(Closed) How much $$ left at the end of the month

posted 6 years ago in Home
Post # 3
Member
9483 posts
Buzzing Beekeeper
  • Wedding: October 2012

I wish we had that much left after everything.  We live in an apartment and our bills run us about $1500 a month.  It’ll be brought down once I get my one loan paid off in about 6 months.  I’m excited.  Hah.  But we usually have between $100-$200 left over.  I’m excited just to have that.  🙁

ETA: Fiance is unemployed, but just started his plumbing business so we should have more money once that starts to pick up.

Post # 4
Member
813 posts
Busy bee
  • Wedding: December 1969

Hmmm… I’m not sure howmuch we have left over at the end of the month, but I will say this: bi weekly when Fiance gets paid we put $1000 in savings. The opposite weeks when I get paid we put $250 in savings. Whatever is left in our account pays bills, mortgage, etc. We usually have between $2000-$3000 in cheqing. It is soo much easier to have a low mortgage. We were approved for almost $600,000 house, and instead bought one for $297,000 and are able to enjoy life and not be house poor.

Good luck!

Post # 5
Member
216 posts
Helper bee
  • Wedding: April 2013

Nevermind.

Post # 6
Member
14497 posts
Honey Beekeeper
  • Wedding: June 2011

That’s really only a question you can answer for youself.   I’m at my comfort level with at least 1k left over after all the bills too.  Ideal would be 2-3k. 

Post # 7
Member
4824 posts
Honey bee

totally depends what is in your budget and what works for you. Are you budgeting for vacations? xmas presents? total retirement savings, emergency funds, house renovations/fixes etc? If so than that 1K is more than good enough. 

Post # 9
Member
704 posts
Busy bee
  • Wedding: February 2012

My Fiance and I don’t have a fixed income so I can’t budget as cleanly as I want to. Instead of going by what I’ve put into the bank each month, I go by what’s already in there, which has been changing due to a lot of recent expenses attacking us at once – car purchase/loan, wedding, repairs, etc.

It used to be that as long as my checking account had at least $5000 at all times and my savings was growing, I was fine.  Now we’re trying to build up that $5000+ again and our savings tooka $3000 hit. Until March, a good bank account for us will be just “Do we have enough money to pay all these bills and still have $100+ left over?” After March we should be a lot more steady but February is going to hit us hard.

I feel poor right now.

Post # 10
Member
813 posts
Busy bee
  • Wedding: December 1969

I think putting anything in savings is great.. we are going a little bit hard core right now, but we won’t always do that! I think putting away $400-600 is really good, and still having $1000 left over is good I think. if there is trouble you could always dip into your savings! 

 

Post # 11
Member
4824 posts
Honey bee

@anotherbee:  the question is, what is that “leftover” money supposed to be fore. If you have accounted for all savings, mortgage and contingencies you dont need money “left over”

Post # 14
Member
813 posts
Busy bee
  • Wedding: December 1969

@anotherbee we built our house too, and so far we have spent nothing fixing it up or had any issues (knock on woood!) 

nice knowing that liekly we won’t have to replace or fix anything for quite a while!

Post # 15
Member
630 posts
Busy bee
  • Wedding: November 2011

Wow. I guess things are a lot cheaper here and we make a lot less.

Post # 16
Member
1133 posts
Bumble bee

Lol oh lordy. Broke ass over here! But no…out of my check I may have 100-200 after bills and that’s on a good week. Hahaha my SO on the other hand will have 1000-2000 leftover from his check. I make a lot less than him obviously and we don’t combine our moneyys. 

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