Post # 1
I’m just wondering what you all paid out of pocket to have a baby in a hospital.
I just started a county job and was going over their health insurance policy. It states I would be responsible for 30% of the cost, however there is either a $2,000 or $4,000 cap depending on whether i have a single or family plan.
I read that a a vaginal birth without complications costs nearly $10,000 and that a C-section would be almost $16,000 without insurance.
How much did you pay?
Post # 2
A friend of mine’s final bill for a c section was $140,000! I don’t know how much was covered by insurance. (She shared that on FB to encourage us U.K. Bees to vote in June to protect our NHS. My delivery cost me £0)
Side question – what happens to pregnant women who aren’t insured and can’t afford a hospital delivery?
Post # 3
I can’t get over why there are still people in the US who argue against public healthcare! I live in the UK and thankfully will pay nothing.
Post # 4
i’m in the US. for labor and delivery i paid zero. and i didn’t pay anything for any prenatal appointments.
but i did pay a couple hundred for a week stay in the NICU. i was expecting a lot more, so i was happy with what we had to pay.
Post # 5
For my first, I paid around $1000 during the whole process – dr fees, ultrasounds, genetic tests, and delivery.
My second was a bit higher as we hadn’t hit that years max yet, so it was just under $3000 for everything
Post # 6
I paid around $1500 out of pocket (maybe a little more can’t remember). It would have been a lot more if I was on the same insurance plan as my husband and kids but we purposely had mine separate because of this.
Post # 7
WOW! That’s so expensive.
Post # 8
Live in the U.S. and paid nothing because of insurance. However, the bill itself was over 50k per kid (and I have two)
Post # 9
I’m delivering in July, but my health insurance has a $275/copay for the birth and then they estimate for a normal vaginal delivery maybe a couple hundred more dollars in deductibles (but our annual deductible is $1000 so it won’t be more than that). All of my prenatal appointments have been zero cost including ultrasounds and lab work.
they end up bankrupt because of medical debt. Our country is broken.
Post # 10
I live in Canada and paid nothing. If you don’t have private insurance here, you sometimes have to pay for “upgrades” at hospitals (private room versus semi-private versus ward, new mom/baby care package, etc.) but we got those for free as I had some complications during recovery.
Post # 11
I’m in the US and had private insurance through my employer. I paid my $700 deductible and $1200 out of pocket max. Without insurance was $14,000+, vaginal delivery. My friend had insurance but it was later deemed her pregnancy was a preexisting condition and she wasn’t covered. She had a c-section and received a bill for $28,000+. They couldn’t pay that in the 90 days the hospital gave them and didn’t want to be paying a few hundred dollars per month on an account that large in collections which would take 7+ years to pay off so they filed bankruptcy. Healthcare is so effed up in the US.
Post # 12
US bee here. This is soo ridiculous. Pregnancy as a “preexisting condition” is by far the stupidest damn thing I’ve ever heard of and makes me angry all over again everytime I hear it.
Post # 13
that’s so hard. I bet there are lots of women who are forced to give birth with no one attending.
Anyway, sorry for the hijack …
Post # 14
all I have to say is thank God I live in Canada. We don’t have to pay anything.
Post # 15
I totally agree. I understand that they have since changed it so pregnancy can’t be considered a preexisting condition, but in her case, it didn’t matter. She got pregnant in February and they changed the law in October of that year, so it was too late.