How much money do you need for happiness?

posted 10 months ago in The Lounge
Post # 31
6653 posts
Bee Keeper

Much much more! My husband and I make good money for our ages, but if you were to give me an unlimited amount of money you better believe I’d be taking more. I wouldn’t even mind just keeping my current lifestyle but not having to work. I travel often, but usually pretty cheap. I’d take retirement at 30 in a heartbeat!

Post # 32
893 posts
Busy bee

Having money doesn’t necessarily make you happier, but it can make you less stressed. We make about $170k USD pre-tax and I’m a big saver (Fiance not so much but we’re working on that). We live in a modest home that we can easily afford, I shop with coupons at BJs, bring my lunch to work, etc. We don’t live a rich lifestyle by any means but I am comforted by the fact that if something were to happen, we’d be okay. Money brings financial security which to me brings happiness. I can do without fancy clothes and cars and shoes and stuff, but I’d be really stressed if I lived paycheck to paycheck with no savings. 

Post # 33
13598 posts
Honey Beekeeper
  • Wedding: November 1999

It all depends on where you live.  Some posts on here say each person making 50k would be great – in my area, we’d barely be scraping by on that income, unable to save, and would never travel.  Darling Husband and I both make over 6 figures and are probably still middle income in our area. 

Post # 34
46 posts


burrita :  Money does not cause happiness.

Perhaps for me the question might be how much money would I like to have. I don’t have a specific number. I am very grateful for what we have now. I would like to be totally free, with significant savings, generating multiple streams of income, and the ability to give comfortably and generously.




Post # 35
1372 posts
Bumble bee

Money contributing to happiness is definitely circumstantial, but it helps when things are tight. For the first 6 years of our relationship, we relied pretty much on my husbands ~50 -60K a year. I worked a small amount while in college, but we were able to happily afford our home, multiple vacations a year, and do pretty much whatever we wanted within reason. Happy as ever!! 

Now I’m in my doctorate program where I’ve got to take outloans, we are paying our mortgage plus an apartment for school (living in different cities at this point). And its tight, real tight. My husband works his salary job + seasonal summer job + side hustle periodically throughout the year + we sell fireworks at 4th/new years for extra money.  We are still happy and have to budget ourselves, but I will be looking forward to being a 2 income household! And paying off these dreadful loans. More money could definitely solve those small issues.

Post # 36
2477 posts
Buzzing bee
  • Wedding: May 2017

It wouldn’t be money that would make me happy it would be having all the things I need without having debt. I make a good salary by myself but they take so much that goes to my pension, union fees, insurance etc. So if I had a paid off house, car, and student loans I’d be MORE than happy with my salary because I’m not a lavish type of person. If I had Oprah money though I’d probably be lavish real quick but as far as being happy it doesn’t take that much money for me. Like some other bees mentioned,  Dh and I had some of our best times when we had barely a fraction of what we make now. And the more money you have the more expensive everything is. It behooved me when I realized that my income alone where I live, not including my husband’s, would be considered low income only if I had 10 dependents! I was thoroughly shocked. 

Post # 37
1255 posts
Bumble bee
  • Wedding: March 2018 - The Venue, Barkisland, UK

I’d like to get us to living on just one salary, and saving the other. We’ve a way to go before that though, I think.

We’ve got £8k of credit card debt to pay off, and are about to take out a £150k mortgage. I’d really like to overpay the maximum we can on the mortgage (10% per year) but that’s not going to be feasible.

For me, it’s not so much that money makes me happy, but that not having financial worry – i.e. being able to afford all our bills, plus emergencies, plus some discretionary spending – allows me to be happy.

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