(Closed) How much does it really cost to raise a baby/kid?

posted 5 years ago in Pregnancy
Post # 46
Member
9339 posts
Buzzing Beekeeper

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slomotion :  rent and insurance. They sure as heck don’t pay their employees half of what they deserve! 

Post # 47
Member
4066 posts
Honey bee
  • Wedding: February 2009

My kids are older, so my numbers are different.  I am a SAMH too, so no day care needed.  But I have 2 kids also needing ortho care and all three needing extra curricular activities.  Activites usually run in 8-10 week periods and average $200 per kid.  So we tend to do 4 sessions of things a year, times $600ish total.  I am already paying about $100 a month for their ortho care, and we have insurance.  But only covers a certain amount and we will max it out in no time.

clothes averaged over a year $150/kid/month.  I would say shoes and boots are another $500 a year for all three.  I shop at all three types of places you listed.  So I guess average to medium, but I shop sales in general.  My older 2 are in school now you would be surprised at how young they develop their own fashion sense and preferences.

we have one still in diapers and use costco wipes.  $60 a month

food is a lot.  They eat a ton.  I am scrared for when they are all teens.  My 2 year old DS eats more than I do.  I do tend to buy a lot of fresh fruit and vegs, and pasture raised meats, but still, we spend almost $2000 a month for a family of 5.  Out of that we easily spend $100 a week on fruit for them.

toys: if I just count birthdays and holidays, probably $1000 per kid a year.  Older kids like more expensive things.

haircuts $100 every 3 or 4 months

education savings $300 a month but we should really up this.

utilities: heat/gas/water $300-$400 a month

We live in AB, Canada.  Housing and gas are less here, food and other stuff is more.   Overall, kids are very expensive.  We do hand-me-downs where we can and try not to waste.  But we do want to encourage them to try activities and be active and things like ballet and skating and gymnastics really add up.  And we just do one activity at a time.

Post # 48
Member
180 posts
Blushing bee
  • Wedding: May 2013

Ok. Ready to get scared, I read through and for the most part all of these numbers seem to be for healthy babies. 

Daycare: $770, (from age one to now, we are inn canada)

Diapers/wipes: $80

Formula: $400/mo from birth to age 1.5, she has horrible allergies 

medical insurance: none, in Canada 

life insurance: covered through work

prescriptions and other medical costs: $300/mo after co pay(about 80% covered)

food: ~$200 mo, she has a special diet that she’s been on since she was 6 months due to allergies 

additional utilities: maybe $20

toileteries: $10-20 mo, she has a skin condition in dry seasons and curly hair so more than just basic shampoo/conditioner 

pre-school: $90/mo on top of daycare 

toys: $20

gifts for other people’s kids(her friends) $20/mo

sports/ activities: $50/mo

travel: we have only traveled with her when she was still a lap baby, now she would require a full ticket due to her age so same cost as another adult 

Clothes: $50/mo, this is mostly shoes she has wide seat feet and wierd arches so we have to buy more expensive shoes, her other clothes are used or gifts. 

I would say we are in the low to medium sending catagory otherwise. I am not a sahm and we are in Sask, Canada. 

I have no idea what the cost of all the specialist appointments would have been for her if we lived in the states, we have seen an neurologist, gastrointrologist, allergist, and child behavioural specialist. 

 

Eta: this is for one 2.5 year old girl

Post # 49
Member
1098 posts
Bumble bee
  • Wedding: February 2016

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saratiara2 :  WHERE IN CANADA DO YOU LIVE THAT INFANT CARE COSTS $105/MO???

Honestly… WHAT? I live in Ottawa, and it’s $1500/mo for infants!

Post # 50
Member
1751 posts
Buzzing bee
  • Wedding: June 2016

I’m the mom of a teen. Yes, childhood years are expensive – especially with daycare, but wait til the teens! They want computers, video games, iPhones, new clothes, shoes, etc. We won’t even discuss the food bill, which has doubled with a teen boy in the house, and the water bill now that he showers 2x a day, and changes clothes 3x a day. (I think I’ll have to add the cost of a new washing machine to the list too!) 

Post # 51
Member
1751 posts
Buzzing bee
  • Wedding: June 2016

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KhaleesiStormborn :  I’m in Kanata – and yes, many places are $65 a day or more here if you have a child under 18 months old. That’s $1300 a month. I used to work at the hospital – their rate is $85 a day  ($1700 a month). 

I can’t see how they could be paying so little a month, unless you’re over in Quebec, where they pay $7 a day for daycare (about $140 a month), or have another subsidized coverage. 

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