(Closed) How much money did you have when you graduated college

posted 7 years ago in College
  • poll: How much money did you have when you graduated college

    -100,000 to -50,000

    -50,000 to -25,000

    -25,000 to 0

    0 to 25,000

    25,000 to 50,000

    50,000 to 100,000

    other (explain)

  • Post # 32
    Member
    3281 posts
    Sugar bee
    • Wedding: January 2014

    View original reply
    @alexa62:  As a college counselor, I would strongly encourage the no debt route, unless we’re talking Ivy, Chicago, or Berkeley for the dream school. Or unless your parents are going to pay off your debt when you graduate!

    I had about $500 saved when I graduated college and no student loan debt. I did have a job lined up though, or else I would have saved more my senior year!

    Post # 33
    Member
    1092 posts
    Bumble bee
    • Wedding: April 2014

    Ugh. Negative and that’s all I’m going to say.

    Post # 34
    Member
    3728 posts
    Sugar bee
    • Wedding: City, State

    @alexa62:  $30k in loans and $8k in savings.

    Post # 35
    Member
    1812 posts
    Buzzing bee
    • Wedding: May 2013 - Pavilion overlooking golf course scenery, reception at banquet hall

    I’m not sure exactly, but I had $14k in loans and couldn’t have had more than $500 in the bank. I made peanuts at my retail job, and couldn’t work many hours because of school. I think I got about $2k in graduation gifts from family, though. Either way, between $0 and -$25k.

    Post # 36
    Member
    996 posts
    Busy bee
    • Wedding: May 2014

    I’ll graduate in May with about $18,000 in savings and no debt due to scholarships and living at home. However, I hopefully will be starting graduate school in September which will put me about $50,000 in debt for two years. My future earnings should be worth it but I’m still nervous.

    Post # 37
    Member
    110 posts
    Blushing bee
    • Wedding: October 2014

    I think I had around -$30 000 I owed for student loans.  I had $15 in the bank when I graduated.

    Post # 38
    Member
    3551 posts
    Sugar bee
    • Wedding: August 2014

    My parents said they would pay for half of my college, I financed more than half with scholarships so I graduated with no debt and about $5,000 in the bank. It was just enough for Fiance and I to move in together and float us until we both landed jobs the August after I graduated.

    Post # 39
    Member
    12 posts
    Newbee
    • Wedding: March 2014

    I took out about 19,000 (after my parents had paid for half) for my degree. That was graduating a semester early, but I did have higher expenses than the average student (sorority fees). But I had a great experience so I don’t regret that. I have about 4500 left to pay off my car. I plan to drive it until it dies. Hopefully later than sooner ;).

    I start working full time soon but it is only enough to live off of with a measly savings rate. It has great potential to move me forward in my career though, so another sacrifice that is worth it. 

    My fiance has about 30 something to my knowledge. So combined we owe a pretty penny 😉 but I think if we keep living like students as our income increased over the next three or four years we will have them paid off. Thats our goal anyways. 

    Post # 40
    Member
    2490 posts
    Buzzing bee
    • Wedding: August 2015

    No debts and no student loans, thankfully. I started working fulltime a month after I graduated but I probably only had like $5-7,000 directly after graduation (I only worked on summers and breaks)

    Post # 41
    Member
    3173 posts
    Sugar bee

    -$3000 I took out $2k in loans and had a $1k credit card balance that I would pay a bit every month of. Got a job and paid both off immediately. I don’t recommend using your credit card a lot in college. 

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