(Closed) How much do you pay per month for health insurance?

posted 8 years ago in Wellness
  • poll: How much does you health insurance cost per month out of pocket?
    $0 (Lucky me!) : (19 votes)
    21 %
    $1-200 : (41 votes)
    46 %
    $200-500 : (26 votes)
    29 %
    $500-1000 : (1 votes)
    1 %
    $1000+ : (2 votes)
    2 %
  • Post # 32
    1941 posts
    Buzzing bee
    • Wedding: June 2009

    @JennH516: I’m a nurse too, so I dont think that is why! 🙂 I am jealous you only pay $20 though!

    Post # 33
    2702 posts
    Sugar bee
    • Wedding: November 2011

    @julies1949: I was curious how our insurance payments differ from Canada’s. I’m glad you answered!

    I pay $24 a month in medical insurance. It’s awful insurance though. I pay $43 a month for my BC. I need to shop around for a better quote. I get $150/month from my company so I have to pay the difference

    Post # 35
    1854 posts
    Buzzing bee
    • Wedding: September 2012

    $280/month which covers myself and my son; got it through my state bar association (professional organization) – it is half what my employer would have charged me!

    Post # 35
    77 posts
    Worker bee

    I currently pay 24/mo for just me but because I’m pregnant I recently checked how much it goes up to add our child. It will go from 24 to 500 a month to add a child, if I wanted to add my Fiance it will be 1000/mo to cover all three of us. That’s hard to stomach. Also, I get 6 weeks unpaid Maternity leave and because I work for a small company I won’t qualify for FMLA meaning they’ll cut my insurance and put me on COBRA for 6 weeks which will cost me about 1500 bucks. Yep.

    Post # 36
    183 posts
    Blushing bee
    • Wedding: January 2017

    0$ thank god. Work for the city

    Post # 37
    2196 posts
    Buzzing bee
    • Wedding: March 2014

    Aussie Bee here. I pay $120 a month but am on a higher level plan than most my age would need as I had to have some outpatient rehab treatment last year. As is the norm here it’s not tied to my employment (I just don’t get why that was ever thought to be a good idea… hmmm).  Covers private hospital treatment ($250 annual excess), and extras such as physio, dental, optical, remedial massage. Given I’m running at at least an operation a year the past four years (ugh!) it’s proved worth it’s weight in gold.

    Post # 38
    612 posts
    Busy bee

    cbee:  I am on my husband’s medical and we are so lucky it is $0. I have the option to go through my work but it is ridiculously expensive and why would I do that? For his, the deductibles are $300/pp and copay is $35. Out of pocket is $1000pp. Pretty good seeing as my old insurance was around $200/mo, $1500 deductible, $35 copay, and $3000 out of pocket.

    Post # 39
    2257 posts
    Buzzing bee

    cbee:  I’m on a state plan, which is $500/mo. And I’m a teacher so it’s free. I could opt for less expensive or more expensive plans, but this is the best for me. If I get onto my fiance’s after we marry, I will just pocket the $500, the idea being that it goes towards paying my premium at another place.

    I have a very wide providor network, so that may be why it’s a little higher.

    Post # 40
    1133 posts
    Bumble bee
    • Wedding: May 2015

    Fiance and I used to pay about $150 each, but since his position was terminated on Christmas Day, and I’m just working a minimum wage contract position until March, we cancelled our health insurance.  I don’t get any PTO or sick days so I’m trying to take as much vitamins as possible. We barely afford food at the moment so hopefully we don’t get too sick!

    Post # 41
    108 posts
    Blushing bee

    I’m one of the lucky ones that pays $0! I get free health insurance through my job (I work for the government).

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