Post # 1
I’m just wondering what you all paid out of pocket to have a baby in a hospital.
I just started a county job and was going over their health insurance policy. It states I would be responsible for 30% of the cost, however there is either a $2,000 or $4,000 cap depending on whether i have a single or family plan.
I read that a a vaginal birth without complications costs nearly $10,000 and that a C-section would be almost $16,000 without insurance.
How much did you pay?
Post # 2
A friend of mine’s final bill for a c section was $140,000! I don’t know how much was covered by insurance. (She shared that on FB to encourage us U.K. Bees to vote in June to protect our NHS. My delivery cost me £0)
Side question – what happens to pregnant women who aren’t insured and can’t afford a hospital delivery?
Post # 3
emsie : I can’t get over why there are still people in the US who argue against public healthcare! I live in the UK and thankfully will pay nothing.
Post # 4
i’m in the US. for labor and delivery i paid zero. and i didn’t pay anything for any prenatal appointments.
but i did pay a couple hundred for a week stay in the NICU. i was expecting a lot more, so i was happy with what we had to pay.
Post # 5
For my first, I paid around $1000 during the whole process – dr fees, ultrasounds, genetic tests, and delivery.
My second was a bit higher as we hadn’t hit that years max yet, so it was just under $3000 for everything
Post # 6
I paid around $1500 out of pocket (maybe a little more can’t remember). It would have been a lot more if I was on the same insurance plan as my husband and kids but we purposely had mine separate because of this.
Post # 7
Twizbe : WOW! That’s so expensive.
Post # 8
Live in the U.S. and paid nothing because of insurance. However, the bill itself was over 50k per kid (and I have two)
Post # 9
emsie : I’m delivering in July, but my health insurance has a $275/copay for the birth and then they estimate for a normal vaginal delivery maybe a couple hundred more dollars in deductibles (but our annual deductible is $1000 so it won’t be more than that). All of my prenatal appointments have been zero cost including ultrasounds and lab work.
Twizbe : they end up bankrupt because of medical debt. Our country is broken.
Post # 10
I live in Canada and paid nothing. If you don’t have private insurance here, you sometimes have to pay for “upgrades” at hospitals (private room versus semi-private versus ward, new mom/baby care package, etc.) but we got those for free as I had some complications during recovery.
Post # 11
emsie : I’m in the US and had private insurance through my employer. I paid my $700 deductible and $1200 out of pocket max. Without insurance was $14,000+, vaginal delivery. My friend had insurance but it was later deemed her pregnancy was a preexisting condition and she wasn’t covered. She had a c-section and received a bill for $28,000+. They couldn’t pay that in the 90 days the hospital gave them and didn’t want to be paying a few hundred dollars per month on an account that large in collections which would take 7+ years to pay off so they filed bankruptcy. Healthcare is so effed up in the US.
Post # 12
hopefulfuturemrs : US bee here. This is soo ridiculous. Pregnancy as a “preexisting condition” is by far the stupidest damn thing I’ve ever heard of and makes me angry all over again everytime I hear it.
Post # 13
LilliV : that’s so hard. I bet there are lots of women who are forced to give birth with no one attending.
Anyway, sorry for the hijack …
Post # 14
all I have to say is thank God I live in Canada. We don’t have to pay anything.
Post # 15
MargaritaVille : I totally agree. I understand that they have since changed it so pregnancy can’t be considered a preexisting condition, but in her case, it didn’t matter. She got pregnant in February and they changed the law in October of that year, so it was too late.