(Closed) I just saved $40/mth by…

posted 7 years ago in Money
Post # 3
Member
429 posts
Helper bee
  • Wedding: April 2011

I always took advanatage of the “good student discounts”! I’ve considered refinancing my car at a lower APR, but we’re hoping to have it paid off in January anyways. :-/ We wanted to do away with the escrow account, but because of the type of loan Fiance got when he bought the house (FHA), we’re told we HAVE to have an escrow account. Bummer.

 

Congrats to yoU!

Post # 4
Member
44 posts
Newbee
  • Wedding: October 2012

Thanks for the awesome tip!

Post # 6
Member
3943 posts
Honey bee

Good tips ๐Ÿ™‚

Unfortunetly our mortgage lender requires us to have an escrow through them. We also have an FHA loan.

Post # 7
Member
2091 posts
Buzzing bee

I don’t have anything to add to this but when I read the title I thought you put “I just saved $40 on meth” and it made me laugh. ๐Ÿ™‚

Post # 10
Member
113 posts
Blushing bee

ways to save money:

go paperless with bills average charge is 2-3 for cell phones, other might by less we save now 24$year

dont pay for bank accounts: we have two seperate accounts both costing 12.95 a month, now we have a joint and savings and both are FREE we save 12.95 x 12 months x 2 people a year

change my house insurance around, called for dicounts we now spend 10$ a month less

change car insurances and join together we save about 50$ a month

equal billing with my hydro so i pay the same each month instead of 500 in winter months and 40 in summer. now its all evened out and able to budget (works for some people not all)

bi-weekely with car, mortgage etc.

look into your cell phone bills and home phone we save now 100$ month by paying attention to what we are doing and take away special features that maybe arent THAT neccesary!

we just did a financial overhaul i call it and id averaged about 2400 yearly i saved in two weeks by making phone calls and cancelling luxury features.

2 months later i dont miss a thing and money in my pocket!

Post # 12
Member
14444 posts
Honey Beekeeper
  • Wedding: June 2011

@sleepingbeauty88: ummm… are you sure you still get to write it off even though the company is reimbursing you??  I’m not sure you’re supposed to actually do that cause usually your company will write it off also.  It comes back to me in a paycheck under tuition category so theres no denying it.  So if you write it off too, you’re technically double dipping. 

Post # 13
Member
195 posts
Blushing bee
  • Wedding: July 2011

Also call your cable company and ask for your bill to be reduced!  I do this about every 2 years, as they try to sneak it up over time. At least in this area, there is so much cable competition between Time Warner and AT&T, that they will do anything to keep you.

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