(Closed) How many banks do you use?

posted 8 years ago in Money
  • poll: How many banks/financial institutions do you use?

    1 for chequing

    2 for chequing

    3+ for chequing

    1 for savings

    2 for savings

    3+ for savings

    1 for credit cards

    2 for credit cards

    3+ for credit cards

  • Post # 3
    4693 posts
    Honey bee
    • Wedding: October 2013

    I have my checking account at one bank and my savings at another.

    Post # 4
    135 posts
    Blushing bee
    • Wedding: June 2013

    I have 2 personal accounts, checking and saving. And then 2 joint accounts, checking and saving…and 2 credit cards 

    Post # 5
    2065 posts
    Buzzing bee
    • Wedding: December 2011

    Lord, too many. I have my personal accounts at one bank, he has his personal account and all our joint stuff at another bank. Credit card wise – I’ve got one of each of the 4 major brands (Visa, MC, Amex, Discover) and he has a mastercard.

    Post # 6
    3470 posts
    Sugar bee
    • Wedding: July 2012 - The Gables Inn, Santa Rosa, CA

    We use several differnent banks. 

    1 for our joint checking & savings (Bank of America)

    3 for credit cards (Bank of America, Capital One, OEFCU)

    2 for our auto loan, student loans & Mortgage (Wells Fargo, Chase)

    1 for our retirement account (Diversified)

    For a total of 6 financial institutions for everything. 

    Post # 7
    1078 posts
    Bumble bee
    • Wedding: June 2013

    Way too many… I use a total of six banks for checking or credit cards.  Seven if you count CDs as savings.  I’ve moved around alot in the last few years and have done a lousy job at not leaving a banking trail to follow me.

    Post # 8
    9050 posts
    Buzzing Beekeeper
    • Wedding: June 2010

    Dh and I had chequing/savings at separate banks before we merged money. We each kept a savings acct at our own banks and opened a joint chequing and savings at a credit union. 

    Post # 9
    11324 posts
    Sugar Beekeeper
    • Wedding: February 2011

    Why would your account get frozen? I guess this is just not something I worry about at all. All of our money (checking and savings) is in one bank.

    Post # 10
    15203 posts
    Honey Beekeeper
    • Wedding: June 2011

    Just one for checking now.  I used to have 3, for the in case, but never used it and it just got annoying keeping track of all the accounts.  I still have 2 (or 3… crap theres that losing track problem) for savings, had a 4th one but closed that since it was tied to one of the checking accounts.  Then I have 4 or 5 credit cards, but only really use 3 of them. 3 retirement accounts with 2 different institutions, and 3 investment accounts with 2 different institutions.  Spreadsheets are my best friend.

    Post # 11
    2818 posts
    Sugar bee
    • Wedding: December 2012

    I currently use 3 different banks.

    Post # 12
    5842 posts
    Bee Keeper
    • Wedding: May 2011

    View original reply
    @CorgiTales:  I haven’t had my account frozen but I have had spending limits placed on my account. Some place I’d charged my card reported a bunch of information lost so the bank did it as a preventative measure.

    Checking is at 1 bank but I have two debit cards (1 mine, 1 joint). Savings is at 2 banks. Credit cards… for everday use 2. I don’t really consider my best buy card useful in an emergency haha.

    Post # 13
    1495 posts
    Bumble bee
    • Wedding: April 2014

    Checking at one and savings at another.

    Post # 14
    5667 posts
    Bee Keeper

    I technically have two for checking but only use one. The second one was because I had my car loan through a credit union and you had to have an account there to get the loan.

    We have 1 bank for savings.

    I have 3+ for credit cards because I like having the different CC options (Visa, MC, Amex…) and you can’t do that through one bank.

    Post # 15
    11231 posts
    Sugar Beekeeper
    • Wedding: August 2013

    Oh, I guess I responded wrong.

    We’ll have two for checking and two for savings (the same two, haha). I have my auto loan through another, and two more for credit cards (3 at one, 1 at another), so 5 total. I didn’t include my car or credit cards in my poll answer though, so I said 2.

    Post # 16
    3306 posts
    Sugar bee

    I have two- a local bank and my internet bank, USAA.

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