(Closed) How do your monthly bills compare to mine?

posted 5 years ago in Home
Post # 61
Member
3263 posts
Sugar bee
  • Wedding: February 2014

We own a 1200something (I always forget) sq ft house in an association just outside of Chicago.

  • Light/energy – $70-100 during the summer, $15-$30 during the winter
  • Gas/heat – $20 during the summer, $80ish during the winter
  • Water – $20
  • Cell Phone – $200 for both
  • Garbage – $18
  • Mortgage – $850, including homeowner’s insurance, taxes, etc. (we got a steal on the house, no complaints!)
  • HOA dues – $185
  • Cable and internet – $135
  • Credit Card – $150
  • Car Insurance – $90
  • Netflix – $8
  • Gas for Darling Husband to commute – $240
  • Student Loans – $500
  • IPASS for tolls – $40
  • Groceries – $150

No car payment, although we’ll be getting another car soon so that will change.

Post # 62
Member
1831 posts
Buzzing bee
  • Wedding: November 2013

Mortgage – 2200

Car – 500

Car Ins 230 (2 cars)

Phones 200

TV and Internet 230

Garbage 25

Water 0

Heat/Electric 250

Life ins 130

Student loan…wait for it… 1500 minumim (I pay more to help get the balance down)

Post # 64
Member
11094 posts
Sugar Beekeeper
  • Wedding: City, State

I am so envious of everyones’ electric bills!  Here in the desert, ours is $400/mo for a 2140 sq ft house set to 81 degrees.  Even in the winter, it’s well over $100-150.

Post # 65
Member
2509 posts
Sugar bee

I know this thread is old but it’s interesting.

  • Light/energy – approx $150 (more in the winter, less in the summer of course)
  • Cell Phone – $100 (for both of us – straighttalk)
  • Rent – $1750
  • Comcast – $100
  • Garbage – $25
  • Water – $50
  • Truck payment – $450
  • Car payment – $275
  • Credit Card – $50
  • Car Insurance (for 2 cars + 1 motorcycle) – $236
  • Netflix – $8
  • Gas (like for stove, water heater) – $160
  • Student loans (just me) – $1000

NE problems!

Post # 66
Member
653 posts
Busy bee
  • Wedding: May 2014

Wow, it’s amazing how much these costs vary in different areas! No big surprise, I guess.

NYC:

  • Electricity: approx $45-$100 (winter/summer)
  • Cell: still on our family plans, for shame
  • Rent: $2500 (includes heat, water, cooking gas)
  • Internet: $55 
  • Credit Cards: $400 (usually pay a bit more to speed things along)
  • Renter’s Insurance: $18
  • Netflix: $8
  • Health Insurance for two: $225
  • Metrocards: $25
  • Taxis: $30

Where we save: no cars, no cable, walk to work/work from home, no home ownership associated costs. Housing is high, but those other things can be low. I’m glad it (kinda) balances out!

Post # 67
Member
1721 posts
Bumble bee
  • Wedding: March 2013

Oklahoma

2880 sf 5 bed/3bath brick home.

  • Mortgage- $1280 PITI
  • Electric- $80 ish in the winter to $170 in the summer.
  • Water- $40-75 (includes Trash) $75 if it’s summer and we have the sprinkler running.
  • Cable/Internet/Home phone-$140
  • Car Payment- $350 for my 2014 Honda Pilot
  • Credit Cards- Paid off every month.
  • Cell- $0. Both of our companies pay for our phones.
Post # 68
Member
346 posts
Helper bee
  • Wedding: May 2014

mortgage $2k

commuting costs: $1000

student loans $800

car loan 300

electric :$20 in summer and free in the winter (thank you solar panels)

cable 140

cell 140

car insurance 80

groceries 400

bills 400

water 60 quarterly 

sewage 101$ quarterly 

Nat gas: 25$

fun $: 400-500$ for shopping and fun

we live in nj in a modest 1700sq ft home in the suburbs we make 8k monthly take home

Post # 69
Member
342 posts
Helper bee

Some of these posts make me feel good, others make me feel terrible, lol.

  • Light/energy/water – approx $120 (less in the winter, more in the summer)
  • Cell Phone – $150 for both
  • Rent – $600
  • Garbage – $15
  • Car payment – $730 (1 car)
  • Credit Card – Paid in full every month
  • Car Insurance (for 2 cars + 1 motorcycle, and renters ins) – $240
  • Netflix – $8 (and no cable)
  • Internet – $25
  • Life insurance – $40
Post # 70
Member
260 posts
Helper bee
  • Wedding: May 2015

Arae83:  I can actually relate to your bills, I live in CA too!!!

Post # 71
Member
260 posts
Helper bee
  • Wedding: May 2015

GrannyPantiesRock:  Finally! someone with a student loan bill like mine!!

Post # 72
Member
260 posts
Helper bee
  • Wedding: May 2015

This was depressing, but I’ll bite! We live in a part of central coast, California.

Mortgage: (1 bedroom condo, this includes HOA fees, like garbage etc): $900

PG&E (electric and gas): Between $50-$100, varies from seasons

Water: About $40

Credit card: I pay about $50 per month, don’t have a high balance. Not sure about Fiance, he pays it off every month.

Car payment: $250 (my car, his is paid off)

Car insurance: About $192 for both

My Student loans (he has none): About $1000 

Cable/Internet: About $100 or so

My health insurance (I pay for private insurance): $288 (his is covered with work)

Cell Phones: I have no idea, because as 2 adults in our 30s, both of our sets of parents still pay for our cell phones. I know this sounds ridiculous, but I’m fine with it. Haha. (Our families live far away from us)

We are really bad about budgeting for groceries, and I spend way too much on buying starbucks and race entries (I’m a marathoner). Working on this. Also, we have a dog and 2 cats and I spoil them. SO there’s that. I need to reign this in before we have kids.Not sure of our take home per month, like $7400 or something?

Post # 73
Member
1081 posts
Bumble bee
  • Wedding: October 2014

We live in the most expensive city in Canada so our figure will be higher… 

House Insurance: $92.42/month

TV/Phone/Internet: $170/month

Natural Gas: $200/month

Electricity: $100+/month 

My cel phone: $44.80/month

Car loan: $372.67/month

My car insurance: $162/month

Darling Husband car insurance $140/month

Darling Husband cel phone: $65/month

Gas for both vehicle:$130/month

Maid for mom:$144/month

Rental income from tentant:$1000/month

Mortgage: $2600/month 

 

Post # 74
Member
2347 posts
Buzzing bee

Kings7911: I don’t see groceries/food on here.   

Post # 75
Member
1081 posts
Bumble bee
  • Wedding: October 2014

I forgot to factor property tax as well, that’s roughly $300+/month. I cannot remember the exact amount.. but we should be paying mid 3K a year with senior discount since we are living with mother in law 

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