Post # 1
My husband is on his own plan which is 100 dollars a month through his work. My insurance is free through my work but to add a baby it will be $150. So as a family we will be paying $250 a month for insurance. We both have really good insurance plans because we work for the state. I keep thinking $250 a month is nuts until I read other posts where people comment on their insurnace! So I am curious – how much will it be for you?
Post # 3
@MrsB1015: That is not nuts at all. For me it was 350 I believe.
Post # 4
I’m on DH’s health insurance. Premiums are $122/paycheck for family. His insurance only has 2 options: single or family. So, since we are already on the “family” plan, no added premium expense for future baby!!
Post # 5
$0. My company’s awesome health plan is $40 a month no matter how many dependents you have!
Post # 6
I’ll already be paying for the family plan by the time the baby gets here. Going from self to family is about $200 extra per month though.
Post # 7
From self to family raises ours about 300/month. From couple to family, about 170/month.
Post # 8
$0! We also are on a family plan of $300 per month and no additional expenses no matter how many “family members” we add.
Post # 9
Gosh! I didnt even think 0 would be an option! You gals are lucky! We could do the family plan with my husband for $600 or a family plan with my work for $328. So it was just cheaper to do it all seperately but it was still 250!
@crayfish: This is by FAR the best insurance policy I have ever heard of. $40 for an entire family??? ummm sign me up!
Post # 10
Not a penny! Darling Husband gets free health insurance for himself as well as family. The perks of blue collared steel mill workers.. high risk job but great benefits!
I’ll have to pay about $500 oop once all is said and done for baby to be here, pending any special testing.
Post # 11
$0 already on the family plan for insurance since the only other alternative is only having single insurance.
Post # 12
Holy crap! You ladies are so lucky to have such affordable health insurance!
Our insurance has 4 options: self, self + spouse, self + kids, self + spouse + kids.
To go from self + spouse to self +kids (doesn’t matter how many kids you have) raises my insurance around $400 per month. I pay $800/month for health insurance which is IMO absolutely ridiculous.
Post # 13
Another 0. My company pays 100% of our insurance no matter if it’s just me or a family of 20! Plus they put $2000 a year into an FSA. I haven’t spent a dime on anything medical/health related since I’ve worked there. That includes infertility testing and treatment for both dh and I and my expensive asthma meds. Our plan also cover all pre natal care and the delivery at 100%!
Post # 14
@nhoh: Holy cow!! What an incentive!! Good for you.
Post # 15
@MrsB1015: wow i had no idea that is actually more when you add a baby…we dont have children yet, but i always thought and was under the impression that it was free. I am under my DH’s insurance, so i better check with him.. Iam glad you brought this up. Thank You
Post # 16
I pay a whole $30 per month right now just for myself (single)…which is awesome!
With spouse it would be: $188-$208/month
With kids only it would be: $148-$168/month
With family (spouse + kids) it would be: $330-$350/month
I like my $30 a month insurance!
So I guess to add kids would be an extra $140 or so per month (assuming you are already paying for spouse)