(Closed) How open are you about finances?

posted 9 years ago in Married Life
Post # 3
Bee
1048 posts
Bumble bee
  • Wedding: September 2009 - City Hall

We’re very open. We have a google doc with all our bills, all our debts. We were already very honest prior to buying our house, but if we hadn’t been, we would have really had some ‘fessing up to do when it was time to get pre-qualified: they want every single account and debt you have – there’s no hiding from the mortgage peeps! The only time i keep a money secret from mr. mj is when I’m saving up to buy him a present.

Post # 4
Member
1718 posts
Bumble bee
  • Wedding: June 2008 - Winery in the Gold Country

We are married and we are NOT open at all about our finances! I’m very protective about money, I guess… I like to spend it when I feel like it, and save it as I feel like it.  We have 1 combined account in which we pay our mortgage and property taxes from, but other than that, we keep our own credit cards and checking/savings accts. I wouldn’t say I’m secretive about my money… but we don’t discuss it a lot (which is probably not really healthy!).

Post # 5
Member
2022 posts
Buzzing bee

We are now very open, but when we were in school/starting out jobs and not living together we did not discuss finances much.  But since we got engaged we are very open and now we are buying a house together so it’s all discussed.  We’re joining up all our accoutns, which it will be a little odd to see how much he spent at Subway, but I think it’s the best longterm approach for us.

Post # 6
Member
1718 posts
Bumble bee
  • Wedding: June 2008 - Winery in the Gold Country

Ah, yes, and I suffer from that weird disease where I like to say things cost less than they did! Like if I buy a dress for $150… I say it cost $120. ITS A DISEASE!

Post # 7
Member
773 posts
Busy bee

I guess you could say we’re open, in that now that we’re married, we have merged all our finances and my husband has been placed in charge of everything.  I like to remain blissfully oblivious.  He squirrels money away, whereas I’m a spender.  So I ask his permission before I make any big purchases, and he’s never denied me yet πŸ™‚

Post # 8
Bee
12087 posts
Sugar Beekeeper
  • Wedding: September 2009 - Barr Mansion

We are open, but it’s kind of an awkward topic for me, b/c I’m still finishing up the "school" phase of my life.  I’ve been living off loans for the past three years, and I’m about to have to start paying them back.  So scary!  I know the Dude wants to help me, but I also have a sense of pride about wanting to be able to pay my own bills.  The Dude has gotten very good at budgeting ever since we started dating.  When we got serious, he started saving money every month for the first time in his life.  I’m so proud of him! 

Post # 9
Member
1156 posts
Bumble bee
  • Wedding: March 2005 - Westside Loft, New York

well we share a joint account and don’t use credit cards so our finances are an open book.  but mr. bee doesn’t really check them so i prefer the don’t ask don’t tell method.

he doesn’t really spend money on anything, so i’m the one not telling and he’s the one not asking. 

Post # 10
Member
937 posts
Busy bee
  • Wedding: September 2009

His money is my money, my money is his money… we’ve had a joint account now for 2 years, we own a house, joint credit cards…. I pay all the bills and I tell him when he’s cut off for the month because of all his saltwater fish tank purchases!

Post # 11
Member
416 posts
Helper bee
  • Wedding: June 2008 - Imperia Hotel (modern chic hotel)

I deal with all the money…. EVERY Penny of it. Mr.Flamingo prefers it that way…
Ive tried to convince him to do his own finances but says I do a better job.

No secrets at all… heck I even know when he goes out to lunch.

Post # 12
Member
1091 posts
Bumble bee
  • Wedding: August 2018 - Oakland Manor

Until recently we weren’t super open about our finances. While in England Mr.D and I both opened up to each other and we’ve both felt so much better since getting on the same page. We could still be MORE open I think, but it’s all about the baby steps  πŸ™‚

Post # 13
Member
241 posts
Helper bee
  • Wedding: May 2009 - University of Michigan Union

We are verrry open about it! Like, we have a list of all of our usernames and passwords to bank and credit accounts. 

Post # 14
Member
199 posts
Blushing bee
  • Wedding: September 2009 - Catholic ceremony, reception at local armory

We are very open about it too.  We’ve been keeping our separate accounts but we’ll join them after we’re married.  He is really anal about keeping track of everything so I can’t wait until he does that part for me too!

Post # 15
Member
3332 posts
Sugar bee

We’re open about our finances, but we still keep things separate.  We have a joint account for household expenses (car, rent, etc.), but we also have our own bank accounts and credit cards.  We don’t check our personal account/card balances, but we talk about them periodically.  I think we both know roughly what the other person has in savings/debt, even if we don’t access each other’s accounts. 

Post # 16
Bee
1048 posts
Bumble bee
  • Wedding: September 2009 - City Hall

Mr. MJ and I have two separate accounts also. I’m not sure if we’re going to merge them or not. The way our system works now, it works. We’re open about everything, but maintaining our separate accounts allows us each to keep track of our own spending. He has his personal CC and I have mine.. he pays certain bills and I pay others. We’ll probably go joint eventually, but for now, we’re alright with two accounts.

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