(Closed) How do I pay for our wedding???

posted 10 years ago in Money
  • poll: If you had to take out a loan for your wedding, would you...
    Take out a loan to pay for the entire wedding? : (5 votes)
    3 %
    Take out a loan to pay for half the wedding? : (20 votes)
    12 %
    Delay the wedding until you can pay for it without a loan? : (130 votes)
    80 %
    Find a bride with parents willing to pay for your wedding? : (7 votes)
    4 %
  • Post # 48
    Member
    4698 posts
    Honey bee
    • Wedding: September 2014

    Taking out a loan to get married is so irresponsible. If you need to be married that badly, either start saving and post-pone until it could be paid for in full or go to city hall. It’s ridiculous to go into debt to get married.

     

    Post # 49
    Member
    5063 posts
    Bee Keeper
    • Wedding: April 2014

     

    @Elky:  ok, thanks for the info, I was going to a credit card purely to pay vendors and the venue but if that’s not the case and they are okay with cheque or cash, I will stick with the that.

    Post # 50
    Member
    960 posts
    Busy bee
    • Wedding: July 2013

    @Soon2BD-CBee:  Having a credit card in general can help build your credit score in case you ever need credit in the future, so it wouldn’t be a bad idea to have one with a low limit in general, but if its just for the wedding, yeah you probably wont need it. I don’t know how things work in the Uk but here, everyone pretty much told me if I paid credit there was an extra fee.

    I love to use credit because I get the points ๐Ÿ˜€ My Cake Bakery actually let me pay with my Airmiles CreditCard so I got to earn towards the honeymoon! double-win for me ๐Ÿ˜‰

    Post # 51
    Member
    5063 posts
    Bee Keeper
    • Wedding: April 2014

    @Elky:  I have always been hesitant to get one as I’ve seen friends and family get utter financial trouble due to not paying on time. I don’t think I’ll bother. We’ve set up a saving account and we’ve set up a saving plan…here’s to 2015! Hopefully, it’ll fly by! 

    Post # 52
    Member
    960 posts
    Busy bee
    • Wedding: July 2013

    @Soon2BD-CBee:  Good luck!! I’ve seen the same, but I never charge more than I can pay. I use them as “convience cards” not “credit cards” ๐Ÿ˜€

    Post # 53
    Member
    4655 posts
    Honey bee
    • Wedding: August 2013

    We’re having a lowish budget wedding that we’re personally saving for… recently hit our goal actually, so exciting!! ๐Ÿ˜€ In one year we saved up about 1/4 of our combined income. 

    Post # 54
    Member
    5063 posts
    Bee Keeper
    • Wedding: April 2014

    @Bebealways:  That’s an amazing achievement, well done. Could you share some tips? 

    Post # 55
    Member
    4655 posts
    Honey bee
    • Wedding: August 2013

    @Soon2BD-CBee:  Well, we have some extenuating circumstances that help. While we’re also paying off student loans, it makes a huge difference that we moved to South Korea (not Seoul) where our expenses are generally a bit lower (we were living in NYC before) and our rent is paid by our employers. So, that. Not paying rent, compared to paying rent in NYC is like being spoiled.

    My biggest tip is to be incredibly lame and never do anything. This is only sort of a joke, our hermit-ness is probably where most of our savings come from. Once we hit our saving goal I shopped for myself for the first time in ages (and almost overdid it with glee, I was so happy to get some new jeans and shirts and stuff.)

    Most of our friends left Korea this past winter, so we don’t really hang out with people much. We never go downtown, we only eat out at the pub next door and buy cheapo Korean beer, and we base our eating on stuff that is either already cheap or is on sale at the supermarket. 

    The only painful thing we did was not go on vacation last winter or take any weekend trips to the beach or whatever for the last year.

    Don’t make yourselves miserable or anything. It’s easy for us, his main hobby is video games (a much cheaper hobby than you’d imagine if you do it right) and mine is reading and surfing the internet, so we are able to comfortably renounce a lot of entertainment costs. Sorry I don’t have anything magical to say…

    Post # 56
    Member
    5063 posts
    Bee Keeper
    • Wedding: April 2014

    @Bebealways:  Thanks, reading your response has helped me to realise my Fiance and I have to give up going on holidays for a 2 years and embrace our inner hermits, which is okay because like you, I enjoy surfing the ‘net. We also enjoy going to the cinema but that is on hold for now, if I really want to see a film I’ll wait to see if my friends buy the DVD. I’m into doing one pot meals and changing the sides to make it different. I guess I’ll keep doing what we’re doing. 

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