(Closed) How much do you pay per month for health insurance?

posted 6 years ago in Wellness
  • poll: How much does you health insurance cost per month out of pocket?
    $0 (Lucky me!) : (19 votes)
    22 %
    $1-200 : (40 votes)
    45 %
    $200-500 : (26 votes)
    30 %
    $500-1000 : (1 votes)
    1 %
    $1000+ : (2 votes)
    2 %
  • Post # 3
    Member
    688 posts
    Busy bee
    • Wedding: October 2012

    If I had taken the health care my job offered it would have cost me $100 every 2 weeks but I really could not afford that. I declined and have no health insurance until the Fiance and I say our I Dos.

    Post # 4
    Member
    1944 posts
    Buzzing bee
    • Wedding: June 2009

    I pay $54 biweekly, so roughly $108 per month. It’s just for me and it’s really good coverage. My vision and dental are separate and my husband is covered on those and I pay $12/mth for vision and $30/mth for dental. To add him to my insurance it almost quadruples the price. His insurance is a tad cheaper than mine; to add me is an extra $50/mth but then there is a $600 fee they apply as well to cover a spouse.

    Post # 5
    Member
    612 posts
    Busy bee

    My employer covers it all. Before that, we were on my fiancé’s employer’s “family plan” (if we had kids they’d have also been included) which was $90/month. It covered everything the government doesn’t, such as prescriptions, eye care, dental, etc.

    Post # 6
    Member
    11325 posts
    Sugar Beekeeper
    • Wedding: February 2011

    Ours is like $120/mo for both of us and that is good healthcare + vision + dental. I feel very fortunate because before I was married and on my husband’s insurance I paid 110/mo for just myself for really shitty health insurance with no vision or dental. 

    Post # 7
    Member
    907 posts
    Busy bee
    • Wedding: October 2012

    I have single coverage through my employer and the high option. I pay 80 biweekly plus 10 biweekly for dental and vision.

    Post # 8
    Member
    156 posts
    Blushing bee
    • Wedding: October 2012

    My company pays 100% of mine, but I also work in medical billing. Do not ever forgo medical insurance, you’re only 1 accident away from being bankrupt.

    Post # 10
    Member
    1566 posts
    Bumble bee
    • Wedding: October 2012

    For medical dental and vision I pay $150 biweekly…that covers me and my Dirty Delete.

    Post # 11
    Member
    1370 posts
    Bumble bee
    • Wedding: July 2011

    Darling Husband and I are lucky because we each have jobs that pay for our HI. We just had a meeting a work about how much it costs to add people, but I can’t remember since it doesn’t apply to me, yet. I think it’s a around 150ish/month to add a child.

    I do pay for an AFLAC Cancer Policy out of my paycheck and it’s around 29/month for Darling Husband and myself. Darling Husband and I both have a family history of cancer so wanted to be prepared. I’ll start my maternity policy through them probably in July before we start TTC.

    Post # 12
    Member
    282 posts
    Helper bee
    • Wedding: October 2012

    I don’t have health insurance, but Fiance has insurance through his work. They take almost $50 out a week, so about $200 a month just for him. But seeing everyone else’s prices I’m going to talk to him about trying to find something cheaper.

    Post # 13
    Member
    10288 posts
    Sugar Beekeeper
    • Wedding: October 2011

    Darling Husband is on my insurance and I pay $86 per week for health and dental (we work for the same company and he’s going to be resigning at some point). That equates to $344 per month. Our coverage isn’t even that good. I can’t wait until Darling Husband switches jobs and our HI is free.

    Post # 14
    Member
    830 posts
    Busy bee
    • Wedding: July 2011

    Ours is around $230 a month through DH’s company. That is for him, myself and our daughter. It’s a 100% coverage, $0 deductable plan with medical, dental, prescription and vision. We do have $15 copays for doctors visits that aren’t routine care. Everything is covered at 100%. Darling Husband thinks it’s spendy but I used to work in the insurance industry and know that it’s an awesome deal. Their maternity benefits are even better. You pay one $15 copay at your 1st doctor appt and then all other appts, hospital stays, c-section, whatever is covered at 100%. They also give you like $300 towards a car seat, buy you a breast pump etc. When we have another child he could even take 3 months paternity leave fully paid and stay home with me. My favorite part is the dental because so few companies even offer it anymore. In the last few months I’ve gotten a bunch of fillings, a wisdom tooth removed, a cleaning and am scheduled for a root canal and crown plus getting another wisdom tooth out. We won’t pay a penny, not even a copay. Love it! Also we’re already on the family plan so our rate won’t increase when we add future children. It did go up quite a bit when Darling Husband added me on. He was only paying about $120 a month for himself and our daughter. 

    Post # 15
    Member
    282 posts
    Helper bee
    • Wedding: October 2012

    @7-9-11bride: wow, that sounds like such great coverage. I’m jealous, lol

    Post # 16
    Member
    830 posts
    Busy bee
    • Wedding: July 2011

    @futureMrsMason: It’s an awesome company to work for. He bitches all the time and has no clue how spoiled he is with benefits. He has like 20 personal days a year, probably at least 4 weeks vacation. Every holiday paid plus if you work on that holiday it’s like triple time or something crazy. Fully matched 401k contribution, they pay his life insurance, he can pretty much get unlimited overtime. This last year he took off 3 full weeks in July for our wedding/honeymoon, a week in Aug for a friend’s wedding, another week in Sept for my bday, then he had like 5 days in Oct for his bday. All paid for. He’s always looking to switch careers and I’m like nope sorry you have to stay there, lol. 

    Back when I was working I got one paid week off a year, 4 sick days and they wanted me to pay over $200 a month for healthcare just for myself on a crap plan with a $3000 deductible, no thanks. 

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