(Closed) How much is it going to cost you to have a baby in the United States?

posted 6 years ago in Pregnancy
Post # 3
Member
4910 posts
Honey bee
  • Wedding: October 2018

Some people have better health insurance and it doesn’t cost them nearly that much, but it varies a lot. I think your friends are on the higher end of the spectrum, though. 

Post # 4
Member
388 posts
Helper bee
  • Wedding: October 2012

OMG!!!! How do people afford that?? I just wanted to post on this link so I could follow the responses as I am very interested!!

Also, I am also curious, what happends if u don’t have insurance and you go into labour??? Do they force a bill upon you and take you to court to get the money??

Post # 5
Member
5546 posts
Bee Keeper
  • Wedding: December 2011

@tronski:  

Medicaid usually.

Post # 6
Member
1856 posts
Buzzing bee
  • Wedding: March 2013

I am so curious about this. I’ve had one child in Canada, but by the time we have another baby, we’ll be living in the US. With pretty great insurance, but still…

Post # 7
Member
1245 posts
Bumble bee
  • Wedding: June 2011

I’m also in Tennesee and after insurance, we only have to pay $400. The $400 is the hospital copay and everything is covered 100% by insurance after that including any doctors fees. 

Post # 8
Member
1309 posts
Bumble bee
  • Wedding: August 2012

Wow! That’s ridiculous!! I’m so glad I live in Iceland sometimes. We paid about $40 when Dirty Delete was born and that was for my husband to stay with us.

Post # 9
Member
1735 posts
Bumble bee
  • Wedding: September 2013

@chasesgirl: Not sure how Texas does it, but here in Pennsylvania Medicaid wouldn’t cover my daughter’s birth because I applied for benefits after she was born. PA won’t cover something that happened prior to your application.

@tronski: They send you a bill. I think they can sue you in court, too, and then the court decides whether or not to attach your wages so they can pull payments out of your paycheck automatically. I think that’s how it works, anyway. I’m fuzzy on the legal bits.

Post # 10
Member
427 posts
Helper bee
  • Wedding: September 2012

For us it will be a few thousand as well, that’s why we have to hold off on having kids, sadly 🙁 We moved to SC recently and our insurrance is aweful.  My Fiance works for a pretty big company but they have the worst insurrance I have ever seen. 

Post # 11
Member
154 posts
Blushing bee
  • Wedding: February 2012

I live in Florida. Our estimated out of pocket expense is $2400 for my delivery.

Post # 12
Member
981 posts
Busy bee
  • Wedding: June 2012

Depends on your insurance. So far, I’ve paid 1 $20 co-pay for my first doctor’s visit, and $220 for 4 refills of progesterone in oil prescription I had during my first trimester (could have done the cheaper suppositories, but my doctor thinks the shots work better). My hospital copay should be $500, but my company will give me back $500 (taxed though) after the baby is born. So out of pocket, I will have ended up paying less than $400. Not so bad! 

Post # 13
Member
356 posts
Helper bee
  • Wedding: June 2013

I think you’ll find that you pay very high taxes that contribute to your socialized health care…so maybe it doesn’t FEEL like you’re paying $5,000 for a baby, but trust me – you’re paying for everything you get done on that service!

Post # 14
Member
679 posts
Busy bee
  • Wedding: August 2012

When I had my baby we only had to pay a $100 copay. Kaiser Permanente ftw 🙂

Post # 15
Member
278 posts
Helper bee
  • Wedding: July 2013

@SupermarketGirl:  This is true, but I’d rather pay high taxes (we Canadians have been paying them for ages an ages, and have learned to live/survive just fine with them) in order to have everything we need medically, covered in one way or another.

It’s foreign for us to think about US citizens paying out of pocket for a broken leg, or a birth and probably foreign for them to think of us paying high taxes.

🙂 I still would choose our way though.

Post # 16
Member
3771 posts
Honey bee
  • Wedding: December 1999

$0- I have great insurance that I do pay a pretty high monthly premium for though. All of my labs, office visits, and ultrasounds have been covered.my delivery and hospital stay will be covered 100%.

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