(Closed) How much will your baby increase your monthly health insurance?

posted 6 years ago in Pregnancy
  • poll: How much will your baby increase your monthly health insurance bill?
    $50-100 : (13 votes)
    43 %
    $100-150 : (3 votes)
    10 %
    $150-200 : (5 votes)
    17 %
    More than $200 : (9 votes)
    30 %
  • Post # 3
    2400 posts
    Buzzing bee
    • Wedding: October 2012

    @MrsB1015:  That is not nuts at all. For me it was 350 I believe.

    Post # 4
    1306 posts
    Bumble bee


    I’m on DH’s health insurance.  Premiums are $122/paycheck for family.  His insurance only has 2 options:  single or family.  So, since we are already on the “family” plan, no added premium expense for future baby!!

    Post # 5
    10366 posts
    Sugar Beekeeper
    • Wedding: September 2010

    $0. My company’s awesome health plan is $40 a month no matter how many dependents you have!

    Post # 6
    923 posts
    Busy bee
    • Wedding: January 2013

    I’ll already be paying for the family plan by the time the baby gets here.  Going from self to family is about $200 extra per month though. 

    Post # 7
    14657 posts
    Honey Beekeeper
    • Wedding: June 2011

    From self to family raises ours about 300/month.   From couple to family, about 170/month.

    Post # 8
    1564 posts
    Bumble bee
    • Wedding: August 2012

    $0! We also are on a family plan of $300 per month and no additional expenses no matter how many “family members” we add.

    Post # 10
    1202 posts
    Bumble bee
    • Wedding: March 2012

    Not a penny!  Darling Husband gets free health insurance for himself as well as family.  The perks of blue collared steel mill workers.. high risk job but great benefits!

    I’ll have to pay about $500 oop once all is said and done for baby to be here, pending any special testing.

    Post # 11
    3771 posts
    Honey bee
    • Wedding: October 2012

    $0 already on the family plan for insurance since the only other alternative is only having single insurance.

    Post # 12
    1245 posts
    Bumble bee
    • Wedding: November 1999

    Holy crap!  You ladies are so lucky to have such affordable health insurance!

    Our insurance has 4 options: self, self + spouse, self + kids, self + spouse + kids.

    To go from self + spouse to self +kids (doesn’t matter how many kids you have) raises my insurance around $400 per month.  I pay $800/month for health insurance Undecided which is IMO absolutely ridiculous.

    Post # 13
    220 posts
    Helper bee
    • Wedding: April 2012

    Another 0. My company pays 100% of our insurance no matter if it’s just me or a family of 20! Plus they put $2000 a year into an FSA. I haven’t spent a dime on anything medical/health related since I’ve worked there. That includes infertility testing and treatment for both dh and I and my expensive asthma meds. Our plan also cover all pre natal care and the delivery at 100%!

    Post # 15
    4575 posts
    Honey bee
    • Wedding: April 2012

    @MrsB1015:  wow i had no idea that is actually more when you add a baby…we dont have children yet, but i always thought and was under the impression that it was free.  I am under my DH’s insurance, so i better check with him.. Iam glad you brought this up.  Thank You

    Post # 16
    9677 posts
    Buzzing Beekeeper
    • Wedding: September 2013

    I pay a whole $30 per month right now just for myself (single)…which is awesome! 

    With spouse it would be: $188-$208/month

    With kids only it would be: $148-$168/month

    With family (spouse + kids) it would be: $330-$350/month

    I like my $30 a month insurance!

    So I guess to add kids would be an extra $140 or so per month (assuming you are already paying for spouse)

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