(Closed) How can I save anymore money – I don't know what to do!??!

posted 6 years ago in Money
Post # 3
Member
241 posts
Helper bee

I think you should stop thinking about how much money you FI’s parents have or don’t have, first off. I only say this because if you don’t put a sock in it, you may start to resent them on down the road if you are unable to come up with the rest of the wedding expenses, and this really isn’t fair to them. Whatever money your FI’s parents have is money they have earned and saved all on their own. I am not a big proponent of parents “having” to pay for children’s weddings, no matter which side they’re on or how rich they are. I know that you are grateful for the money they are providing, as well as what your own parents are contributing, I just would hate for you to flip some sort of switch in your head if things get tight on down the road.

Is there any way that either you or your Fiance can pick up more shifts at work for overtime, or maybe get a part time job on the weekends? Even waiting tables or something would bring in extra money. Yard sales, garage sales…can you sell anything online on ebay? Any dogs in your neighborhood that need be walked? Lawns that need mowing?

Where there’s a will, there’s a way but you have to take every opportunity that comes your way.

Post # 4
Member
569 posts
Busy bee
  • Wedding: August 2012

That’s a completely backwards way to work out a wedding budget. You should work out what you can afford and how much you can save in the time before you want to get married, THEN decide how much to spend on the wedding and honeymoon. Not vice versa.

A few other thoughts:

Why do you need to pay for the stag and hen do? The only place I’ve seen this is Don’t Tell The Bride! In real life I’ve never yet been on a hen do where the bride has paid a penny, including my own, everyone else chips in to cover the bride usually.

Your honeymoon doesn’t have to be expensive. There are loads of nice places to go in the UK. And/or you could ask for honeymoon donations in lieu of gifts (note to the American bees, this is perfectly acceptable here and not an etiquette snafu).

Also… stop griping about your fiance’s parents. You have no idea how much money they have to spare and you have no entitlement to it. Sorry but you need to get over this.

Ways to save (some more significant than others):

– Have a weekday wedding. Makes it much easier to haggle with suppliers, e.g. we got £600 off our videography.

– Always look on Ebay before buying anything. You’ll often find things new for less £.

– Always look for discount codes before buying anything. Use Google and look on sites like http://www.moneysavingexpert.com.

– Join a cashback site like Quidco or Topcashback and shop through that.

– Install the Boots Points Booster toolbar which pops up if you’re on a site where you can collect Boots points (you can get them on loads of sites including Ebay).

– Have a clearout and sell some stuff on Ebay. You would be AMAZED what people will buy.

– Set up a standing order to a savings account (ideally an ISA so you get tax-free interest) so the money you want to save comes out of your account straight after you get paid, before you can spend it.

– Switch to cheaper brands of food, drink, toiletries, cleaning products, etc.

– Switch your household suppliers and/or check you’re on the cheapest tariff.

Personally, I have also saved by cutting down on Starbucks, Costa, clothes, DVDs and cinema tickets – all little indulgences I like to spend on. If I have the urge to spend, I research wedding items instead!

Post # 5
Member
1026 posts
Bumble bee
  • Wedding: September 2012

Decide if you would rather cut corners in your wedding or you life.  For me its worth not eating out for a few months to pay for something extra at the wedding.  Look for things that are wants rather then needs and try to cut them out or cut down on them.  

I think it would be a really good idea if you and Fiance sat down and figured out how much you can save each month, and made that your budget.  The month of you have a little extra and want to splurge thats great, but this way you wont be a few weeks from the wedding unable to pay off your vendors.

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