(Closed) How much did you pay for labor and delivery?

posted 4 years ago in Pregnancy
Post # 2
Member
3553 posts
Sugar bee
  • Wedding: July 2011

A friend of mine’s final bill for a c section was $140,000! I don’t know how much was covered by insurance. (She shared that on FB to encourage us U.K. Bees to vote in June to protect our NHS. My delivery cost me £0)

Side question – what happens to pregnant women who aren’t insured and can’t afford a hospital delivery? 

Post # 3
Member
739 posts
Busy bee

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emsie :  I can’t get over why there are still people in the US who argue against public healthcare! I live in the UK and thankfully will pay nothing.

Post # 4
Member
9524 posts
Buzzing Beekeeper
  • Wedding: October 2013

i’m in the US.  for labor and delivery i paid zero.  and i didn’t pay anything for any prenatal appointments.

 

but i did pay a couple hundred for a week stay in the NICU. i was expecting a lot more, so i was happy with what we had to pay.

 

Post # 5
Member
4113 posts
Honey bee
  • Wedding: August 2013

For my first, I paid around $1000 during the whole process – dr fees, ultrasounds, genetic tests, and delivery. 

My second was a bit higher as we hadn’t hit that years max yet, so it was just under $3000 for everything

Post # 6
Member
369 posts
Helper bee
  • Wedding: January 2016

I paid around $1500 out of pocket (maybe a little more can’t remember).  It would have been a lot more if I was on the same insurance plan as my husband and kids but we purposely had mine separate because of this.

Post # 7
Member
1036 posts
Bumble bee
  • Wedding: City, State

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Twizbe :  WOW! That’s so expensive.

Post # 8
Member
3088 posts
Sugar bee

Live in the U.S. and paid nothing because of insurance. However, the bill itself was over 50k per kid (and I have two)

Post # 9
Member
9055 posts
Buzzing Beekeeper

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emsie :  I’m delivering in July, but my health insurance has a $275/copay for the birth and then they estimate for a normal vaginal delivery maybe a couple hundred more dollars in deductibles (but our annual deductible is $1000 so it won’t be more than that). All of my prenatal appointments have been zero cost including ultrasounds and lab work.

View original reply
Twizbe :  they end up bankrupt because of medical debt. Our country is broken. 

Post # 10
Member
275 posts
Helper bee
  • Wedding: October 2013

I live in Canada and paid nothing. If you don’t have private insurance here, you sometimes have to pay for “upgrades” at hospitals (private room versus semi-private versus ward, new mom/baby care package, etc.) but we got those for free as I had some complications during recovery. 

Post # 11
Member
694 posts
Busy bee
  • Wedding: June 2018

View original reply
emsie :  I’m in the US and had private insurance through my employer. I paid my $700 deductible and $1200 out of pocket max. Without insurance was $14,000+, vaginal delivery. My friend had insurance but it was later deemed her pregnancy was a preexisting condition and she wasn’t covered. She had a c-section and received a bill for $28,000+. They couldn’t pay that in the 90 days the hospital gave them and didn’t want to be paying a few hundred dollars per month on an account that large in collections which would take 7+ years to pay off so they filed bankruptcy. Healthcare is so effed up in the US. 

Post # 12
Member
1984 posts
Buzzing bee

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hopefulfuturemrs :  US bee here. This is soo ridiculous. Pregnancy as a “preexisting condition” is by far the stupidest damn thing I’ve ever heard of and makes me angry all over again everytime I hear it. 

Post # 13
Member
3553 posts
Sugar bee
  • Wedding: July 2011

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LilliV :  that’s so hard. I bet there are lots of women who are forced to give birth with no one attending. 

Anyway, sorry for the hijack … 

Post # 14
Member
226 posts
Helper bee
  • Wedding: September 2017

all I have to say is thank God I live in Canada. We don’t have to pay anything. 

Post # 15
Member
694 posts
Busy bee
  • Wedding: June 2018

View original reply
MargaritaVille :  I totally agree. I understand that they have since changed it so pregnancy can’t be considered a preexisting condition, but in her case, it didn’t matter. She got pregnant in February and they changed the law in October of that year, so it was too late. 

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