(Closed) How much to spend on a ring?

posted 6 years ago in Rings
Post # 3
60 posts
Worker bee

Is your SO being mean? No, not at all. He decided on a budget that he felt comfortable with, to buy you a piece of jewelry that will make you happy and show you his commitment to spending the rest of his life with you. He certainly did not choose the budget to hurt your feelings or make you feel any less than the other Bees with larger rings. Chances are, your SO probably didn’t know exactly what carat size would fall under what price range, only a vague estimate. If you really are bothered and want something bigger than the budget he currently chose allows, then sit down and talk to him about it and try to reach a compromise. I don’t know how your SO is, but keep in mind that there are many reasons he may have chosen this budget, such a saving money for a future house or travels, etc. At the end of the day though, if it is his salary paying for the ring, you should be happy with whatever he gets you. There will always be women with bigger rings, bigger budgets, etc. And remember, it’s not the size of the ring that counts, but the depth of the promise behind it.

Post # 4
61 posts
Worker bee

It really depends on your salary, if I were you, choose another one~

Post # 6
2143 posts
Buzzing bee
  • Wedding: October 2015

I think 1 month’s salary is plenty of money to alot for a ring, diamonds are just terribly overpriced, unfortunately. I was surprised when I first learned the prices too.

Post # 7
1030 posts
Bumble bee

One month salary for my guy is around £1,200. I really wanted around a carat in size, and even looking at Blue Nile there was no way I could get the look I wanted for that price with a diamond.

That’s why I started looking at moissanite and we’ve got a 1.25 for £500. We’re spending £700 on a beautiful setting and I couldn’t be more thrilled.

Which is more important to you, the look or the diamond? Because you’ll have to compromise one way or another so it’s a good idea to choose now which is more important to you.

I don’t think it’s fair to ask him to spend more.

Post # 8
5423 posts
Bee Keeper
  • Wedding: November 2012

A man can spend whatever he feels comfortable spending on a ring.  Some men just happen to spend more than others.  The inflation on little shinies is just a bit ridiculous.  You can usually find a great deal online, if both of you are willing to go that route.

ETA:  the shape of the stone plays a part in price too.  rounds are one of the most expensive because they are cut for size and sparkle.  the increased popularity in cushions have bumped up prices as well, plus its considered a “fancy” shape.  so depending on the stone shape you have your heart set on will influence cost.

Post # 9
538 posts
Busy bee
  • Wedding: November 1999

If you’re concerned with getting more carat weight for your $, I would get out of the stores and try wholesale or online (Blue Nile, Brilliance and James Allen are all very reputable online jewelers, and you won’t be paying the high overhead price that you would be paying at a retail store). We went this route, and paid the SAME price for a 1 carat solitaire in 950 platinum that we would have paid for a .50-.75 carat ring in white gold. The clarity and color of my diamond are even VS1 and I (which faces up very white), not to mention the cut is ideal. Most big box stores carry diamonds in the SI-I clarity range, which can either be good or bad. Given your concerns, I would scope out one of the three websites I mentioned. You may be surprised to see that you’ll have many more options 🙂 Good luck!

Post # 10
289 posts
Helper bee
  • Wedding: April 2014

First, I love that you guys have a budget and want to stick with it.

Second, maybe you should look at something other then a diamond if you want a more bling for your buck. 

My SO and I did the same thing, set a budget and then got sticker shock as soon as we started looking. So I started to look at Sapphires with maybe smaller diamonds in the band or set around the stone. The price made me much happier! I actually showed him some white sapphire rings that have smaller white sapphires all around it and it is breath taking for $100. Just don’t get discouraged there is something out there you will love, that is well with in or maybe way under budget! 🙂 

Post # 11
2556 posts
Sugar bee
  • Wedding: May 2014

@Gorjuss:  I’m not sure where you’ve been window shopping, but have you been looking at a local jeweler?  My SO and I were kind of int he same boat.  He had a set dollar amount he wanted to spend (just a number we were both comfortable with).  We actually started browsing at the big box jewelery stores and I was floored by the prices on the rings in there – and the selection in our price range.  We visited a local jeweler and I couldn’t believe the price difference.  Seriously, similar rings were a good $500-$1000 difference.

Post # 12
4929 posts
Honey bee
  • Wedding: October 2018

If you’re set on the look of diamond, look at Moissanite (a favorite on the Bee), white sapphires, white topaz, and other white/colorless stones that aren’t diamond. You might find something you like even better, and they’re all less expensive than diamond.  

Post # 13
2999 posts
Sugar bee
  • Wedding: May 2013

Be creative with looking. Check out sites like Pricescope where users will help you find the best overall value for your budget through online retailers or take a trip to the pawn shop and make an offer on a ring to have the diamond reset. If you like antiques, look around for those. You can do a lot with any budget, you just have to be smart about how you use it! FWIW I wouldn’t go to big box stores because its usually a rip off.

Post # 14
1284 posts
Bumble bee
  • Wedding: October 2012

My Fiance spent about two months salary. Personally, I think that that is probably too much money for a ring… but I LOVE my ring and wouldn’t want anything else. We are in a good place financially so it didn’t “hurt” us to spend that much. I just am not sure it that is WHERE the money should have gone, does that make sense?

I understand where you’re coming from. I think you’re probably just feeling a little bummed that he is being limiting. Think about it this way, it is GOOD that he budgets and is trying to be reasonable with his money. That will be good for you both long term. In the meantime, there are plenty of options! I personally think that a .5 – .75 diamond would be beautiful. Keep in mind that you can always upgrade later! I’d recommend finding a setting that you love and get a diamond that you can afford on top of that.


Good luck!

Post # 15
174 posts
Blushing bee
  • Wedding: May 2013

Check out Bluenile, you get a better quality ring for a lower price.

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