck with the late fees unless they find your cheque.  Most places don’t report a late payment until they have contacted you and still don’t get their money.

Post # 6
Member
10516 posts
Sugar Beekeeper
  • Wedding: January 2011

Glad to hear it worked out!  It sucks about the late fees though.  I got caught once paying those too, I just got busy and I completely forgot to go pay until it was too late.  I wish the rental companies were a little more lenient when it isn’t a common occurance (or in your case, a lost cheque).

Post # 7
Member
204 posts
Helper bee
  • Wedding: March 2013

They can’t report you to the credit bureau until you are 30 days late.  There isn’t a category in your gredit report for payments made less than 30 days late.

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