(Closed) How do we not break the bank on an engagement ring?

posted 9 years ago in Rings
Post # 62
Member
186 posts
Blushing bee
  • Wedding: July 2010

Wait until the holidays.  My fiance got my ring for about half the price it is normally sold for because he bought it on Black Friday.  They even threw in a pair of $100 diamond earrings for free during their sale.  Diamonds are generally cheaper during the Christmas season and especially so the Friday after Thanksgiving.

Post # 63
Member
995 posts
Busy bee
  • Wedding: September 2009

Ditto the wholesaler! That’s where we bought ours and we “saved” a lot of money. I didn’t “know” anyone either. Check for local wholesalers. Good Luck!

Post # 64
Member
87 posts
Worker bee
  • Wedding: August 2011

I would say buy an estate or “used” diamond, and if you don’t like the setting change it. Start doing your homework on what is really important to you, as in cut, clarity, colour and carat. Some I-1 stones really do look eye clean, you just have to look at them for yourself. Also if the flaw is close to the edge you can probably cover it with a prong.

I would check out the website JamesAllen.com because they allow you to look at the actual diamond beforehand. However, I would say the best way to go is look at the classifieds for someone selling their ring who is willing to meet at an appraisers of your choosing.

I have a pre-owned diamond and I don’t love it any less. It’s more environmentally friendly as well. Plus the diamonds at retail stores could very well be “used” as well, you really have no idea. At least this way you know.

My ring retails anywhere from about 3500 to 5200 and we got it for 1500, and that’s including tax and everything. I probably could have got them to bring the price lower too, but I suck at negotiating price!

Post # 65
Member
163 posts
Blushing bee
  • Wedding: July 2010

Wow, I am surprised that $5,000 is the top of your budget–as other posters said, you can definitely get something very nice, large and sparkly for much less than that!

I haven’t bought jewelry from overstock.com, but like everyone else says–they have great deals and seem to have good quality stuff.

My advice is to see if you can use a family ring. Is there a diamond ring in one of your families somewhere that you can either use as your engagement ring or take apart and refashion into your own ring? I didn’t care what type of engagement ring I got, and wasn’t even expecting it when my then-boyfriend proposed with his grandmother’s ring. I loved it and it saved us a lot of money.

Post # 66
Member
43 posts
Newbee
  • Wedding: August 2002

 We were in the middle of college when we got married and neither of us wanted to go into debt over a ring. My ring was a .2 diamond originally, and since none of my friends were married at the time, just having a ring on that finger at all felt really special. A couple years later, all my friends had their carats of diamonds, and I started to crave more bling. So I got a two carat size white topaz ring in white gold for $30 on clearance. The first couple years, I wore that ring proudly because I knew we couldn’t afford the real thing. Once we had a house, kids, and plenty of dough in the bank, it did start to bother me that it was “fake” and not very sparkly. But my husband said he really didnt want to do an upgrade until our ten year anniversary, so I ended up wearing that blah ring for years. So, I agree with the people who said to try to get a setting you really like, and maybe a colored gemstone the size diamond you want, so you dont have to feel like it is anything fake. I dont have experience with moissanite though. You could also easily afford a 0.9 carat diamond plus a setting with that budget. 

Post # 67
Member
109 posts
Blushing bee
  • Wedding: November 2013

My ring is an art deco antique ring that he bought on Etsy. I believe it was around $500. I get a lot of compliments on how unique and “me” it is (but you know, those are from my friends, and they love me) 

 

Post # 69
Member
244 posts
Helper bee

I know this is  way late but maybe it’ll help someone who has the same question now.  I was in the same boat,  buying a house, paying for a wedding, relocating …. so a 10k ring really want in the budget.  I purchased or my hubby did , a swarovski cz 2ct solitaire.  I wasn’t getting it to pass as a diamond but so maNY people assume it is that if I don’t tell they don’t know.  Even my mother who turned her nose up when I mentioned at one point I was considering moissanite just assumed my sweetheart went ahead and splurged on a diamond when she saw my ring.  I love it because it screams married and is truly beautiful. T

Post # 68
Member
244 posts
Helper bee

A few more views

Post # 69
Member
24 posts
Newbee

Check costco.com they have some beautiful rings that are a great value!

Post # 70
Member
244 posts
Helper bee

Oh and up against one of my diamond rings.  I think it’s j color not so great but you get the idea

Post # 71
Member
316 posts
Helper bee
  • Wedding: December 2017

Jamesallen.com, my ring was less than 3K, over a half carat with excellent cut diamond…you can talk to the experts on James Allen websites about what you’re looking for and they’ll point you in the right direction.

 

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Post # 72
Member
480 posts
Helper bee
  • Wedding: April 2015

There is absolutely nothing wrong with antique/used rings. Also, check out since1910.com. They sell their diamonds at wholesale price and it is a lot cheaper than in store. They have some really pretty reasonably priced rings. Good luck to you:-) 

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