(Closed) How the heck do you choose baby health insurance?!?!

posted 6 years ago in Babies
Post # 3
1434 posts
Bumble bee
  • Wedding: February 2010

@CEtoSAHM:  weird, we have a similiat situation. Basically I am covered by parents because I am under 26…also BCBS. Can’t add hubby or baby to that.Then, DH’s dad is a physician and treats Darling Husband for free and Darling Husband (knock on wood) is very healthy as it is so even though he is 31yrs old, he doesn’t have insurance and either way couldnt get it through work because he’s a business owner. Basically need to find an insurance that works for both baby and Darling Husband.

In your case, can’t you buy baby seperate insurance and a 2nd insurance for one of you? I mean its ricey but people have double insurances all the time for SO MANY different reasons. Also, do you think that maybe BCBS will offer you insurance at a lower rate for baby because both you & Darling Husband comes from BCBS families? Have you tried going straight to the BCBS offices? 

I am wondering what answers youll get to this! It’s a tough situation because it can get VERY pricey. 


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