(Closed) How do you keep track of your money/budget?

posted 9 years ago in Money
Post # 3
Member
397 posts
Helper bee
  • Wedding: June 2009

My Fiance and I keep track of our everyday spendings/bills in our heads! We’re pretty good about not spending money on things we really don’t need and we know when each bill needs to go out.  Microsoft Money sounds neat, however I don’t know that I want to dish out the money to pay for it! 

For the wedding I’ve been using theknot.  I love the budgeter.  I also write it out on Word and keep track of everything I’ve bought or paid for, whether it was $2 or $1000.

You sound like you are very organized! Good for you!  I try to be, lol. 

Post # 4
Member
5823 posts
Bee Keeper

I don’t track everyday spending, which is perhaps why I constantly overspend!

But as far as wedding spending…I have the best spreadsheet EVER!  It keeps track of everything, every category, vendor quotes, amount over (or under) budget, total budget, total underbudget, EVERYTHING!

What would I do without MS Excel???

Post # 5
Member
115 posts
Blushing bee
  • Wedding: September 2011

Mint is my favorite!  It’s free, accessible online, and secure (they use the same companies that you use for regular online banking).  You can create your own categories, and the software will even automatically categorize your spending so you only have to change the ones that pull incorrectly.  I really like the alerting service and all the various analytics they have as well.

I’m using excel to track a separate spending budget for the wedding, though.

Post # 6
Bee
1048 posts
Bumble bee
  • Wedding: September 2009 - City Hall

We use Excel. I made some charts and we do our budgeting that way. He’s responsible for some bills, I’m responsible for others. Most of our bills are auto-paid each month. It works!

Post # 8
Member
117 posts
Blushing bee
  • Wedding: May 2009

We use Mint.com and it is great.  We can pull in all of our accounts from the web and it includes all the information you need.  You can make categories and most of the time it categorizes your purchases automatically, though some have to be altered.  There are budgets you can set and it will also send you alerts.  We like that we can both log in to it and I have found it so easy, so far.

As for the wedding budget, we are Excel users also.  I have one file that has like 20 sheets in it to contain the guest list, the budget, the To Do list, the seating chart and so on.  Google docs makes it easily accessible to the Fiance and Mom.

Post # 9
Member
1078 posts
Bumble bee
  • Wedding: March 2009

I love http://www.weddingwire.com. It has a GREAT budget tracking tool. It lets you compare your estimated budget to your actual spending, add and edit categories, etc.

It even produces these nifty graphs for you…if you want to get that detailed. =)

Post # 10
Member
397 posts
Helper bee
  • Wedding: June 2009

@Lattelove- Wow.  I was expecting at least $50-60. 

@Renassiancetrophywife- So I just signed up for Mint, and I already love it.  Although I’m having trouble getting some of my accounts.  Others I didn’t have any problems with.  But I’m still on it, checking it out!

Post # 11
Member
199 posts
Blushing bee
  • Wedding: June 2009

i use money for normal spending- but excel for the wedding budget extravaganza!

Post # 12
Member
1045 posts
Bumble bee
  • Wedding: January 2008

I use Quicken (love it!) for regular money management/budgeting, and just a simple Excel sheet for wedding budgeting.

Post # 13
Member
279 posts
Helper bee
  • Wedding: March 2009

For the wedding budget, I use the I Do Wedding Software- I love it! It’s $19.95, and I have used it for invitations, RSVP’s, seating chart, budget, gifts, etc. – totally worth it!

http://www.elmsoftware.com

Post # 14
Member
141 posts
Blushing bee
  • Wedding: June 2009

We used to have an awesome Excel spreadsheet. But then we’d go slightly over a limit (like $9, seriously) and I’d freak out for no reason because "I exceeded my budget". These numbers were arbitrarily set by me at the beginning with no knowledge of the real world, so it was a bit silly. Now, we don’t keep track.

We’re paying for everything ourselves, which means as long as we have the money, there’s no reason for us to care about a budget per se. We already know what the big ticket items are, have the money in the bank, and while all the little items add up, we have enough of a cushion in our incomes for it to work. Might be bad fiscal sense, but we have no debt and lots of savings, so meh!

Post # 15
Member
538 posts
Busy bee
  • Wedding: December 1969

I use Excel. I have different tabs for each month and different tabs for each of my online accounts. It isn’t the most advanced technology, but it works for me! 🙂

Post # 16
Member
198 posts
Blushing bee
  • Wedding: October 2009

i don’t use a budget for everyday things because i know if i’m on track or if i’ve spent too much. when it comes to the wedding budget, i’ve been using excel.

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