(Closed) How Long Did He Save for a Ring?

posted 4 years ago in Waiting
Post # 31
Member
474 posts
Helper bee
  • Wedding: July 2016

DH had saved money through his 20s, so by our engagement he has plenty of cash. He was 28 when we got engaged.  If he had saved for it after we met it prob would have taken him almost a year. 

Post # 32
Member
1358 posts
Bumble bee
  • Wedding: August 2018 - Banquet Hall/Conference Center

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npoliver :  It’s not at all that common to have an engagement ring fund, from what I’ve heard. But I read that article too and I think it’s a great idea. Because I can see how my SO would take months to figure out that he even wants to marry me, and then start saving for months, and then start the ring ordering process only to find out it takes a few months to get it in his hand, and then propose….it all just prolongs the process unnecessarily in my opinion. That’s why I told my younger brother, who is 23, to start saving now even though he’s not seeing anyone. He does want to marry eventually, so it’s better to be prepared.

Post # 34
Member
1503 posts
Bumble bee
  • Wedding: June 2014

DH had been saving money long before he ever met me. He had to pay off his student loans after school, but found a decent job and was still able to put money away while doing so. He spent a decent amount on my ring, but could’ve spent more. We decided on a budget for the ring together and he was able to afford my ring outright, without any financing. My ring is definitely not “inexpensive” (let’s just say it’s more than $7k and less than $12k). Regardless, financing a ring isn’t a big deal as long as there is a clear, definite plan in paying it off in a timely manner.

Post # 35
Member
135 posts
Blushing bee

Three months, maybe.  I’m a pretty simple girl and didn’t want him spending a ton of money on a ring, which I guess is lucky since he didn’t plan ahead!  He actually started saving after we had a very serious timeline talk.  

He had been talking about getting married and having kids since our first date, so I had assumed that after being together for two years he was looking at, or at least saving for, rings.  He wasn’t.  We had a pretty big fight because I felt like he was leading me on—he talked about marriage more than I did!  Anyway, I guess a serious conversation was what he needed because he bought a ring around Christmas and proposed in March.

 

Post # 36
Member
593 posts
Busy bee
  • Wedding: May 2017

There was no saving ‘for’ the engagement ring, the same as there has been so saving ‘for’ the wedding. We have savings and are financially secure, so it was just taking money out and spending it.

Post # 37
Member
2329 posts
Buzzing bee

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npoliver :  To answer with the detail you’re requesting – SO didn’t need to spend time saving, as he is ucky enough to have a trust fund. My ring is not inexpensive. He bought the diamond and I’m buying the setting. He’s 28, and financially stable, but I believe he pulled the ring $ from his trust fund.

But between when we talked and when he bought the stone, about 4 months had elapsed, and I don’t know if he did any savings during that time period to “offset” the fund withdrawal.

Post # 39
Member
1348 posts
Bumble bee
  • Wedding: July 2017 - The Lodge at Little Seneca Creek

We knew we wanted to get engaged last year (based on a timeline we had discussed when we first got serious). Fiance hadn’t been saving for a ring. Instead, he used his tax refund to purchase my moissanite set shortly before he proposed in April. I’m sure if I wanted a diamond, he would’ve had to save as well.

Post # 40
Member
2329 posts
Buzzing bee

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npoliver :  It definitely depends on the guy… And I was not taking it for granted that he would prioritize the ring as highly as I did. lol I pinned a wide range of stones to a pin board so that he could get an idea of what he could get for whatever budget he had in mind – then one night after a few drinks, the ring came up and he just told me his budget, and we’ve worked together since then. And I honestly was surprised by the amount he wanted to spend.

On the other hand, his best friend who is also #blessed with a trust fund, decided not to pull from the fund and instead save up from his salary. SO doesn’t know why, since guys don’t talk talk about this stuff like we do. 🙂

Post # 42
Member
117 posts
Blushing bee

He just paid for it.   My husband is a big saver. 

Post # 43
Member
460 posts
Helper bee
  • Wedding: December 2016

Mine is an heirloom, so the only thing he had to do was get it polished and sized. 🙂

Post # 44
Member
119 posts
Blushing bee

I’m not engaged yet, but I’m 99% sure the ring is purchased. Like many other PPs my guy is a financially stable saver so he would have been able to pay cash for just about any ring I wanted, although I gave him a budget and when I did the math just now I realize it’s less than a week’s salary for him… lucky guy! So no financing for us.

Post # 45
Member
3107 posts
Sugar bee
  • Wedding: March 2016 - Surfer\'s Beach, Grand Cayman

He saved for about 6 months I believe. 

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