(Closed) How much is too much to spend on an e-ring??

posted 9 years ago in Rings
  • poll: How much is too much to spend on an e-ring?
    1K or less : (5 votes)
    5 %
    1K - 5K : (18 votes)
    16 %
    5K - 10K : (38 votes)
    35 %
    10K + : (49 votes)
    45 %
  • Post # 3
    204 posts
    Helper bee
    • Wedding: April 2010

    More than the cash you have.

    Any amount more than a few hundred dollars if you have a lot of credit card debt or a lot of student loan debt… just my feelings.

    Post # 5
    204 posts
    Helper bee
    • Wedding: April 2010

    The cash you have when you want to purchase it. Be that today or two years from today.

    Saving for it is great, if that’s what someone wants to do. I just hate seeing people get in over their heads with putting $8,000 on a credit card they won’t pay off for years. Just doesn’t make sense to me.

    Post # 6
    1565 posts
    Bumble bee

    Yeah I think totally depends on personal finances – not just how much you make, but debt, whether you’re in a stable job or not, are you saving for a home, a car, etc.

    I think the appropriate amount is a splurge that doesn’t leave a huge dent on your finances.

    Post # 7
    10218 posts
    Sugar Beekeeper
    • Wedding: November 2010

    totally depends on the financial situation. i would be pissed if m spent over a couple of hundred dollars (and luckily i found ones that i love for that amount on overstock and a few other places)… they aren’t the retail prices, but hey i’m happy with them…

    Post # 8
    388 posts
    Helper bee
    • Wedding: December 2012

    Mine was between $800-900 and even that was a huge expenditure.  Spening $2k+ was simply not an option.

    Post # 9
    1189 posts
    Bumble bee
    • Wedding: March 2010

    I agree with not putting it on credit.  FI saved an amount he was comfortable spending and paid cash which made us both feel good.

    Post # 10
    376 posts
    Helper bee
    • Wedding: May 2011

    I think you should spend what you can afford, plain and simple. Whether you are Bill Gates or a high school senior, I feel like you can find pretty rings at any price!

    Post # 11
    402 posts
    Helper bee
    • Wedding: November 2010

    The antique dealer we bought my ring from did layaway. That really was the best option for us. No debt, and the ring is mine free and clear. I just had to be patient, paying on it for almost an entire year was pretty tough.

    Post # 12
    62 posts
    Worker bee
    • Wedding: January 2011

    I’m with Miss Sequoia – whatever you can afford is what you should spend. 

    Post # 13
    461 posts
    Helper bee
    • Wedding: May 2010

    we upgraded because we wanted to change the setting and my fiance wanted to use the diamond credit and get a better clarity diamond.  we’re students and it was hard to pay off…  we wont be done paying back our savings acct til january.  we paid WAAAYYYY TOO MUCH!

    LONG STORY SHORT, it was NOT WORTH IT!!  i wish i had just kept the sentimental smaller, I1 clarity ring that I originally got.  I really do..  Although we did kinda get tricked by the salesperson, it was ultimately our fault.  tough lesson most definitely learned.


    the funny thing?  i keep losing diamonds outta my setting that was super expensive (for us anyway)… ugh.  anyone considering spending a bit out of their price range for that “perfect” ring…think hard!

    Post # 14
    129 posts
    Blushing bee
    • Wedding: August 2010

    Well I think it obviously depends on the couples budget and what they have to spend on a ring. No one should go into insane debt on a ring and How much it was should not mean anything!! But my fiance definately went beyond my expectations! 🙂

    Post # 15
    1489 posts
    Bumble bee
    • Wedding: December 1969

    What kind of question is this? What’s too expensive varies on the individual’s budget. We make a poll about this and inevitably will make people with more expensive rings feel bad. This is economic judgment and I’m not for this.

    Post # 16
    1854 posts
    Buzzing bee
    • Wedding: December 2009

    I think it should be: do not get into debt, and use the amount available now, do not plan to save money for months/years for a ring, because then you wait to be engaged while both know that they would be if it weren’t for money… I wouldn’t have liked that. Also, do not spend all the money you have available right now, keep some for savings and the wedding!

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