(Closed) How much do you pay per month for health insurance?

posted 8 years ago in Wellness
  • poll: How much does you health insurance cost per month out of pocket?
    $0 (Lucky me!) : (19 votes)
    21 %
    $1-200 : (41 votes)
    46 %
    $200-500 : (26 votes)
    29 %
    $500-1000 : (1 votes)
    1 %
    $1000+ : (2 votes)
    2 %
  • Post # 17
    Member
    282 posts
    Helper bee
    • Wedding: October 2012

    @7-9-11bride: wow, it sounds like he has it made! haha. I WISH I (or even FI) had a job like that!

    Post # 18
    Member
    4886 posts
    Honey bee
    • Wedding: May 2012

    I’m self-employed, and therefore self-insured, until we get married and I mooch of FI’s. 

    I pay $41/month for the most basic health insurance.  I have a higher deductible and pay WAAAAAAAY more for my NuvaRing (still partially covered, though), but my lower payments make up for it.  Ive been very lucky with my health – I’m not sick often and basically only have insurance for catastrophic health-related events for the time being. 

    I no longer have vision or dental, either.  I took advantage of my corporate benefits before I left my previous job and got new glasses and a dental cleaning, and until I get back on dental I take very good care of my teeth.  🙂

    Post # 19
    Member
    2442 posts
    Buzzing bee

    We each pay $120/month for medical, dental and vision. We work for the same university and it’s cheaper to keep our plans seperate than combine. 

    Post # 20
    Member
    5667 posts
    Bee Keeper

    I think mine is ~$80 per paycheck (biweekly) for health and dental so somewhere around $160/month. Fiance bought private insurance because it was cheaper and better than what his job offers and I think he pays around $300 a month. Eventually he’ll probably hop on my insurance. It’ll still be expensive, probably around the same price he pays now, but it’s better coverage.

    Post # 21
    Member
    7310 posts
    Busy Beekeeper
    • Wedding: October 2011 - Bed & Breakfast

    $190 bi-weekly (about $400/month) for family coverage (myself, Mr. LK, teen LK) for our PPO with vision & dental, too. It’s one of the most expensive options offered through our employer, but Mr. LK likes having the freedom to see any doctor he wants.

    Post # 22
    Member
    115 posts
    Blushing bee
    • Wedding: April 2012

    I pay $20 a month for my health insurance. Maybe it’s so cheap because i’m a nurse?

    Post # 23
    Member
    14492 posts
    Honey Beekeeper
    • Wedding: June 2011

    We pay $8 per hour paid (double time days we paid $16 per hour and time and a half days we paid $12 per hour worked) for insurance.  Last year that was $1600 per month for the three of us, and the coverage was -eh, ok at best.  This year we will be under his new companies insurance and we will pay $400 per month, but that includes everything and we pretty much have to pay for nothing.  Eyes, dental, life, ltc, all included.  Actually very excited about have cheap good insurance.

    Post # 24
    Member
    2584 posts
    Sugar bee
    • Wedding: June 2012

    Holy crap. These are really low. I’m stilll covered by my parents’ insurance (so is FI) but once we’re married, if he doesn’t get HI through his job, we’re on our won since I’m in school and part time employees don’t get benefits… and it would be $450 a month for us from my research! That doesn’t even include dental or eye care. Can anyone who pays for HI that isn’t included in your job elaborate on how you found a cheaper HI?

    Post # 25
    Member
    5667 posts
    Bee Keeper

    @galloway111: Fiance shopped around quite a bit before he decided to go with Aetna.

    Post # 26
    Member
    118 posts
    Blushing bee
    • Wedding: November 2011

    Wow, seems like all of you bees have amazing and low cost health care! I had to get my own insurance and for moderate coverage (not really good but not bad) for just medical (no vision, dental, etc.) for myself it’s about $200 per month. That’s my current plan and the pricing/coverage is about the same for similar plans from other insurance companies when I looked in to it a little while ago. 🙁 I guess bad, slightly expensive insurance, is still better than nothing. Which is actually what my husband has (or doesn’t have). But in a month and a half his company will start paying for part of his health insurance coverage so you better believe we’ll get him insurance.

    Post # 27
    Member
    1400 posts
    Bumble bee
    • Wedding: September 2012

    I pay $20 be-weekly for my health coverage. I work for a dental insurance provider so my dental is free. I have to say I think it’s a pretty good deal! My last job I paid almost $70 bi-weekly for worse coverage.

    And I have to agree with not going without if you can help it. It sucks paying it, but you really are only an illness or accident away from being bankrupt. I never realized how true this was until my dad got sick in Feb and didn’t have health insurance. He eventually got Medicaid but it was only retro-active so far. My step-mom now has over $400,000 in medical bills to pay and thats for only one month of not being covered by Medicaid. : (

    Post # 28
    Member
    4038 posts
    Honey bee
    • Wedding: October 2010

    We pay $150 every two weeks for both me and Darling Husband. 

    Post # 29
    Member
    7844 posts
    Bumble Beekeeper
    • Wedding: October 2010

    Low 200’s for 3 of us.

    Post # 30
    Member
    7776 posts
    Bumble Beekeeper

    $0, but that’s because Darling Husband is military.

    Post # 31
    Member
    47211 posts
    Honey Beekeeper
    • Wedding: November 1999

    We Canadians like to brag that our healthcare is free, but it’s really not. We do pay for it in higher income tax and sales tax than the US. You tend not to notice because the $$ are deducted from your paycheque before you see it, or added to purchases at the till.. MSP only provides certain coverage however- not meds, eyelasses, dental etc.

    We each have coverage through our employers for the things that MSP doesn’t cover. If we go over the limits for glasses or dental on our own insurance, we can pay the balance then recover it on our partner’s plan, so we have no out of pocket expenses.

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