(Closed) How do your monthly bills compare to mine?

posted 5 years ago in Home
Post # 31
Member
602 posts
Busy bee
  • Wedding: September 2014

Orange County, CA:

Mortgage: $4,800

Electric:$250

Cell phone: $150

Comcast: $150

Cars:  $500

Car Insurance:  $100

Credit Cards:  $1k-$3k, paid off each month

Post # 32
Member
592 posts
Busy bee
  • Wedding: February 2015

sway0060:  I know, right? My California bills could make some of these people faint … my rent for 600 sq.f. is twice some mortgages on here! 

Post # 33
Member
139 posts
Blushing bee
  • Wedding: September 2014 - Cadillac mountain

I’m sort of amazed by how much some of you guys pay for your mortgage! 

 

My parents 4 bedroom, 2 bathroom on 2 acres of land in town & on the river house was just appraised at $90,000. They JUST redid both bathrooms and the kitchen has all all upgraded appliances. Their mortgage is around $450 a month

Post # 34
Member
2573 posts
Sugar bee

 

ohmariemarie:   Yes I live in an expensive Canadian city and houses are pretty pricey, with insurance, taxes and utilities we are probably around 3200 and we dont even have cable haha. I would love to have a $ 600 motagage for a big house on some land but that isn’t happening here

Post # 35
Member
1570 posts
Bumble bee
  • Wedding: October 2014

Northwest suburbs of Chicago, IL

Rent – 1075 (we have a roommate that pays $360 though)

Electric – 110+ (roommate pays a 3rd)

No Gas

Cable/internet (comcast) $107 (Roommate pays a 3rd)

Car Payment (2011 Mazda 2 Hatchback) – $275

Insurance on two cars – $150.00

Credit Card – $35

Misc (Netflix, xbox live, renters insurance, microsoft membership, and season membership to local themepark)  – $69

 

 

  • This reply was modified 5 years, 5 months ago by  Waitingbee57.
Post # 36
Member
757 posts
Busy bee
  • Wedding: October 2014 - Our Backyard/Steakhouse

If you want a great budgeting tool (and your budget should be based on percentages of your income) then try this one

http://www.gailvazoxlade.com/resources/interactive_budget_worksheet.html

Mortgage: $800

Electric/Gas: $70 – $100

Cell phone: $100 for both

Cable/Internet: $130

Car Insurance: $125 for both

Credit Cards:  $3k, paid in full monthly

In perspective to our income (about $10K/month pre tax = +/- $120K per annum) our costs are very low.  We put a lot into savings, pension, stocks etc. and live well below our means.  There are 4 of us (FI, me, my two daughters) in a 1200 sq ft century home (2bd 1 bath) on about 1/4 acre in a small town. 

Post # 37
Member
193 posts
Blushing bee
  • Wedding: September 2010

In western NY: 

we rent a 3 bedroom condo

rent $935 including water and garbage

$25 parking for both cars

car payment $250 (one car is payed off)

car insurance $115 for both cars

cell phone $95 for two lines

internet and basic cable $0 – Darling Husband works from home and his company reimburses our time warner fee monthly 

netflix and hulu $16

gas and electric $40 in summer, $200-$500 in winter (woo hoo snow belt!)

Credit card $100

 

Post # 38
Member
355 posts
Helper bee
  • Wedding: June 2014

Mortgage: $2000

Metro: $266 for two people

Utilites + Internet: $225

Cell Phone: $60

Netflix: $8

Credit Cards combined: $2000-2500

Post # 39
Member
4014 posts
Honey bee
  • Wedding: October 2013

900 SqFt apartment until we buy next year! Austin, Tx

Rent: $900

Cars: both brand new $248/$318

Car Insurance: $148

Water: $30

Electricity: average $100

Cell: $45

Cable/Internet: $120

Student Loans: $260 for both of us

Credit Cards: $200 for both of us

Groceries: $300

Rest: 5% into retirement / Around $1200 into savings and around $5-600 for fun things misc. etc

Post # 40
Member
1669 posts
Bumble bee
  • Wedding: October 2014 - Church

Kings7911: 

Three bedroom garden home around 1500 square foot in suburb of major city …

Hydro (electricity) – $100

Gas (heat) – $50 in the summer just for rental, up to 162 in winter (will be more this winter since they raised the cap )

Water – $0 (we rent so we don’t pay for it)

Garbage – $0 (paid in property taxes – we rent so there is none)

Rent – $1180

Car – $0 (paid off)

Bus passes – $200 (2 adults)

Car insurance – $120 (1 car, 1 adult)

Internet/Cable/Home phone/Unlimited Canada long distance – $160

Cell phones – $120 (two phones)

  • This reply was modified 5 years, 5 months ago by  laceydoilies.
Post # 41
Member
1153 posts
Bumble bee
  • Wedding: October 2012

I’ll play. We live in Hawaii:

 

  • Light/energy – $140 (no heat or a/c)
  • Cell Phone – $190 (2 phones)
  • Mortgage – none
  • Cable/Internet/House Phone – $80
  • HOA Dues (Includes water, marina fees, insurance) – $780
  • Car – $515
  • Car Insurance – $110
  • Netflix – $20
  • Sewage $60
  • Credit Cards – no debt

<br /><br />

 

Post # 42
Member
44 posts
Newbee

I’m in NYC:

rent $2900

electric: $100- $200 (depends on season)

Phone $190

internet $100

dog walker: $525

housekeeper: $180

Metro: about $200

We also spend a whopping $1k on food a month. 

Post # 43
Member
716 posts
Busy bee
  • Wedding: December 2014

Your expenses seem in line with what I spend monthly. 

Mortgage – $825

Condo Fee – $220

Property Taxes & Insurance – $250

Utilities – $130

Cable, security & internet – $210

Car Payment – $520

Car Insurance – $95

Cell Phone – $90

Post # 44
Member
4411 posts
Honey bee
  • Wedding: December 2010 - Savannah, GA

We have a 860 sq. ft cottage, one truck and one Beetle. We live in Mid-west Michigan.

Light/energy – $95 (includes gas and electric)

Cell Phone – $118 (for two people)

Mortgage – $0 (house is paid for)

Cable – $150 (includes internet, home phone, and tv)

Water – $0 (we have a well)

Car payment – $0 (both vehicles paid off)

Car Insurance – $186 (full-coverage both vehicles) (average, we actually pay for the full year)

Credit Cards – $2000 (We use the cards to pay for everything, and pay them off every month)

 

  • This reply was modified 5 years, 5 months ago by  Loribeth.
Post # 45
Member
3081 posts
Sugar bee
  • Wedding: July 2014

Kings7911:  Our mortgage/taxes (it’s rolled into one) is about 1k more. Eek, different area though, I’m thinking

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