How much money did you and your partner have going into marriage?

posted 1 week ago in Engagement
Post # 31
4565 posts
Honey bee

About 20 euros from him and 13 US dollars from me.

Post # 33
698 posts
Busy bee
  • Wedding: January 2021 - Dracut, Massachusetts

lol ummm nothing. I went back to school at 28 (I’m 33 now) and I’m just really getting started in my career. I have 13k in student loan debt, which by most standards is probably nothing compared to most of the country. One loan was cancelled debt and this wonderful country decided that it’s income to me, so I’m taxed on 8K and I owe the IRS $1400. Which I guess is better than paying 8k, but I digress. I just paid off collection accounts and getting my credit better. I do have a 403B and that’s doing quite well for how long I’ve been working here, and my hospital puts in 3% for me which is nice.

My Fiance is working on his collections and has 76k in student loans. However, he makes 1.5x’s what I do. I know he has investment accounts, but I don’t know the value of them at the moment, but I know they’re decent. We put money in a joint savings, but it’s for the wedding. We’re hoping he gets another job in his company because it’ll be like a 70k raise so we can FINALLY save for a house. We’re sick of renting!

Post # 34
723 posts
Busy bee
  • Wedding: May 2018

Not quite sure. Maybe 600-700k$ combined? We don’t own a house and we are tentatively thinking of maybe buying one next year but I don’t really want to. I have about 18-20k$ student loan debt but I am using their payment plan as it’s 0.12% percent and and a total of 700$ payment a year. I make way more money than those 0.12% with investments so I am not planing paying it off in a lump sum. 
We met and combined our savings/money when whe were in our mid 30’s. 

Post # 35
356 posts
Helper bee

maybe $30,000 (both aged 31 at marriage), not counting our $400K in student debt.  my husband had just graduated from medical school and i had recently graduated from law school when we were married.

Post # 36
3193 posts
Sugar bee

First marriage, we were 29/30.  I bought our condo prior to getting married, so we had the 10% down on that, plus I had around 15-20K in my savings.  My SO at the time probably had around the same.  And we both had a similar amount of student loan debt, which was probably around $6K each.  

This time around we are older almost 39/54.  We are both established in our careers (him more than me just due to age), no student loan debt, no credit card debt, own 2 properties, one with a mortgage, one without, SO has a pretty large retirement, mine is finally getting into a healthy place since my divorce.  SO also has a large savings, and mine is still growing. 

I’d say that we are going into the marriage with a net worth of probably around $2 million combined.  

(Which sounds like a lot, but it isn’t when you think that retirement is on the horizon for SO and he wants me to be able to retire early so that we can be together.)  


Post # 37
3957 posts
Honey bee
  • Wedding: November 2016

augstbabie78 :  We got married right after expensive grad programs, so we had negative six figures to our names lol.  We now own a home in our HCOL city and have been chipping away at our student loans.  We’ve definitely earned everything together! 

Post # 38
76 posts
Worker bee

We had nothing when we married, like zero.  Bought our first home about 4 years after we got married, with $30k down, so maybe $50k to our names, and worked our way up from there.  Now, nearly 22 years later, we own a gorgeous home in an area we love and are very comfortable.

Post # 39
10093 posts
Sugar Beekeeper
  • Wedding: City, State

$12? Maybe $13?

Post # 41
74 posts
Worker bee

Counting equity…. maybe about 350k??? We do t own a house yet though! We own a condo that we rent out. 

Post # 42
265 posts
Helper bee

Nothing but debt. Student loans for me and plenty of credit card debt as well. We weren’t irresponsible, just broke. We are doing better now and we look back fondly at that time when we had nothing but each other lol.

Post # 43
1706 posts
Bumble bee
  • Wedding: July 2012

Oh my goodness…. uh,  – $100k? Maybe -$90k if you factor in the $10k we had in my husband’s companies 401k plan. I was 24 (a few months from 25) when we married and had just graduated from college. We had no assets to speak of. 

We now own a home, are maxing out our 401ks every year, and I’m over half done with the student loans. At least our assets to debt is no longer negative! 

Post # 44
142 posts
Blushing bee

My husband and I got married at 23/24. We did not own any property, and we had about $85K in liquid assets. No student debt. We also had pensions, 401K, and stocks that we didn’t consider “game” for cashing in yet.

Post # 45
2155 posts
Buzzing bee
  • Wedding: March 2019

I had about 50k, but my husband had negative. He had a bunch of CC debt and was house poor for a while. So I made him pay off at least half his CC debt before we got married (he actually buckled down and paid off about 75% of it), then I paid off the rest after we got married so we could start fresh. We also refinanced the house and his truck loan so he got better intrest rates.  

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