How much disposable income do you spend a month? [Poll]

posted 4 months ago in The Lounge
  • poll: What's Spending Money on an Average Month
    $500-$750 : (27 votes)
    33 %
    $750-$1000 : (8 votes)
    10 %
    $1000-$1250 : (11 votes)
    14 %
    $1250-$1500 : (3 votes)
    4 %
    $1500-$1750 : (3 votes)
    4 %
    $1750-$2000 : (11 votes)
    14 %
    $2000-$2500 : (7 votes)
    9 %
    $2500-$3000 : (3 votes)
    4 %
    $3000+ : (8 votes)
    10 %
  • Post # 16
    Member
    4547 posts
    Honey bee
    • Wedding: January 2017

    Hot damn this post makes me sad lol. WITH groceries- 1750-2000 easy.

    Post # 17
    Member
    2484 posts
    Buzzing bee

    I voted $1750-2000/month, but sometimes it’s more…and that’s just for my fun spending, my fiance pays for the majority of our joint fun spending. 

    And this makes me realize that I need to start cutting back asap…it’s been an expensive few months.  

     

     

    Post # 18
    Member
    402 posts
    Helper bee

    This poll makes me feel guilty about out spending! Every 2 weeks after savings and paying all our bills, we each get $600 for 2 weeks (just makes sense to us to split it up like that for now), so that’s $2400/mo. That includes groceries, gas and any fun things we want to do/things we want to buy. I also set some of it aside in my reserve account so I have money for larger purchases/ hair appointments, or I run out. I feel like this is sometimes hard to stick to, so maybe I need a reality check. 

    Post # 20
    Member
    9815 posts
    Buzzing Beekeeper
    • Wedding: September 2013

    I have a weekly budget line I use for groceries, household supplies, eating out (not that often for us, more usually that is to go or pizza rather than sit down restaurants), “fun” money, or random household purchases. We are family of 4 with 5 year old and 2.5 year old. My line is $350/wk so $1400 a month. I just tracked for awhile and this is an average. Sometimes over and sometimes under.  Doesn’t include gas. I am in the midwest, city suburbs. 

    I have separate lines for media subscriptions, gym, monthly activity fees (swim, gymnastics), cat food. I also have a variety of sinking fund lines- general (for those 1-4x a year events- vet, memberships, car insurance, christmas, birthday parties, etc), household (for house repairs), vacation/travel, clothing. I do a 401k pre-paycheck and I already have a 6mo emergency savings so I try to funnel things so every $ has a job.

    Most of our families “fun” is covered by memberships- zoo, science museum, farm, etc.

    Post # 21
    Member
    9137 posts
    Buzzing Beekeeper

    lifeisbeeutiful :  I know right 😂 everyone voting $500-$750 needs to leave some serious tips.

    cuz yeah, our groceries + gas + car insurance + clothing/shoes + random household stuff + random baby stuff + random pet stuff + travel + sports/entertainment + Netflix + contacts + dh’s haircuts + my makeup + whatever else we end up spending money on throughout the year = for sure more than $6k/year

    Post # 22
    Member
    157 posts
    Blushing bee

    65,000 single income family I stay at home now.  We spend about 1200 per month for food, gas, entertainment, home repairs, etc.  

    Post # 23
    Member
    7458 posts
    Busy Beekeeper

    TheGridMonster :  I think everyone is calculating it a little differently. My figure doesn’t include gas, car insurance, travel, cable/internet, cell phones, or subscriptions. Those are all fixed costs we budget/save for separately from our weekly life money. Our weekly budget resets on Sundays and I didn’t need to grocery shop this week due to all the holiday leftovers we have – I’ve literally only spent about $20 this week out of the $200 I have budgeted. I’ll probably spent another $20-30 for a night out with friends tomorrow but otherwise unless something unexpected comes up I’ll be tossing $150 into my savings account and resetting my budget. Next week I will spend more, but besides groceries there is nothing I have to buy every week. 

    Post # 24
    Member
    9137 posts
    Buzzing Beekeeper

    LilliV :  Yeah… since OP was including things like gas, I thought it was a much more expansive ask and about basically anything other than someone’s mortgage/rent + utilities.

    Post # 25
    Member
    7458 posts
    Busy Beekeeper

    TheGridMonster :  fair point. But I do like your idea of a tips thread! I love finding new tips and tricks on how to save money even though I think I’m pretty decent at it already. Can always get better! 

    Post # 26
    Member
    899 posts
    Busy bee
    • Wedding: October 2017

    TheGridMonster :  I voted between $500-$750.  My tip is to not have kids.  I’m of course kidding but kids add up.  Our monthly expenses would double with kids.

    Post # 28
    Member
    10454 posts
    Sugar Beekeeper
    • Wedding: City, State

    All of it.

    Post # 29
    Member
    2068 posts
    Buzzing bee
    • Wedding: October 2018

    I keep a pretty detailed budget of everything I spend money on each month and I’m usually around $3K for discretionary spending. I max out my retirement contribution and save about $4K a month on top of that for future trips, birthdays, holidays, and emergency money. Although I go out more, my husband has a few expensive hobbies (music related) and pays for a lot of our concert tix and dinners out, so his discretionary amount is probably more like $5K a month.

    Post # 30
    Member
    7458 posts
    Busy Beekeeper

    oceangirl40 :  daycare is the only killer for us, otherwise our kid expenses aren’t too bad. But damn daycare is more than our mortgage hahaha

    Leave a comment


    Find Amazing Vendors