How many times has your credit card/debit card been hacked? SO tired of this

posted 1 year ago in The Lounge
Post # 2
Member
1732 posts
Bumble bee

I used to. My credit card company told me it was a store I visited regularly, but couldn’t tell me which one because they were trying to find the guy who was doing it. They said if they told everyone where it was happening, we’d stop going there, the guy would figure it out and also stop going there and couldn’t catch him. It was annoying. I finally found out it was my grocery store. I eventually moved so I didn’t have any issues anymore. I haven’t had any issues in awhile, but my credit card company is really good about checking in about things.

Post # 3
Member
5959 posts
Bee Keeper

I’ve had my debit card hacked once at a shady viet restaurant. I called them out on it in a review and they tried to intimidate me to take it down. Which I did not (luckily bank covered it).

My credit card was hacked once. I was notified that someone was trying to buy a shit ton of JC Penney and have it shipped to some address in texas. THey called me and were like “Are you trying to buy some stuff from JC penney?” And i was like “wtf is JC Penney”. So yeah. 

Other than that I’ve been pretty lucky. I buy a lot online as well. 

Post # 4
Member
745 posts
Busy bee
  • Wedding: September 2018

I’ve had it happen twice – once was about 6 years ago and my credit card company thought it was odd I was spending £6000 on furniture in Switzerland in between clothes shopping in England! Second time was just a couple of months ago, but it was from a PayPal hack. I caught that one as PayPal emailed me to confirm my £300 PlayStation 4 order (which was actually about a week after I’d actually bought a PS4 for my fi as a birthday present!) And the company they ordered it from just cancelled the order and refunded me, and I changed all my passwords.

 

If you think you’ve pinpointed the location, either stop spending money there, or only pay in cash. It sucks but it’s less hassle than having to get new cards every few weeks!

Post # 5
Member
492 posts
Helper bee
  • Wedding: June 2017

At least 4 or 5 times. It’s unfortunate, but I just have to check constantly!

Post # 6
Member
1979 posts
Buzzing bee
  • Wedding: May 2016 - Sussex, UK

Drives me mad. My bank has picked it up 5 times but the last one (a week ago) was me taking a quick look on my banking app. Had a conversation with the fraud dept at my bank and had to tell him a million times that we don’t have a PlayStation and my D.H doesn’t have a secret one that he uses my debit card to purchase anything PlayStation related.

One time I was called and asked if I’d bought a £5k/ US$6.6k handbag from Selfridges as it seemed unusual. Glad they caught it but then I thought I wish I could drop that on a bag.

I don’t know if my card was cloned in a store or details taken online.

Post # 7
Member
1826 posts
Buzzing bee

Once for my debit card and once on my credit card. Credit card was very easy to sort. Debit card took weeks to fix, because all the transactions sent me over my overdraft, started causing NSFs for scheduled payments like my insurance and daycare. It was a nightmare and I had to fight with the bank about it all. 

I was super pissed and as soon as it was fixed I swapped banks. 

If it’s happening frequently, it’s based around either your online security or a location or two, that are compromised.

Post # 8
Member
1324 posts
Bumble bee

Probably 4 or 5 times here too.  Seems to have stopped more recently though, maybe since the chip cards came out?

Post # 9
Member
6275 posts
Bee Keeper
  • Wedding: June 2015

Only once for me.  Given what was purchased immediately after and where, I can definitively say it happened when I paid for a meal at a Denny’s in Phoenix before catching a plane.  They waited several months to use the numbers they stole, but made purchases in and around that area (including that Denny’s if I recall!).  I don’t live anywhere near Phoenix, so yeah.  My CC doesn’t leave my sight if I’m away from home now.

Post # 10
Member
2674 posts
Sugar bee
  • Wedding: September 2012 - Southern California

My credit card was stolen once. They spent nearly $1,000 within a matter of hours at like 3 different stores in a city a good 2+ hours away that I don’t think I’ve ever stopped in, or at least not for an extending amount time. So crazy how quick these people are!

Post # 11
Member
2015 posts
Buzzing bee
  • Wedding: October 2018

It just happened to me today. I bought a few dresses at Nordstrom’s for my engagement shoot and a few days later someone bought a few more dresses for themselves on me! CC company caught it right away and is sending me a new card. Fiance had it happen like 5 times in a row. He thinks it was from a gas station. They did flag me when I bought my wedding dress, but that was legit. Lol.

Post # 14
Member
1941 posts
Buzzing bee
  • Wedding: September 2017 - Pearson Convention Centre

I have never had my debit card hacked, which is the card o use most often. Our credit card is only used for groceries and gas and it has never been hacked 

Post # 15
Hostess
3726 posts
Sugar bee
  • Wedding: December 2016

It’s happened to me twice and both times it has only been moderately inconvenient, and the things they bought were so incredibly random, it kind of made it worth it just to get a laugh out of it. The first time they bought one way flights to Lithuania. So my bank called me and were like “umm… are you moving to Lithuania?” and the second time they bailed 4 people out of jail and bought a 4 prepaid cell phones in Arkansas. When the bank fraud guy called me you could tell even he was trying not to laugh.

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