How much money did you two have before you got married? combined savings

posted 3 years ago in Engagement
  • poll: What is your combined savings prior to marriage?

    less than $10,000







    500,000 and above

  • Post # 3
    354 posts
    Helper bee
    • Wedding: June 2018

    It’s hard to capture everyone’s unique complex financial picture with a simple survey like this… for example, my partner and I have a savings number that looks fairly healthy, BUT we plan to plow almost all of it into a house downpayment in the months following our wedding.  If we purchased our home before our wedding instead our savings would look pretty bad! 

    Of our current savings, we’re planning to put about 20% into a wedding and 80% into a house downpayment. 

    Post # 4
    378 posts
    Helper bee
    • Wedding: August 2016


    Totally misread the question. Deleted my comment.

    We didn’t have that much saved up before the wedding because we were just starting our careers. I think about 30K?

    Post # 6
    5751 posts
    Bee Keeper
    • Wedding: July 2018

    Oh not very much, not counting all our investments, vacation homes or lavish goods we only had about $600,00,000 in loose change down the back of the sofa when we got engaged.


    But how much money we had already saved wasn’t really a factor in us getting married. 

    Post # 7
    170 posts
    Blushing bee
    • Wedding: July 2018

    We decided to purchase our house before getting married. Our housing market is going crazy right now and we wanted to secure a house at a reasonable price before it went it. I’m glad we did! 40k in equity since August! 

    Before you set your wedding budget, be sure to calculate your living expenses. A wedding is only a 1 day event. You also want to make sure you have an emergency fund of a couple thousand. 

    Post # 8
    2485 posts
    Buzzing bee
    • Wedding: September 2018

    We have a fairly significant amount in savings but it will be mostly eaten up by wedding + our house down payment….I answered the poll not including 401k…I think between the 2 of us we probably have somwhere around $30k in retirement savings currently.

    Post # 9
    5778 posts
    Bee Keeper

    DH had this big jar of change on his armoire and I knew if we got married that sweet ass jar would be half mine, so there’s that smile

    Post # 11
    1213 posts
    Bumble bee
    • Wedding: August 2018

    I voted including our 401Ks but there’s a lot more in our 401Ks than what we have liquid.

    Post # 12
    2847 posts
    Sugar bee
    • Wedding: November 2018

    View original reply
    oneinamillion :  My Fiance and I are super young and live in a low cost of living area so we have been able to pay for our wedding as we go. I just graduated in December and Fiance just obtained his first job that offers a 401K in November so we have like hardly any savings at the moment. We are able to live comfortably off of his income for the time being so once I land a full time job my entire income will go towards student debt and our savings. My student debt is low so it should only take about 1.5 years to pay it off completely and then we will be working on saving for a down payment for a home. We are comfortable in our rental right now so we’re going to save at least 20% of total cost before puting anything down. 

    Post # 13
    428 posts
    Helper bee

    Yikes – I feel like my savings are tiny compared to some Bees!! smile FI has been in school the last 2 years and I have been saving but a lot of that will go to the wedding. Looking forward to getting on track with our savings!

    Post # 14
    1737 posts
    Bumble bee

    We’re in the 7 figure range, there are several reasons for that, but one of them is that his previous home with his deceased wife was bought at a low point in the housing market and was sold at a boom. She passed away, insurance paid off the mortgage and he couldn’t handle the emotions of living in their house anymore. I’m 33 he’s 48, has a $4k/month military pension, makes over $100k/year as well, he still works full time. I make typically high 5 figures to low 6 figures depending on my bonuses which are performance dependent. I also bought my house low and sold high.

    We have a lot right know as we’re building a house, so our accounts look way more flush than normal. The majority is in Escrow for home building. We don’t live in a high cost of living area either which helps, a starter home here that’s 2000 sq ft starts at $175k depending on the neighborhood.

    Edited to add: this includes both of our retirement plans, as well as my daughters education savings plan.

    Post # 15
    5940 posts
    Bee Keeper
    • Wedding: May 2014

    Where’s the poor people’s poll? I need that one. But still we’ve managed to have a happy life and buy a lil’ house. :o)

    ETA: I didn’t add 401Ks in there since we wouldn’t have used that to finance a wedding. Just liquid assets (ie: CASH).

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