(Closed) How do your monthly bills compare to mine?

posted 5 years ago in Home
Post # 16
Member
2087 posts
Buzzing bee

Rent: $825

Comcast: $110

Cell: $190 (for both)

Power ranges between $50 and $100

Insurance: $330

Car payment: $300

I think that’s everything. I personally think we’re paying too much for insurance and car payment, so we’re working on lowering those bills

Post # 18
Member
139 posts
Blushing bee
  • Wedding: September 2014 - Cadillac mountain

We live in New England

rent – $650 for our 2 bedroom 1,500 sq foot apartment including heat & hot water 

internet – $50

electric – $30-50

car insurance – $140

car payment – $341

health insurance – $24

netflix – $8

cell phones – $140

Student loans – paid off!

no credit card debt

 

food we spend around $800 for the 2 of us

gas we spend around 40 a week

Post # 19
Member
128 posts
Blushing bee

Rent- $1500

Light/Energy- $50-$60

Cell Phone- $150

Comcast- $115

Car Payment- $355

Car Insurance- $250 

Netflix- $8

Groceries- $400

Entertainment/Shopping- $500-$1000

Gym- $80 For both of us

The rest we put into savings

Post # 20
Member
7977 posts
Bumble Beekeeper
  • Wedding: July 2013 - UK

<div style=”overflow: hidden; color: #000000; background-color: #ffffff; text-align: left; text-decoration: none;”>I’m in England, so not sure how this compares, but here goes…</div>
<div style=”overflow: hidden; color: #000000; background-color: #ffffff; text-align: left; text-decoration: none;”> </div>
<div style=”overflow: hidden; color: #000000; background-color: #ffffff; text-align: left; text-decoration: none;”>Gas and Electric is approx £150 a month.</div>
<div style=”overflow: hidden; color: #000000; background-color: #ffffff; text-align: left; text-decoration: none;”> </div>
<div style=”overflow: hidden; color: #000000; background-color: #ffffff; text-align: left; text-decoration: none;”>Two mobile phones, a landline, line rental, and broadband is about £140 a month total.</div>
<div style=”overflow: hidden; color: #000000; background-color: #ffffff; text-align: left; text-decoration: none;”> </div>
<div style=”overflow: hidden; color: #000000; background-color: #ffffff; text-align: left; text-decoration: none;”>Mortgage is just over £600 a month.</div>
<div style=”overflow: hidden; color: #000000; background-color: #ffffff; text-align: left; text-decoration: none;”> </div>
<div style=”overflow: hidden; color: #000000; background-color: #ffffff; text-align: left; text-decoration: none;”>Council tax is about £900 a year… so £75 a month ish. That covers rubbish collection, recycling, drains, etc etc.</div>
<div style=”overflow: hidden; color: #000000; background-color: #ffffff; text-align: left; text-decoration: none;”> </div>
<div style=”overflow: hidden; color: #000000; background-color: #ffffff; text-align: left; text-decoration: none;”>Water is about £100 a month.</div>
<div style=”overflow: hidden; color: #000000; background-color: #ffffff; text-align: left; text-decoration: none;”> </div>
<div style=”overflow: hidden; color: #000000; background-color: #ffffff; text-align: left; text-decoration: none;”>The car is fully paid for. I would never buy a car on credit. If I can’t afford to pay full price, then I can’t afford it. Insurance on our car is about £350 a year… I have no points, no convictions, and an old car. We always pay upfront for that as well… so roughly £30 a month.</div>
<div style=”overflow: hidden; color: #000000; background-color: #ffffff; text-align: left; text-decoration: none;”> </div>
<div style=”overflow: hidden; color: #000000; background-color: #ffffff; text-align: left; text-decoration: none;”>£30 a month gym membership.</div>
<div style=”overflow: hidden; color: #000000; background-color: #ffffff; text-align: left; text-decoration: none;”> </div>
<div style=”overflow: hidden; color: #000000; background-color: #ffffff; text-align: left; text-decoration: none;”>We have no credit card debts.</div>
<div style=”overflow: hidden; color: #000000; background-color: #ffffff; text-align: left; text-decoration: none;”> </div>
<div style=”overflow: hidden; color: #000000; background-color: #ffffff; text-align: left; text-decoration: none;”>Netflix £5</div>
<div style=”overflow: hidden; color: #000000; background-color: #ffffff; text-align: left; text-decoration: none;”> </div>
<div style=”overflow: hidden; color: #000000; background-color: #ffffff; text-align: left; text-decoration: none;”>Toll fees… varies, but under £10 a month.</div>
<div style=”overflow: hidden; color: #000000; background-color: #ffffff; text-align: left; text-decoration: none;”> </div>
<div style=”overflow: hidden; color: #000000; background-color: #ffffff; text-align: left; text-decoration: none;”>We spend quite a lot on food, drink, and groceries… easily £100-£150 a week. We eat and drink well, I admit it. It’s our main expense. That and the cats… the cats cost us a small fortune. They’ve had some serious medical problems lately, and we must have spent over £12,000 on them in the past twelve months. Horrific…. and we lost two of them, to boot. We’ve been really unlucky there. Hopefully history won’t repeat itself… without giving you a full veterinary printout, the odds against having animals with the problems we have had are astronomical…</div>

Post # 21
Member
750 posts
Busy bee
  • Wedding: December 2014

We own our home in the northwest, 1500 square feet. We keep our heat set to 60 degrees in the winter and don’t have AC. We’re pretty conservative with water/energy usage. We’ve also elected to have very high coverage insurance, so it’s significantly more expensive than minimums.

Mortgage: $1305

Electric/Gas: $60-$120 (low- summer, high-winter)

Water: $40-$65 (low-winter, high- summer)

Student Loans: $260

Cable/Internet: $110

Car Ins: $127

Car Payment: $260

Groceries/Household: $400

Buffer/Fun Money: $100

Cell Phones: $140

Gas: $60

Post # 22
Member
2573 posts
Sugar bee

most of my bills are pretty simular to everyones but man I would love to trade my mortgage with someone! lol montly it’s 2100 plus our property taxes are 4000 a year 🙁

Post # 23
Member
351 posts
Helper bee

rent: $490 includes water/garbage only

utilities about :$50 in the summer- $200 in the winter

<br />car payments :$176

<br />internet : $60

<br />cell phone: $40

 

insurance (auto & home): $216

<br />credit card: $0- depends usually they have no balance

<br />netflix: $9

student loans: $300

<br />child care expenses: $175-$225 much more when school is not in session

  • This reply was modified 5 years, 5 months ago by Profile Photo MrsGlover.
Post # 24
Member
1607 posts
Bumble bee
  • Wedding: October 2013

Dear god, I wished these were our expenses.  A lot of the total aggregate monthly bills on here are the same or less than just our rent!  Gotta love Brooklyn…

Post # 25
Member
2950 posts
Sugar bee
  • Wedding: May 2011

we will live a 1500 sq ft home with 15 acres of land.

Mortgage\land payment: $800

Water:  $25

Electric: $120- 150

My car payment: $210  (his truck is paid off)

Internet: $80

Netflix: $8

Cellphone: $100

Credit Card: varies

Insurance: $150

 

 

Post # 26
Member
275 posts
Helper bee
  • Wedding: September 2013

Kings7911:  

We live in a two story, 2 Bed/2.5 Bath house in Northern Nevada. About 1,200 sft.

  • Power/Gas – approx $120 (More in the dead of winter and hottest times in the summer)
  • Cell Phone – $180 (this plan includes both of us)
  • Rent – $700 (We know the landlords well so we have a great deal. Most rented homes in our neighborhood around around $1200.)
  • Cable and internet– $140
  • Garbage – $50 (per quarter)
  • Water – $60 (More in the summer)
  • Car payment – $307
  • Credit Card – $500 (both of us)
  • Car Insurance (for 2 cars plus renters ins) – $180
  • Student Loans- $450 (both of us)
  • Savings Account $800
  • Unlimited CrossFit memberships $220 (both of us)

<div style=”overflow: hidden; color: #000000; background-color: #ffffff; text-align: left; text-decoration: none;”> </div>

 

Post # 27
Member
602 posts
Busy bee

We own a 2 bed 1 bath town home in Pittsburgh

Mortgage $840

Condo Fee $255 (includes water and gas)

Home Warranty $40

Electric $80

Car payment (2013 ford fusion) $430

Car insurance $90

His car payment (2013 Subaru Forrester) $430

His car insurance $110

Cell $190 (for both)

Internet $80

Student loans $280

His student loans $255

So right around $3100 give or take (I just rounded when I added it all together). Our take home pay is usually around $5500 per month. 

Of course we still have to pay for food, fuel for cars, clothing, and other miscellaneous expenses but that fluctuates. We also have two dogs so there are expenses that come along with them as well. We got rid of cable which saved us $100 a month and just buy shows we like when they come out on DVD most times used it saves a lot of money. 

Post # 28
Member
241 posts
Helper bee

Kings7911:  I was struck by your cell phone bill. Isn’t that a lot for two ppl? We pay less than half that. I’m on T-Mobile and he’s on virgin (I think)

Post # 29
Member
416 posts
Helper bee
  • Wedding: June 2015 - Historic house and gardens

As an Aussie, this thread is great. So much makes sense now. Your mortgages are all so low, but I can now understand why so many have these amazing shiny new cars.

Rent when I paid it was $1400 for a 3 bedroom home, compared to mortgage on a 2 bedroom tiny unit was $1600. Could not aford to own so went back to renting. Luckily now I am mortgage free. This was on a $35000 salary.

And here we generally will own an older car which we buy outright cash payment, rather than a new car. Some of the younger ones are now in the habit of getting a loan for the best car, but it scares me to think of the amount of debt they are in before they are even 20yo. My kids are definitely saving for their cars and homes.

Post # 30
Member
210 posts
Helper bee
  • Wedding: December 2014

Kings7911:  I laughed out loud when I read that your electricity bill is lower in the summer “of course”.  I live in southeast Texas and it’s the exact opposite!

Also, my cell phone bill only runs $35/month.  Thank goodness!

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