(Closed) How much did you pay for labor and delivery?

posted 4 years ago in Pregnancy
Post # 46
Member
739 posts
Busy bee

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JazzyGirl85 : And what these non American need don’t realize is that their healthcare isn’t truly free. 

 

Omg healthcare is paid for by taxes? Wow thanks for enlightening me.

Non US bees are not stupid, but thank you for assuming.

My healthcare and welfare system are paid for by a progressive tax system, and i’m glad my tax goes to provide a free at the point of use healthcare system and a safety net for the vulnerable in society. 

Post # 47
Member
9800 posts
Buzzing Beekeeper
  • Wedding: September 2013

I have a standard PPO plan with 20% co-insurance (deductible either $500 or $1k- you pick our policy is the same except those 2 options.  And I had one birth with each one) and both of my births (vaginal) were around $3k for everything (prenatal care, hospital charges, hospital charges for baby, etc). So about $3k each time.  One born in Nov and one born in April.

Generally I was responsible for OB fees (about $300 after insurance), my deductible, and then 20% co-insurance on the hospital stay (so like $1800-$2k for hospital bills). With one I was induced and with another I went to L&D but then left.  So ended up paying about the same in the end. $100 for epidural.

Oh, and I pay around $5k a year for family insurance (I carry everyone) on top of that.

Some women at work forget about the co-insurance on the hospital stay.  They think Ok, my OB laid out their total $ and my deductible is $X so that’s all I have to pay. Nope.  I believe my OOP max was $4k so didn’t quite get there.

Post # 48
Member
66 posts
Worker bee
  • Wedding: May 2019 - Hollins House, Pasatiempo Country Club

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mrsrobinsonco :  the extra money that is spent in the US is used to import cocaine to keep the mother going during labor. 

Post # 49
Member
3244 posts
Sugar bee
  • Wedding: May 2015

I’m due in 12 days. We’ve paid about $1,700 to my OB so far which covers prenatal and their care during delivery. With my current shitty (but upgraded) state employee health insurance, we are looking at paying about $3,000 to the hospital at delivery assuming a normal vaginal birth. We’re aiming to switch me to my husband’s insurance May 1 (when he gets a new job, so life changing event) in which case we’ll owe the hospital $600. Hopefully baby holds out til Monday…and not much longer tongue-out

Post # 50
Member
482 posts
Helper bee
  • Wedding: March 2017

My labor & deliver on my insurance has a $200 copay, and I have no copays for any prenatal care 

Post # 51
Member
1601 posts
Bumble bee

I’m Canadian and pregnant with my first. We paid over $12,000 OOP for IVF and have had to make some lifestyle changes in doing so. Our provincial insurance covers healthcare and hospital costs. I will be having a C-Section at the end of July. I am responsible for bringing in all personal items for my hospital stay, diapers, pillow, etc. I can’t wait to meet my son. 🙂

Post # 52
Member
9079 posts
Buzzing Beekeeper
  • Wedding: December 2012

$0.00.

Tricare was good for something. It was essentially free to have a baby.

Post # 53
Member
2020 posts
Buzzing bee
  • Wedding: September 2013

Out of pocket probably about $7k all said and done 

Post # 54
Member
374 posts
Helper bee
  • Wedding: October 2016

In the Netherlands, seeing all the posts i find myself feeling very lucky! I pay 140euros a month insurance, all of my prenatal appointments and labour are included no matter the circumstance of my labour. I also have a type of midwife who will come to my house for around 8 days after me giving birth, she will do all the chores in the house and take my daughter to school for me. She will also look after me, and teach us tips and tricks with the baby, quite an amazing service really! 

Post # 55
Member
1299 posts
Bumble bee
  • Wedding: January 2021 - City, State

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JazzyGirl85 :  that’s  lovely attitude, why help others eh? And a “large part of your paycheck” is nonsense.

in the UK national insurance covers healthcare from cradle to grave, so anytime a kid is sick, anytime anyone is sick irrespective of their age, lifestyle, illness they get medical treatment.

paying money per month is worth that, so that it doesn’t matter, people here can afford to be unwell, they can afford to get cancer and not go bankrupt and leave their family in thousands of pounds of debt.

i never grudge a penny of my contributions to NI, which for the record is worked off how much you earn, it’s a percentage, so some months I pay £100 some months I pay £220.

it covers everyone and not just me.

I need to stop now because seriously can not believe how short sighted you are and your attitude is, least you have healthcare though, suppose that’s all that’s important.

Post # 56
Member
2320 posts
Buzzing bee
  • Wedding: January 2015

Nothing. All healthcare is free in my country

This idea is insane ti me. And no im not a dumbass who assumes it all free… but at the time of birth it is free

 

Post # 57
Member
173 posts
Blushing bee
  • Wedding: November 2015

Im Aussie, entitled to a free childbirth however we have opted to go private and its costing about $4000.

Post # 58
Member
609 posts
Busy bee
  • Wedding: August 2016

UK bee won’t pay anything to give birth, also entitled to 3 rounds of IVF at no cost where I am, should I need it. Only way I’ll be out of pocket is if I’m not pregnant after 3 rounds of IVF I’d need to pay for any subsequent  IVF.

Post # 59
Member
6241 posts
Bee Keeper

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kreeneth :  I have a Brit friend now living in Leiden (if I’ve spelt that right) and although she doesn’t have kids she was telling me all about your brilliant system. Also high rates of ‘natural’ birth and breastfeeding. I don’t k is if you see it this way but she told she got for the impression the Dutch viewed this support for birth and for the following weeks as a national benefit as it meant healthier parents and kids and with the breastfeeding support particularly, less requirement for medication later on. 

Post # 60
Member
609 posts
Busy bee
  • Wedding: August 2016

I should say the ‘free’ (no cost at point of access) IVF is only for first child. One thing that sucks but doesn’t affect me is that you don’t get it if either of the couple already has a child, so if you have a step child you don’t qualify.

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kreeneth :  that sounds amazing! 

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