(Closed) How much do you save a month?

posted 7 years ago in Money
Post # 3
4824 posts
Honey bee

When we were both working, I am unemployed due to a layoff, It was about $2K a month.  We could have saved more, but we like to do stuff, like go out to eat once a week and snowboard, we travel and since our parents live across country its expensive to always be flying there.

Post # 4
3871 posts
Honey bee
  • Wedding: November 1999

Not enough!  LOL

Post # 6
207 posts
Helper bee

any amount adds up fast when you are not touching it….we have a shared account and we both direct deposit $150 into it per month…$75 per paycheck. Then of course our own personal checking and savings accounts.

Post # 7
3942 posts
Honey bee

We struggle to save about $800/month. Our account automatically stransfers $200 per week into our savings account. This is after everything is paid (including our 401k’s) but its hard. We dont go out to eat much, don’t go on crazy shopping trips, and bought a modest size home.

Post # 8
627 posts
Busy bee
  • Wedding: August 2011

we have been saving $850/mo for wedding stuff. we are going to try to keep it up to save for our europe honeymoon. then, its house saving time!

we could definitely do better in the savings area.

Post # 9
150 posts
Blushing bee
  • Wedding: November 2011

it’s completely dependent on your salary.

how much we save varies each month, but we pay all our bills, make sure we have food, keep some money for “fun stuff” and then save the rest.

Post # 10
1297 posts
Bumble bee
  • Wedding: June 2011

I save $400 a month, Fi saves $1500-2K/month.  We kept this up for 2 years before the wedding, and will continue to do so =)

We chose to save what we do based on our life style–we love going out to eat on the weekends, I have to have my mani/pedi’s weekly, him his weekly hair cut etc.  I feel that what you decide to save should still leave you with some spending money.

Post # 11
236 posts
Helper bee
  • Wedding: November 1999

My fiancee and I MUST save 15K each year.  I say must because we want to pay for our future children’s undergrad,  give them a nice down deposit for their first home and have money left for our retirement.

Most of the folks in our families say we’re crazy because we should spend all our money on us but we disagree.  We think that parents should contribute something to their children’s future.  But that’s just our opinion.

Post # 13
2871 posts
Sugar bee
  • Wedding: March 2011

Right now Darling Husband and I do not save much at all.  Once we get our major loans paid down we will be able to save more.  Our priority right now is to kill our debt, any extra money goes right to paying down a credit card or student loans.

We have a savings account that has 75 each paycheck going into it so that we are saving a little every month and we also have our debit cards set up to transfer a dollar into savings everytime we use it. 

Post # 14
6661 posts
Bee Keeper
  • Wedding: May 2010

Before we majorly upgraded our apartment it was $4K/month, now it’s around $2K/month. Unfortunately we had trouble finding an apartment in the midway price point that would have put us at $3K/month savings, it was kind of either all or nothing. And as two people turning 30 in a few months we were just NOT willing to live in a post college uncared for roach infested building anymore.

Post # 15
3526 posts
Sugar bee
  • Wedding: August 2010


ha! This.

Definitely not enough as we should and could. But like my husbands says we’ve gotten a lot and done a lot. So hope to start being more stingy soon.

Post # 16
729 posts
Busy bee
  • Wedding: January 2012

When i was working i saved half of each paycheck, which varied since i was on commission. I have since spent it all on school so I wouldn’t have to take out student loans.

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