(Closed) I refuse to go into debt…

posted 8 years ago in Money
Post # 3
Member
1057 posts
Bumble bee
  • Wedding: December 2010

I refuse to. I gave up some of the things I really wanted because I refused to be one of those “oh well, we’ll get enough money back in gifts.” NO. I am not that naive. We want to start our marriage off on a happy, great, STABLE note.

Post # 4
Member
693 posts
Busy bee
  • Wedding: May 2011

Yeah – we are not!  We are saving and the main things that we are saving on right now are keeping our decorations really simple, using an ipod for music, and having a friend do the photography.  

Post # 5
Member
10366 posts
Sugar Beekeeper
  • Wedding: September 2010

We didn’t go into debt! Paid 100% with cash, and it felt great 🙂

Post # 6
Member
4419 posts
Honey bee
  • Wedding: December 2010

The only debt I have right now is my student loans. Jim and I agree that paying them off is one of our highest priorities, because it is the only debt either of us has. We also agree that we will not go into debt for the wedding or anything else–with the exception of possibly buying a larger house some time down the road.

I’ve been majorly in debt before…I didn’t like it, and I’m not going to do it again. If I can’t pay cash, I’m not getting it.

Post # 7
Member
1641 posts
Bumble bee
  • Wedding: May 2011

We’re paying for the wedding all on our own sans loans/credit card.

Post # 8
Member
9029 posts
Buzzing Beekeeper
  • Wedding: June 2011

We are not going into debt either. This is why we kept our budget really low. We will have a great wedding and not have to feel guilty about it

Post # 9
Member
50 posts
Worker bee
  • Wedding: July 2011

@UpstateCait:

I absolutely REFUSE! This is being paid 100 percent out of our own pockets. If I have to cut people off the guest list then so be it. I also plan to have chicken entrees. I wanted some type of beef or fish but ya know what… CHICKEN IT IS! I also know that since we are paying for this alone we are going to take a mini-moon for a few days after our day and plan a real honeymoon for a few months later.

Post # 10
Member
376 posts
Helper bee
  • Wedding: October 2010

Us! Us! We paid for it all on our own, and did put some on credit cards… but we’re able to pay those off in full each month. We used a card with miles and racked up a TON of miles 🙂

My Fiance was very adamant that we did not spend more than we have. If it was left up to me, I may have been okay with charging some debt; thankfully he was there to keep me in line!

Post # 11
Member
504 posts
Busy bee
  • Wedding: April 2011

We refuse as well. Neither one of us even has a credit card so that’s not even an option. If we don’t have the cash for things or are able to pay on it without credit then it doesn’t get bought. I want to be able to still have money in our savings account when this one day is all over with.

Post # 12
Member
877 posts
Busy bee
  • Wedding: April 2011

I agree with all the posts above!  This was part of the reason why our engagement is nearly 2 years.   We’re putting away a good amount of savings each month for the wedding, in addition to saving for a house, car, travel, and personal investments. Even though our parents are willing to help out, we chose not to ask them since they’ve supported us individually in so many other aspects of our lives.

Post # 13
Member
2767 posts
Sugar bee
  • Wedding: September 2009

i feel like most bees won’t go into debt.  I don’t know the exact stats.  But I don’t think any of my friends or family have taken out loans or gone into debt for their weddings.  We all just saved for a year or so before we had our weddings!

Post # 14
Member
238 posts
Helper bee
  • Wedding: August 2011

I think most people are choosing to have longer engagements so they can have enough time to save up. And not many of us are as lucky to have our parents pitch in. But if I had a job with a great salary I’d definitely make my day just the way I want it.

Post # 15
Member
439 posts
Helper bee

I won’t go into debt for my wedding either.  I have enough debt from student loans; I don’t need to add my wedding to that.

However, I plan on paying with a credit card that earns airline miles so we can use those miles for our 1st anniversary trip (we decided to do our honeymoon on our 1 year anniversary).  I will pay that credit card off every month.

Our engagement is going to be 2 years for precisely this reason.  We just don’t have the money to drop right now.  We’re spreading out the costs over two years and scoping out sales the whole time.  Because I have so much time to plan and shop, we’re getting a ton of things at an awesome discount.

The topic ‘I refuse to go into debt…’ is closed to new replies.

Find Amazing Vendors