(Closed) How much does it cost to furnish a home from scratch?

posted 8 years ago in Home
Post # 32
7310 posts
Busy Beekeeper
  • Wedding: October 2011 - Bed & Breakfast

Once again, I will totally buck the trend. 20-ish % of the home’s value seems about right to me, relative to your area. The person who buys the 300k house 3 bedroom in this area is going to have VERY different standards from the person who buys the $550k house of a similar size. That $550k house will be furnished in a more high end style. It will be custom pieces, supplemented with Ethan Allen, not Ikea pieces supplemented with those from Target. Sorry if it sounds elitest (?sp), but that’s just the way it is.

By the time I am done with all furniture (custom and off the shelf), custom millwork, good quality rugs, replacing every single light fixture in the house, etc., I am sure we will have spent $70k or more. And that’s not even beginning to discuss the kitchen, master bath, hall bath, and laundry room renos, or installing hardwood floors upstairs. I am tired of buying Ikea and other stuff that does not stand up to the test of time. Yes, it’s good for 5-7 years, but then it turns to rubbish and must be replaced. I’d rather spend the upfront money to buy the really good quality pieces that will last. But since we’ll be instaling a geothermal system and spending money to make the house as energy efficient and green as possible, my interior decorating will just have to wait. Although I loathe the vast majority of our current stuff, it won’t kill me to deal with it for a few more years while we maximize all of the energy efficency incentives that are available before they expire. Besides, we have 35+ years in this house, so we can spread the purchases out over many years. When you do that, it’s really not so bad.

Post # 33
1329 posts
Bumble bee

How much does it cost to furnish your home?


What you can afford 🙂


The sky is the limit with home furnishings and it is easy to overspend and max out a budget early in the game, leaving little for artwork or other window dressings, etc that can pull your space together.


When planning your home, try the following tips (I was in your shoes wayyy back lol)

1. talk to your partner about must haves. Whether it is a leather chair, a library, or a big screen tv, both of you should feel at home, so both get at least one must have.

2. Watch the sales. You get so suckered if you have to go all at once and buy everything, when you are ready to go. You can save huge buying your items around boxing day sales or closing sales.  Try to plan some of your shopping around sales.

3. Buy good quality linens and window treatments. If you can make your own with high quality fabrics, even better.


4. buy real, solid wood if buying wood furniture. Again, more money but the ikea stuff or wood/pressed wood stuff will not last through having children and toys getting inevitably banged off a table. Think lnog term investments…and see a few refinishings in your future.


5. Go to some estate sales and antique sales and buy a conversation piece or two. This helps avoid a “store catalogue” home look and something that is more you.


6. Mirrors and photo walls are less expensive ways to dress homes if you are not sure what your art taste is yet.

7.Research appliance reviews. Do comparison charts for your appliances with your top three and again, shop during boxing day sales or appliance sales. You can set up alerts on items at big department stores sometimes, which can help you save more money.

8. Expect to spend at least $20,000 if you can shop the sales and plan ahead.

Post # 34
1934 posts
Buzzing bee
  • Wedding: August 2012

It really depends on how many rooms you have and where/what type of furniture you want.

It took me two years to save up for my dining room set alone (it was $7k).  I had an Ikea set before that.

It just depends!

Post # 35
7770 posts
Bumble Beekeeper
  • Wedding: July 2010

Pretty much however much you want to spend. 

Post # 35
1 posts


A home’s value is highly variant. A big thing is based on location and lot size. So the exact same house in two diffeent places will be drastically different value. I’ve heard that if you take the square footage and add a zero that is the rough cost to furnish your home. So if you have a 2,000 square foot house it would cost $20,000

Post # 36
1 posts

Skimming through this thread it’s easy to see that you have control over your budget. A home can be furnished from Ikea or Pottery Barn or Boutique/Custom stores. But wherever you find yourself on the spectrum, don’t forget tax, delivery, installation. It seems that many respondents may have neglected to give you a complete number. Either that or they own big trucks and can hang drapery!

Post # 37
1149 posts
Bumble bee

I honestly think to actually get Pinterest finished looks it would cost more than that.  A lot of what’s pinned there you may not be able to get at cheaper stores.  It depends on your style actually, where you are willing to shop and how much of an effort you are willing to put in.  You can say generally furniture are 20% of the house cost but it all depends on how much you want to furnish.  Are you willing to transport/bring home the furniture yourself? What about set up? Are you buying furniture online that requires delivery? Are they fixed furniture or aseemble yourself IKEAs? All of this will be large expenses you have to consider to “recreate your exact look.”

Post # 38
3 posts
  • Wedding: September 2017

It mostly depends upon what kind of furniture you are planning to buy.I bought an old house in the countryside about 2 years ago and I had it furnished and also got some of the windows replaced from canglow windows and doors ( http://canglow.ca/  ) a neighbouring window company.If you are planing on getting the things from a discount store then per room the furnishing cost would come about $5000.Buy the best quality furniture for important areas like the living room and furnish the rest of the rooms with budget friendly items.

Post # 39
1 posts

I love these comments! Furnishing your home depends on the ROI of your wants, needs and time. I am a Realtor that works with investors to purchase and decorate their vacation rental. I have done in the past year 8 homes. Within 30 days, hours of searching, viewing, purchasing both thrift and new items from furniture, deco items, linens,  pool decor, towels, silverware and more the cost to my investor for. Mid to high end home (including my fee and movers, storage etc) is between 20-30k for a 4 bedroom/3 bath home with a pool/lanai. 

This number is relative for the thrifty shopper who loves the hint. Yes they can furnish entire home starting with nothing for 15k but then you are investing your time, and your time is money so you save out of pocket but the cost is the same. 

If that same person spent time shopping for furniture, essentials, accessories and decor online from there computer and paid for furniture to be put together, the time would be less then the cost would be more, upwards of the 30k for discount stores. 

Mid you wanted name brand higher mid range quality, Kanes, Pottery Barn, areatoration Hardware, Drexel you would easily double these numbers still shopping for yourself. 

If you included an interior designer, high end furniture…the numbers become in the low to high 6 figures. 

So it is best to think of how much time you want to invest, type of decor you like and money willing to be spent. Then research research research to verify your budget!

happy decorating!



Post # 40
725 posts
Busy bee
  • Wedding: June 2019


Post # 41
9624 posts
Buzzing Beekeeper
  • Wedding: March 2014 - Chicago, IL

Zombie thread, closing

The topic ‘How much does it cost to furnish a home from scratch?’ is closed to new replies.

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