- 7 years ago
- Wedding: May 2012
Low income mothers have government help – it varies by state for what constitutes “low income.” The regs for implementing the ACA changes to Medicaid categories for were published in March, effective Jan 2014. Pregnant women qualify if their income is the higher of: 133% of FPL OR a higher standard set by State income standard. My state is higher than 133% for example. Hospitals also write off sums owed by indigent people (under charity care programs) because they won’t be able to collect. If you are above the income limits, you can negotiate with them as well, and in my state at least, there are non-profit organizations which will assist you with this. I volunteered at one such place for a few months.
US pays a lot in health care for many reasons, but one striking reason for me is that we are a leader in innovating new products. So sure, you can get cheaper drugs in Canada, but often those drugs wouldn’t have existed without US support to US companies in developing them. Drugs are *very* expensive to develop. (Think of it as a lottery, you can play in a small game such as a disease affecting 100k people…or you can play in a big game and reap big rewards if you come up with something worthwhile.)
Am I personally better off in CA or the US? Since I only pay for my annual visit to the doctor each year, I’m personally better off paying lower taxes and getting few services. That said, I do believe in a basic system of health care for all, which is why I’m pleased I live in Mass where we were the first state to try out that idea.
***Disclaimer*** I am not your lawyer and this is not legal advice. See your lawyer for legal advice.