Post # 1
so, my fiance and i are in a decently tight financial situation. we’re able to pay our bills fine but there’s that struggle to make it through the end of the week until pay day.
we don’t spend our money as wisely as we could, so i’m looking to try to cut corners in any way that i can!
i, along with the rest of the country, have become fascinated by the world of couponing.
don’t get me wrong, i’m not trying to get AS obsessed as some people are, but i honestly have NO idea where to start!
Post # 3
@brooklyn_bee: Hi there! I don’t do any extreme couponing. We get a weekly free paper in the mail and there’s always a Smart Source add in it. Then my local store (Smith’s) sends me store copuons – those are the most useful as they must track my shopping and customize my coupons. I also have done some online coupon sites, where you clip on coupons you like and print them to a printer. I don’t usually end up with that many as I don’t buy many prepackaged items.
Half the time I forget to bring them, but my trick lately has been to save any unused evelopes that I would have put in the recyle pile (the kind that come in junk mail), write my list on the back of the envelope, and stuff my coupons inside.
Also, do you track every cent you spent per month and compare that to your income? I use Excel for this. It helps to first see where all of your money is going, then search for things you can cut or SACRIFICE (that is hard for people to hear). Lower your cell phone, cut cable, stop eating out. Next is to look for lowering already existing payments (can you lower your rent, increase your auto deductible a bit, get a smaller garbage can – here we are issued one of two sizes required by the town. Then if you have to make more income (second job, more hours, sell unwanted clothes, etc).
Post # 4
@sienna76: thanks for the advice! i really appreciate it! 🙂
Post # 5
I think the best place to start is with a website that picks out best deals for your like southernsavers.com. That is the one that works for my local area. I haven’t been doing as much lately but I was going to the drugstore every week before and rolling my rewards for free personal care items.
Post # 6
Start by looking at those weekly ads that come in the mail, look through them and pull any coupons that you *might* ever use. Find someone who gets a Sunday paper and see if you can look through it when they’re done with it and pull the coupons you might want. Keep the coupons in order of when the expire. Look through them every week to make a mental list of what you have. Find a store that doubles coupons under $1, to make those 45 cent ones worth it. Look at the grocery store ads that come in the mail every week. Try to match up (especially nonperishable) things that are on sale AND you have a coupon for.
My grocery store had 12 pack TP and 6 pack paper towels on sale for $5.50 if you bought two (of the particular brand.) Last week I had just happened to pull a coupon for one of each for 45 cents off (same grocery store doubles coupons). I just used them both this morning and got nice quality TP and paper towel for less than $5 each!
There is also a more “discount” grocery store near here that rarely has things on sale and doesn’t double coupons. It pays to make mental notes of how much things are – sometimes even WITH the coupon doubling and sales at the other store it’s cheaper to get them at the discount store.
Coupons.com also has decent coupons that you can look through and print the ones you want.