Post # 32
Haven’t actually gotten married yet, but we base all our financial choices on the money we have on hand…. basically we’re paying out of pocket.
We’re planning on having zero debt, but we haven’t figured out our honeymoon yet.
We have a credit card for the wedding, but really the sole purpose of it is to build up our credit score together. We only put things on there that we can afford, and pay the balance off before the minimum payment is due.
Post # 33
We aren’t married yet (one more month!) but our honeymoon is paid for and we’re starting to make final payments to vendors now. We have enough in our designated wedding account to pay for everything that’s left and probably a little extra. We had an almost 20 month engagement for the sole purpose of paying for everything without any debt.
Post # 34
Nothing. We had a pretty low budget wedding ($5k), My parents paid for half and we paid the other half. Parents half came from them selling my old car to my uncle (with the understanding between ALL parties that this money was my wedding fund, so he overpaid a bit), and the other half was our tax return. So when all was said and done we walked out that night with nothing over our heads!
Honeymoon is a different story. We’re going to Germany next summer and that trip might cost more than the wedding! 🙁
Post # 35
We are trying to plan our entire wedding for $5000.00 we’re doing a lot of DIY stuff to, to help with the cost of everything. We are having a destination wedding in Panama City Beach, Florida instead of trying to rent out a restaurant to have our reception we rented a beach house for a couple of nights, and decided to have our reception there. We did some research on cateres and compared the prices of everything, and made sure to pick the cheapest. Everyone is paying for their own hotel’s. And we won’t be taking our honeymoon right as we are married, may wait till our first anniversary. So that we can save up for it so we won’t go into debt!
Post # 36
The only dept we have left, is 400$ for the photographer, since it was such a short planned wedding she allowed us to pay the rest when we pick up the pictures!
Post # 37
Zero. We paid for the whole thing in cash.
Post # 38
not married yet but I’m hoping for none! that being said costs are adding up and we’re trying to do some renovations to our home at the same time. So far we’ve been paying cash for everything.
Post # 39
$0! We paid for everything in cash, via monthly payments (we set aside x amount per paycheck and at the end of the month we allotted x for the venue, x for the photog, x for the decor etc) and I just bought things as time went on. After the wedding we actually got money back (deposits) so we ended up with about $2700 after the wedding.
Post # 40
We had a backyard wedding and planned for a cheaper wedding. We upgraded as the date neared and as I saved up cash from income. We planned for ipod music and either renting or borrowing cameras, but as the date drew near, we added a DJ and Photographer/Videographer using my paycheck with tax exemptions set high for more pocketed income than usual. Tax exemptions after the wedding are now set low for less income than usual, so by tax day it will balance out.
The only thing we charged was $650 for outdoor heaters, which we purchased on a new Home Depot card (no interest for 6 months), which I paid off within the 6 months. To rent the heaters would have cost $450. We bought them for $650 and resold them for $360 total, keeping one for ourselves. So in the end, we paid $290 and have our own heater to show for it.
Post # 41
@FortiesFlare: on threads like this, i think people are more eager to respond when they have something to be proud of. the people who banked on a debt playoff plan start feeling bad and dont pipe up.
Post # 42
It was rough but we did it somehow we used our tax refund for the airfare to travel to the location (we had it where all my family was) the refund also paid for the food. I paid for most of the decorations my dad helped with some of the food and flowers, my cousins and aunt helped with food and plates, cups etc. My husband’s uncle made the cake etc etc.
We were really practical about the whole thing, got deals were ever we could but didn’t get “cheap.” I have money left over and my temp job should last a few more weeks so I think we’ll just be fine but were not “on the hook” for anything. We are all paid up thanks to being pratical and generous gifts of services and food (and my dad offering the chip in some) from family and friends.
Every penny we spent was worth it it was just beautiful and everyone had a great time. I have no idea what we spent on the wedding since we just paid for things as they came up one day I should probably calculate it all out lol.
Post # 43
None. We were given $20K by our parents.
Post # 44
Our photographer didn’t want payment until he was done with the proofs! So we still had to pay him like $735. But he wouldn’t let us pay sooner!
Post # 45
Ha! I’ll be one to pipe up!
we saved over $11000 while living with our parents, and then moved out halfway through wedding planning and could no longer save. We paid for the entire wedding on our own. So yes, at the end of it (we barely received any money in cards from guests) we are left with about $23000 to pay off. i honestly don’t care! It was our wedding day, we are only doing it once, and I believe it was totally worth it.
Having everyone respond with $0, makes it seem like its so easy to pay everything off, or that your guests “pay” for your wedding. This is so NOT the norm.
I had my dream wedding and no amount of debt could change that!
Post # 46
@littlemisst08: Fiance and I are thinking about opening up a card that gives really great rewards (miles, preferably), then using those free miles to get to the honeymoon location.
Credit is fantastic if you know how to work it!
(I didn’t, my credit has been murdered brutally by my college years, but Fiance has taught me a lot and now I’m slowing rising from the grave)