(Closed) How much is TOO much to spend without your SO’s OK?

posted 6 years ago in Money
  • poll: At what point must you discuss financial decisions with your SO?
    $100-$400 : (98 votes)
    52 %
    $400-$700 : (40 votes)
    21 %
    $700-$1000 : (10 votes)
    5 %
    $1000 and up: We make all financial decisions independently. : (9 votes)
    5 %
    $0-$100: We decide on everything together. : (33 votes)
    17 %
  • Post # 3
    4693 posts
    Honey bee
    • Wedding: October 2013

    Your first poll option is up there as your title but that’s the one I would vote for!  Not because we decide everything together, but because $100 could make or break our budget for the week.

    ETA: Nevermind you fixed it as I was typing. 🙂

    Post # 4
    9719 posts
    Buzzing Beekeeper
    • Wedding: September 2012

    We’ve agreed that we’ll discuss all major purchases with each other.  But if I went on a clothes shopping spree, for example, and spent $300-$400, he’d be fine with that.  Anything over $500, I’d discuss with him first and he would with me.

    Post # 6
    7339 posts
    Busy Beekeeper
    • Wedding: November 1999

    I usually discuss everything with him and same with him. If we plan on making a huge purchase than we really discuss it, but small ones like $50 or so we usually don’t.

    Post # 7
    2401 posts
    Buzzing bee
    • Wedding: September 2013

    Anything over $100, really. Unless it is spent with my own spending money. Then he doesn’t care.

    Post # 8
    2281 posts
    Buzzing bee
    • Wedding: June 2012

    I voted for the first one, also. I think I’ve bought a a sweater on sale without talking about it first, but we’re on an extremely tight budget, and anything more than $50 at least gets mentioned first.

    It also depends on what it is: the occasional item of clothing doesn’t warrant a discussion, but the new bike rack did. 

    Post # 9
    3374 posts
    Sugar bee
    • Wedding: October 2011

    idk I think maybe $300?

    We talk about everything, but I purchase expensive clothes for my job and they frequently will run a couple hundred dollars.

    We just trust each other and don’t feel the need to call each other over every little purchase. We’re both frugal people, but I like expensive clothes! I just don’t buy too much too often.

    Post # 10
    3580 posts
    Sugar bee
    • Wedding: August 2012

    About $400 is when we start going ‘hmmm, maybe I should confer’.  But we have completely seperate accounts so it actually doesn’t really matter, I think it’s more for moral support (we’re both somewhat frugal – big purchases are scary! lol).

    Post # 11
    5977 posts
    Bee Keeper

    Usually anything over $100, I’ll mention to him. We are both very involved in our finances, so we know where all of our money is going. 

    Post # 12
    5546 posts
    Bee Keeper
    • Wedding: December 2011

    Pretty much anything beyond lunch or less than about $50 and we don’t ask/share. But that is also partly due to the fact that a few hundred dollars is a significant amount of our monthly income. If we made more money I’m sure that treshold will be higher.

    Post # 14
    13068 posts
    Honey Beekeeper
    • Wedding: November 1999

    Well, since we aren’t married yet, my money is my money and I decide to spend it how I want.  If it’s a large purchase, I’d tell him ahead of time, but not for his permission or okay, but because it’s the right thing to do.  But if I want to buy myself a Fendi bag with my money, and can still pay my share of the bills, then that’s my call to make.  Once we get married, we’ll probably keep separate checking accounts for fun-spending, and I won’t consult him about spending that…

    Post # 15
    4272 posts
    Honey bee
    • Wedding: April 2012

    We keep seperate accounts, but we divide the bills up. I know he would pissed if the electricity went out because I had to get a $400 pair of shoes. So… I don’t keep large purchases secret. I know women that do though….

    Post # 16
    1361 posts
    Bumble bee
    • Wedding: September 2012

    I don’t discuss much with him because until recently, I was making more than 4x what he was making, and I was paying all the bills.  He didn’t have a problem with my spending money on things that I wanted.  Now that we are on a tighter budget and he is working (still making less than half what I make), we talk about it more.  We each get to spend $50 a week on whatever we want, and anything more than that, we talk about first.

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