(Closed) How Much Credit Card Debt Do You Have?

posted 11 years ago in Money
  • poll: How Much Credit Card Debt Do You Have Collectively?

    $0-$1000

    $1000-$3000

    $3000-$6000

    $7000-$10,000

    $10,000+

  • Post # 92
    Member
    71 posts
    Worker bee
    • Wedding: March 2011

    None 🙂

    Post # 93
    Member
    5259 posts
    Bee Keeper
    • Wedding: July 2010

    I have 0.  He has 0.

    We have other debts though, mainly massive student loans.

    Post # 94
    Member
    28 posts
    Newbee
    • Wedding: July 2011

    which cards give such the great rewards?! everyone could use one of those!

    Post # 95
    Member
    885 posts
    Busy bee
    • Wedding: June 2013

    I have no credit cards and Fiance pays his credit card off every month (only uses it to get his 5% cash back at the end of the year!).

    Post # 96
    Member
    1712 posts
    Bumble bee
    • Wedding: August 2012

    I have about $2,000 on one credit card. I don’t even use it anymore, but it was mainly used for buying nursing books for school, and I got hit with a pretty big bill after I went to the emergency room.

    Post # 97
    Member
    85 posts
    Worker bee

    I’ve never used a credit card (and will try not to for as long as possible), I paid the full amount for my car when I got it, I have no student loans, etc. I do owe a few thousand dollars to my father though… Surprised

    I’m surprised that the most common answer by far was only $0-1000 of credit card debt. That’s great!

    Post # 98
    Hostess
    7941 posts
    Bumble Beekeeper

    None, I consider them to be the devil!!!

    Last time I used my credit card was when I purchased my dress (I was told they protect you more should something go wrong with the dress) and it was paid immediately the next month.

     

    Post # 99
    Member
    7380 posts
    Busy Beekeeper
    • Wedding: January 2011

    To the OP what do you consider debt?

    Right now I have over $3000 on my credit card, but I will pay it off before I’m charged interest.  Some of that is from wedding expenses.  It was higher, but I was nearing my $5000 limit so I through some money on their, but I would like to earn some interest on my savings.

    I usually have a semi-high balance every month (over $1000).  I used pay rent with my credit card, but stopped when they started charing a $25 fee.  It’s worth it to get the extra bit of time to earn interest and to collect rewards points.  It also reduces the number of transactions I would make with a debit card, so I don’t go over my free transactions each month.

    Post # 100
    Member
    444 posts
    Helper bee
    • Wedding: April 2012

    I only have student loan debt, which is being deferred while I’m in school. My FH has about $2,000 in credit card debt, but I told him to try to pay off half of it by the wedding.

    Post # 101
    Member
    595 posts
    Busy bee
    • Wedding: September 2012

    No credit card debt!  I got in about a grands worth of trouble with a credit card when I was younger.  Got it paiod off and swore never to spend money I don’t actually have again.  So neither of us believe in them.  We have 5k saved up in the bank.  We use that as our own personal line of credit.  We have used it to buy a lounge, a computer, a fridge, a Widescreen TV.  Next will be a new bed.  We make regular payments and make sure it all goes back, just as if it was a credit card.

    ETA: one of my F!s mates discovered his Fiance had a credit card she had gotten and had hidden from him.  It had about 3 grand on it.  He only found out about 4 days before the wedding.  And yes it still went ahead….I was suprised.

    Post # 102
    Member
    587 posts
    Busy bee

    No credit card debt for us.  

    Post # 103
    Member
    1686 posts
    Bumble bee
    • Wedding: August 2011

    I have one credit card with $1,300 balance on it, and a $600 balance on our mattress that I financed with Sears. 

    Otherwise, Fiance is debt free!

    Post # 104
    Member
    3 posts
    Wannabee
    • Wedding: May 2012

    well i hope my post makes EVERYONE feel better then. I have $0 in credit card debt and the Fiance doesnt have any either. HOWEVER i have over 200,000 in student loans and so does he…. yayayaya medical school! ( oh and we both have 0 in undergrad loans.) so we have a 1/4 of a million in student loans going into marriage. 

    Post # 105
    Member
    129 posts
    Blushing bee
    • Wedding: November 2011

    We have about $140 in credit card debt as of right now, and we’re actually paying it all off this month.. He’s really good about that sort of stuff; me, they’re both my credit cards, and I tend to use them more than I should :-/ but I’ve gotten better with watching it and we don’t really use them all that often..

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