(Closed) How much is your ER copay?

posted 6 years ago in Wellness
Post # 3
Member
186 posts
Blushing bee
  • Wedding: August 2012

Mine is $100. But you are exactly correct, plans charge more for ER usage to discourage frivilious visits. Because ER care/hospital care is EXPENSIVE!

I work for a health care company – we are constantly working on new ways to introduce people to Urgent Care Centers and encourage them to get regular check-ups and preventative care in order to drive down unnecessary ER usage. 

Post # 4
Member
431 posts
Helper bee
  • Wedding: November 2014

Mine is $0 haha!!

Post # 5
Member
155 posts
Blushing bee
  • Wedding: May 2013

$100 here but i refuse to go unless im dying. I fell down the stairs in November on a Sunday night and refused to go to  ER because i wasn’t completely convinced My hand was broke and didn’t want to pay $100 and wait 5+ hours. Went to urgent care the next morning and found out i actually did break it but only spent $25 and was in and out in 1 hour.

Post # 6
Member
3625 posts
Sugar bee
  • Wedding: June 2012

I’m not sure what it is on my PPO right now, but at my old employer, I was on HMO and ER visits were like $50. Maybe it’s because we have a high cost of living here bc we were willing to pay that instead of waiting for urgent care. I actually want Darling Husband to go get HMO so we have dual coverage bc of the lower ER costs.
 

Post # 7
Member
9053 posts
Buzzing Beekeeper
  • Wedding: June 2010

Mine’s 0 since all basic health care is “free”, but it drives me nuts seeing people in the ER that don’t need to be.  Last time I was in (suspected appendicitis) there was a guy there who just needed a new doctor’s note for skipping work because he had a sprained ankle three weeks ago… umm… not sure what part of THAT is an emergency.

Post # 8
Member
11747 posts
Sugar Beekeeper
  • Wedding: November 1999

$0 but it’s a high deductible plan, so the copay is waived if the deductible hasn’t been met.  Otherwise, I think it’s $100 or $250. Can’t remember.  I think upwards of $500 is a pretty standard ER copay – but I guess I’m used to it since I work in the industry.

Post # 9
Member
8684 posts
Bumble Beekeeper
  • Wedding: August 2012

Mine is $100, unless you are admitted to the hospital in which case it’s free. I had my first visit ever this year for hypertensive crisis so I guess that qualifies as an emergency lol.

Post # 10
Member
1185 posts
Bumble bee
  • Wedding: April 2012

We pay full price up until meeting the $5000 deductible.  Then we pay 30%.  Yup.

Post # 11
Member
5494 posts
Bee Keeper
  • Wedding: August 2011

Mine is $0.  But I refuse to go unless it’s a real emergency.  Last time we were there was over the summer when my husband got stung by a wasp and we discovery he was allergic.  He was having trouble breathing so we went.  But there were people in the waiting room who basically just waltz in for a basic doctor’s appointment.

Post # 12
Member
2808 posts
Sugar bee
  • Wedding: September 2014

i think mine is $50.

with my old insurance, it was $150. unless i went to the hospital where my mother works, since the insurance was through them. if i did that, they cut it in half. i don’t know why, but that’s how they do it.

@Meowkers:  the reason for the people coming in for minor things is either a) their doctor’s office couldn’t fit them in and said ‘just go to the er’, or b) they don’t have insurance and because of that, they don’t have a regular doctor, or c) they’re on the public health system and don’t have a regular doctor/don’t want a regular doctor.

Post # 13
Member
1659 posts
Bumble bee
  • Wedding: July 2012

$100 – I had to go get my card to check, which is good because it was not in my wallet and we have an appt tomorrow so I’m glad I figured that out now instead of at the pediatrician 🙂

Post # 14
Member
2622 posts
Sugar bee
  • Wedding: November 1999

$100 here as well.

Post # 15
Member
9115 posts
Buzzing Beekeeper
  • Wedding: December 2012

Not sure with my current insurance, but with my old insurance I had a 50 dollar co-pay.

Post # 16
Member
1614 posts
Bumble bee
  • Wedding: August 2014

@AcheneMalefic:  Nadda….I work there. I won’t go unless I’m near death. I think if I go somewhere other then work, it’s $100. 

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