(Closed) How much should I expect to pay at my first appt

posted 7 years ago in Babies
Post # 3
Member
342 posts
Helper bee

Depends on your insurance.  My co-pay is $15 for my annual exam with full pap-smear std check etc. 

Post # 4
Member
206 posts
Helper bee
  • Wedding: September 2010 - Heritage Square Museum

Yup- my insurance copay is $5 for an annual physical/gyno exam.

Back when I was young (and uninsured) I was a big fan of planned parenthood, who operates on a sliding scale based on your income. The care was fantastic and I wouldn’t hesitate to use them now, except my insurance specifies my doctors to a degree!

Good luck and way to take care of yourself! 🙂

Post # 5
Member
1220 posts
Bumble bee
  • Wedding: November 2009

Your copay at the very most, unless you don’t have insurance.  I don’t pay anything for well visits and only have to pay 10% for things like delivery and ultrasounds.

Post # 6
Member
2867 posts
Sugar bee
  • Wedding: September 2010

You’ll pay your co-pay. It should be on your insurance card. If you’re not insured you can call the office and ask (some places will offer a discount if you pay in full at the time of the appointment).

The way my doctor does it, it’s I pay $40 each time, but it’s not for the visit it’s the co-pay for delivery. Basically they space it out and have me pay it over time so by the time we get close to my due date it’s totally paid off and insurance covers the rest. I actually kind of like that they do it like that.

Post # 7
Member
332 posts
Helper bee
  • Wedding: February 2010

We just pay the ultrasound, it’s $30. My OB has me paying everything at once, I think by 24 weeks I’ll have to pay my entire deductable.

Post # 8
Member
9824 posts
Buzzing Beekeeper

Ditto, it depends on your insurance. It says right on my card I have a $25 copay.

Post # 9
Member
1246 posts
Bumble bee
  • Wedding: June 2010

Depends whatever your co pay is and if your insurance considers OBGYN a specialist or not, mine does not, so my co pay is 25, same as my regular phsycian.

Post # 11
Member
681 posts
Busy bee
  • Wedding: May 2009

i’ve become a fan of calling the customer service number on the back of my insurance card every now and then just to confirm exactly what they cover and what i can expect to pay out of pocket. you can just call them and explain your situation and they should pull up your exact plan and tell you what to expect.

Post # 12
Member
1944 posts
Buzzing bee
  • Wedding: June 2009

@firsttimemom: Call your insurance company to find out what they will pay for prenatal visits and the delivery. I worked at an OB/GYN office and for pregnancy it is a little different. If your insurance is only 80/20% many physicians now adays will want you to pay a set amount, kinda of like a deposit towards your responsibilty. Many offices contact your insurance and get it all precertified after your first visit to find this information out, but it is always best to know your insurance and know what is going on. Many do not treat or bill prenatal visits as a regular visit thus not having a copay each and everytime should you have one. Many offices do the amount and you usually have to have it paid off by the 24 week. Sometimes if you go online with your insurance carrier they can give you an estimated cost for a delivery or C-Section. I did this with Aetna and was pleased to see how little we are ESTIMATED to pay out of pocket, but I have excellent insurance and hardly have to pay a thing.

Post # 13
Member
10367 posts
Sugar Beekeeper
  • Wedding: September 2010

Definitely call your insurance company. And, after the baby is born, you should ***definitely*** be going for yearly checkups that include pap smears (may be every other year depending on your age/whether you have abnormal paps), breast exams, etc. It’s really, really important!

Post # 14
Member
1220 posts
Bumble bee
  • Wedding: November 2009

@crayfish:  I agree.  I’m only 30 an I’ve had 2 scares (both in college) of cervical cancer.  I can not imagine having never been to the GYN before.  It’s very important!

Post # 15
Member
2867 posts
Sugar bee
  • Wedding: September 2010

@firsttimemom: Haha! Your comment about $10,000 is funny. I initially thought I was having to pay a co-pay but it’s nice that they just broke it down over the course of my visits, I suppose we’ll have some bills after but it’s nice to get a chunk of it out of the way.

Definitely agree with @crayfish yearly exams are important!

Post # 16
Member
3344 posts
Sugar bee
  • Wedding: August 2010

I think I read somewhere that with the new healthcare reforms, annual wellness exams are free of charge.  No copay.

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