Post # 1
I just got hit with a big bill for lab work.. I was assuming it would be covered as my doc visits are after an initial copay, however apparently I had a nice deductible to meet . This led me to wondering how much (as far as medical bills go) this pregnancy will run me start to finish. Of course I know everyones will be quite different bc of insurances, complications, etc etc. I am just trying to get some figures thrown out there. So ladies with insurance, if you wouldn’t mind sharing, I’d love to hear 😉
Here is a breakdown of what my insurance covers in case you are wondering:
For lab work I had a 300 dollar deductible.. Then they pay 90 percent of labs after. Office visits are covered after 20 dollar copay ( one time). For hospital and delivery I pay 300 dollars and they cover 90 percent after. Newborn care 300 dollar deductible, 90 percent after.
Post # 3
im in Canada so our health insurance covered everything…no cost! I couldnt imagine paying…im curious to know how much it would be? The cost of pregnancy and doctors visits in different countrys.
Post # 5
$530 for prenatal and delivery, and $200 to meet lab deductible (covered 100% after that). We have regence.
For the first pregnancy, I was covered under premera and ended up with $900ish in labs, but prenatal and delivery was only $280.
Post # 6
My youngest was over $40,000.
He was born at 29 weeks, and required specialized care. My insurance only paid 80% after my $7500 family deductible.
Post # 7
I think for a healthy pregnancy, and uncomplicated birth the average price ranges somewhere in 10,000 dollars…without insurance.
I know I have paid a pretty penny so far. Fertility treatments came out of pocket for me, and NOT counting those – I have paid about 1300 dollars in the last couple months. We are so happy to have the chance to be parents though – we say “it aint no thang” because we ended up so lucky so far.
Post # 8
Thank you ! That’s a good attitude to have @hismm. No matter the cost its def worth every penny. I’m just trying to get into mommy mode and start preparing 😉
Post # 9
Well my little boy was 7 weeks early. Put it this way, his stay in the NICU without insurance we could have bought a house with how much it costs. But with insurance we had to pay only $178.00 of it. My whole insurance if remember right probably total costs and that includes the his stay in the NICU was probably about $3,000
Post # 10
Under $3000 after insurance.
Post # 11
Can’t speak for the whole pregnancy as I haven’t had the baby yet, but I got a $1300 lab bill last month. That was fun. But DH’s employer reimburses 75% and the rest was paid for using our FSA.
There hasn’t been a copay for any of my prenatal visits or charges for ultrasounds. Just stupid lab work.
Post # 12
@iheartnerds: The lab work has def been the huge spendy factor here too! eek.
@Sanola831: Thanks! We are just thrilled. It is so good to get more information and try to be prepared. I think we all want to be the best we can and do the most for our kids! It sounds like your insurance will after the deductible be a big help so hopefully you wont find it too bad.
Post # 13
$16 copay per visit so far. Currently 20 weeks and no surprise bills. But I work for my state so my insurance is pretty good.
Post # 14
$0 I was completely covered here in Vermont
Post # 15
I’m going to try to see if any discounts are available for paying up front. Do you guys know if lab work continues throughout pregnancy or is this mainly in the beginning?
Post # 16
Yikes. These numbers scare me. I need to move to Canada. 😛